# Aflac Inc: overview

AFL · NYSE · CIK 4977 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/afl.md) · [Financials](/companies/afl/financials.md) · [Filings](/companies/afl/filings.md) · [Insiders](/companies/afl/insiders.md)

Latest reported revenue: [$4.12bn](/filings/0001628280-26-054618.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:Revenues, accession 0001628280-26-054618).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [2,949](/filings/0001628280-25-049279.md) | [5,403 d](/filings/0001628280-26-011402.md) | [3,398](/filings/0001628280-26-030923.md) | [4,160](/filings/0001628280-26-054618.md) | [4,740](/filings/0001628280-25-049279.md) | [4,866 d](/filings/0001628280-26-011402.md) | [4,346](/filings/0001628280-26-030923.md) | [4,117](/filings/0001628280-26-054618.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [(3.2%)](/filings/0001628280-25-049279.md) | [35.2% d](/filings/0001628280-26-011402.md) | [0.9%](/filings/0001628280-26-054618.md) | [14.4%](/filings/0001628280-26-054618.md) | [34.6%](/filings/0001628280-25-049279.md) | [28.3% d](/filings/0001628280-26-011402.md) | [23.4%](/filings/0001628280-26-054618.md) | [20.0%](/filings/0001628280-26-054618.md) |
| Diluted EPS | $ per share | [(0.17)](/filings/0001628280-25-049279.md) | not reported | [0.05](/filings/0001628280-26-030923.md) | [1.11](/filings/0001628280-26-054618.md) | [3.08](/filings/0001628280-25-049279.md) | not reported | [1.98](/filings/0001628280-26-030923.md) | [1.63](/filings/0001628280-26-054618.md) |
| Free cash flow | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $bn | [21.6](/filings/0000004977-24-000053.md) | [19.1](/filings/0000004977-25-000047.md) | [18.7](/filings/0001628280-26-011402.md) | [18.9](/filings/0001628280-26-011402.md) | [17.2](/filings/0001628280-26-011402.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [22.9%](/filings/0000004977-23-000055.md) | [21.7%](/filings/0000004977-23-000055.md) | not reported | not reported | not reported |
| Net margin | % | [19.6%](/filings/0000004977-24-000053.md) | [23.1%](/filings/0000004977-25-000047.md) | [24.9%](/filings/0001628280-26-011402.md) | [28.8%](/filings/0001628280-26-011402.md) | [21.2%](/filings/0001628280-26-011402.md) |
| Diluted EPS | $ per share | [6.25](/filings/0000004977-24-000053.md) | [6.93](/filings/0000004977-25-000047.md) | [7.78](/filings/0001628280-26-011402.md) | [9.63](/filings/0001628280-26-011402.md) | [6.82](/filings/0001628280-26-011402.md) |
| Free cash flow | $bn | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/afl/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Japan Post Holdings Co., Ltd.](/funds/1783464.md) | 2026-06-30 | $5.97bn | 50,898,490 |  | Reduced −1,076,010 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $4.09bn | 34,915,032 |  | Reduced −1,290,259 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $3.51bn | 29,902,916 |  | Reduced −351,487 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $2.86bn | 24,356,406 |  | Added +6,113,842 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $2.76bn | 23,513,644 |  | Reduced −86,826 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $1.24bn | 10,600,232 |  | Reduced −117,032 |
| [WELLS FARGO & COMPANY/MN](/funds/72971.md) | 2026-06-30 | $1.01bn | 8,636,237 |  | Reduced −1,912,631 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $942.8m | 8,040,706 |  | Added +139,262 |
| [NORTHERN TRUST CORP](/funds/73124.md) | 2026-06-30 | $736.7m | 6,282,869 |  | Reduced −267,968 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $624.3m | 5,324,201 |  | Added +1,192,763 |

## Recent filings

[All 1,874 filings](/companies/afl/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-07 | 13:18 ET | [10-Q](/filings/0001628280-26-054618.md) | Quarterly report, period 2026-06-30 | 0001628280-26-054618 |
| 2026-08-06 | 20:14 ET | [8-K](/filings/0001628280-26-054333.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-054333 |
| 2026-06-30 | 10:03 ET | [8-K](/filings/0001628280-26-046124.md) | 8.01 Other events | 0001628280-26-046124 |
| 2026-05-28 | 20:35 ET | [8-K](/filings/0001104659-26-067551.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-067551 |
| 2026-05-14 | 21:11 ET | [8-K](/filings/0001104659-26-061314.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-061314 |
| 2026-05-07 | 19:46 ET | [8-K](/filings/0001628280-26-032022.md) | 5.07 Shareholder vote results | 0001628280-26-032022 |
| 2026-05-06 | 12:01 ET | [10-Q](/filings/0001628280-26-030923.md) | Quarterly report, period 2026-03-31 | 0001628280-26-030923 |
| 2026-04-29 | 20:19 ET | [8-K](/filings/0001628280-26-028396.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-028396 |
| 2026-03-19 | 11:11 ET | [DEF 14A](/filings/0001628280-26-019621.md) | Proxy statement, period 2026-05-04 | 0001628280-26-019621 |
| 2026-02-25 | 13:03 ET | [10-K](/filings/0001628280-26-011402.md) | Annual report, period 2025-12-31 | 0001628280-26-011402 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001628280-26-011402.md), filed Feb 25, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/5b2dcb76-3240-40b1-af02-d0465121142d)

## About the filer

- CIK: 4977
- Tickers: AFL
- Exchange: NYSE
- SIC code: 6321 Accident & Health Insurance
- State of incorporation: GA
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:17 ET. No prices; not investment advice.