# ACI Worldwide, Inc.: overview

ACIW · Nasdaq · CIK 935036 · [Technology](/sectors/technology.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/aciw.md) · [Financials](/companies/aciw/financials.md) · [Filings](/companies/aciw/filings.md) · [Insiders](/companies/aciw/insiders.md)

Latest reported revenue: [$430.4m](/filings/0000935036-26-000028.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000935036-26-000028).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [452](/filings/0000935036-25-000031.md) | [453 d](/filings/0000935036-26-000011.md) | [395](/filings/0000935036-26-000021.md) | [401](/filings/0000935036-26-000028.md) | [482](/filings/0000935036-25-000031.md) | [482 d](/filings/0000935036-26-000011.md) | [426](/filings/0000935036-26-000021.md) | [430](/filings/0000935036-26-000028.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [27.1%](/filings/0000935036-25-000031.md) | [27.0% d](/filings/0000935036-26-000011.md) | [14.8%](/filings/0000935036-26-000021.md) | [8.7%](/filings/0000935036-26-000028.md) | [26.5%](/filings/0000935036-25-000031.md) | [22.6% d](/filings/0000935036-26-000011.md) | [13.5%](/filings/0000935036-26-000021.md) | [10.4%](/filings/0000935036-26-000028.md) |
| Net margin | % | [18.0%](/filings/0000935036-25-000031.md) | [21.8% d](/filings/0000935036-26-000011.md) | [14.9%](/filings/0000935036-26-000021.md) | [3.0%](/filings/0000935036-26-000028.md) | [18.9%](/filings/0000935036-25-000031.md) | [13.4% d](/filings/0000935036-26-000011.md) | [9.0%](/filings/0000935036-26-000021.md) | [7.4%](/filings/0000935036-26-000028.md) |
| Diluted EPS | $ per share | [0.77](/filings/0000935036-25-000031.md) | not reported | [0.55](/filings/0000935036-26-000021.md) | [0.12](/filings/0000935036-26-000028.md) | [0.88](/filings/0000935036-25-000031.md) | not reported | [0.37](/filings/0000935036-26-000021.md) | [0.31](/filings/0000935036-26-000028.md) |
| Free cash flow | $m | [50.5 d](/filings/0000935036-25-000031.md) | [120 d](/filings/0000935036-26-000011.md) | [76.1](/filings/0000935036-26-000021.md) | [47.6 d](/filings/0000935036-26-000028.md) | [69.6 d](/filings/0000935036-25-000031.md) | [117 d](/filings/0000935036-26-000011.md) | [61.2](/filings/0000935036-26-000021.md) | [63.9 d](/filings/0000935036-26-000028.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [1,371](/filings/0000935036-24-000007.md) | [1,422](/filings/0000935036-25-000006.md) | [1,453](/filings/0000935036-26-000011.md) | [1,594](/filings/0000935036-26-000011.md) | [1,760](/filings/0000935036-26-000011.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [15.3%](/filings/0000935036-24-000007.md) | [14.3%](/filings/0000935036-25-000006.md) | [15.2%](/filings/0000935036-26-000011.md) | [19.3%](/filings/0000935036-26-000011.md) | [18.7%](/filings/0000935036-26-000011.md) |
| Net margin | % | [9.3%](/filings/0000935036-24-000007.md) | [10.0%](/filings/0000935036-25-000006.md) | [8.4%](/filings/0000935036-26-000011.md) | [12.7%](/filings/0000935036-26-000011.md) | [12.9%](/filings/0000935036-26-000011.md) |
| Diluted EPS | $ per share | [1.08](/filings/0000935036-24-000007.md) | [1.24](/filings/0000935036-25-000006.md) | [1.12](/filings/0000935036-26-000011.md) | [1.91](/filings/0000935036-26-000011.md) | [2.16](/filings/0000935036-26-000011.md) |
| Free cash flow | $m | [200](/filings/0000935036-24-000007.md) | [130](/filings/0000935036-25-000006.md) | [160](/filings/0000935036-26-000011.md) | [343](/filings/0000935036-26-000011.md) | [310](/filings/0000935036-26-000011.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/aciw/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $823.8m | 16,381,401 |  | Reduced −636,736 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $408.0m | 8,112,057 |  | Added +55,710 |
| [FRANKLIN RESOURCES INC](/funds/38777.md) | 2026-06-30 | $336.7m | 6,695,164 |  | Added +78,793 |
| [FMR LLC](/funds/315066.md) | 2026-06-30 | $329.2m | 6,545,875 |  | Added +4,380,018 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $230.7m | 4,586,998 |  | Added +46,486 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $215.9m | 4,294,891 |  | Added +143,982 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $171.0m | 3,398,962 |  | Added +224,237 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $158.7m | 3,155,479 |  | Added +342,329 |
| [FULLER & THALER ASSET MANAGEMENT, INC.](/funds/1082327.md) | 2026-06-30 | $137.4m | 2,732,368 |  | Added +582,559 |
| [North Reef Capital Management LP](/funds/1867831.md) | 2026-06-30 | $131.6m | 2,617,000 |  | Added +387,000 |

## Recent filings

[All 1,261 filings](/companies/aciw/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-06 | 10:16 ET | [10-Q](/filings/0000935036-26-000028.md) | Quarterly report, period 2026-06-30 | 0000935036-26-000028 |
| 2026-08-06 | 08:04 ET | [8-K](/filings/0000935036-26-000026.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000935036-26-000026 |
| 2026-06-02 | 17:08 ET | [8-K](/filings/0001193125-26-253825.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001193125-26-253825 |
| 2026-05-07 | 14:27 ET | [10-Q](/filings/0000935036-26-000021.md) | Quarterly report, period 2026-03-31 | 0000935036-26-000021 |
| 2026-05-07 | 07:58 ET | [8-K](/filings/0000935036-26-000019.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000935036-26-000019 |
| 2026-04-20 | 06:04 ET | [DEF 14A](/filings/0001193125-26-162572.md) | Proxy statement, period 2026-06-02 | 0001193125-26-162572 |
| 2026-02-26 | 12:41 ET | [10-K](/filings/0000935036-26-000011.md) | Annual report, period 2025-12-31 | 0000935036-26-000011 |
| 2026-02-26 | 07:53 ET | [8-K](/filings/0000935036-26-000009.md) | 2.02 Results of operations; 5.02 Departure or appointment of officers or directors; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000935036-26-000009 |
| 2026-01-14 | 09:15 ET | [8-K](/filings/0001193125-26-012321.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001193125-26-012321 |
| 2025-11-06 | 10:26 ET | [10-Q](/filings/0000935036-25-000031.md) | Quarterly report, period 2025-09-30 | 0000935036-25-000031 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000935036-26-000011.md), filed Feb 26, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/6d4ae7b5-ee3d-4df0-b2f8-2375971e8654)

## About the filer

- CIK: 935036
- Tickers: ACIW
- Exchange: Nasdaq
- SIC code: 7372 Services-Prepackaged Software
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:29 ET. No prices; not investment advice.