# Atlanticus Holdings Corp: overview

ATLC · Nasdaq · CIK 1464343 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/atlc.md) · [Financials](/companies/atlc/financials.md) · [Filings](/companies/atlc/filings.md) · [Insiders](/companies/atlc/insiders.md)

Latest reported revenue: [$744.3m](/filings/0001437749-26-026279.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:Revenues, accession 0001437749-26-026279).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [351](/filings/0001437749-25-033947.md) | [353 d](/filings/0001437749-26-007972.md) | [345](/filings/0001437749-26-015592.md) | [394](/filings/0001437749-26-026279.md) | [495](/filings/0001437749-25-033947.md) | [734 d](/filings/0001437749-26-007972.md) | [680](/filings/0001437749-26-015592.md) | [744](/filings/0001437749-26-026279.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [8.4%](/filings/0001437749-25-033947.md) | [8.9% d](/filings/0001437749-26-007972.md) | [9.1%](/filings/0001437749-26-015592.md) | [7.8%](/filings/0001437749-26-026279.md) | [5.0%](/filings/0001437749-25-033947.md) | [4.8% d](/filings/0001437749-26-007972.md) | [6.5%](/filings/0001437749-26-015592.md) | [6.7%](/filings/0001437749-26-026279.md) |
| Diluted EPS | $ per share | [1.27](/filings/0001437749-25-033947.md) | not reported | [1.49](/filings/0001437749-26-015592.md) | [1.51](/filings/0001437749-26-026279.md) | [1.21](/filings/0001437749-25-033947.md) | not reported | [2.23](/filings/0001437749-26-015592.md) | [2.50](/filings/0001437749-26-026279.md) |
| Free cash flow | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [748](/filings/0001437749-23-031044.md) | [1,047](/filings/0001437749-24-006440.md) | [1,156](/filings/0001437749-25-007559.md) | [1,311](/filings/0001437749-26-007972.md) | [1,968](/filings/0001437749-26-007972.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [23.8%](/filings/0001437749-23-031044.md) | [13.0%](/filings/0001437749-24-006440.md) | [8.9%](/filings/0001437749-25-007559.md) | [8.5%](/filings/0001437749-26-007972.md) | [6.2%](/filings/0001437749-26-007972.md) |
| Diluted EPS | $ per share | [7.56](/filings/0001437749-23-031044.md) | [5.83](/filings/0001437749-24-006440.md) | [4.24](/filings/0001437749-25-007559.md) | [4.77](/filings/0001437749-26-007972.md) | [5.96](/filings/0001437749-26-007972.md) |
| Free cash flow | $m | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/atlc/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [WELLINGTON MANAGEMENT GROUP LLP](/funds/902219.md) | 2026-06-30 | $53.4m | 522,642 |  | Reduced −232,316 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $46.5m | 454,394 |  | Reduced −68,151 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $43.5m | 425,768 |  | Reduced −4,399 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $24.1m | 235,886 |  | Added +605 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $22.6m | 221,049 |  | Added +35,958 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $14.7m | 143,886 |  | Added +791 |
| [HB Wealth Management, LLC](/funds/1911253.md) | 2026-06-30 | $12.2m | 118,939 |  | Added +151 |
| [ARROWSTREET CAPITAL, LIMITED PARTNERSHIP](/funds/1164508.md) | 2026-06-30 | $12.1m | 117,995 |  | Added +88,942 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $12.1m | 117,936 |  | Added +2,057 |
| [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $10.2m | 99,601 |  | Reduced −21,802 |

## Recent filings

[All 717 filings](/companies/atlc/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-06 | 20:05 ET | [8-K](/filings/0001437749-26-032179.md) | 8.01 Other events | 0001437749-26-032179 |
| 2026-09-17 | 11:30 ET | [8-K](/filings/0001437749-26-030605.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001437749-26-030605 |
| 2026-08-06 | 20:17 ET | [10-Q](/filings/0001437749-26-026279.md) | Quarterly report, period 2026-06-30 | 0001437749-26-026279 |
| 2026-07-06 | 00:03 ET | [SCHEDULE 13D/A](/filings/0001437749-26-022852.md) | Ownership report, active investor, amended | 0001437749-26-022852 |
| 2026-05-13 | 13:03 ET | [8-K](/filings/0001437749-26-016553.md) | 5.07 Shareholder vote results | 0001437749-26-016553 |
| 2026-05-07 | 20:18 ET | [10-Q](/filings/0001437749-26-015592.md) | Quarterly report, period 2026-03-31 | 0001437749-26-015592 |
| 2026-04-10 | 20:16 ET | [DEF 14A](/filings/0001437749-26-012028.md) | Proxy statement, period 2026-05-07 | 0001437749-26-012028 |
| 2026-03-12 | 20:16 ET | [10-K](/filings/0001437749-26-007972.md) | Annual report, period 2025-12-31 | 0001437749-26-007972 |
| 2025-11-28 | 21:30 ET | [8-K/A](/filings/0001437749-25-036495.md) | 9.01 Financial statements and exhibits | 0001437749-25-036495 |
| 2025-11-10 | 13:01 ET | [10-Q](/filings/0001437749-25-033947.md) | Quarterly report, period 2025-09-30 | 0001437749-25-033947 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001437749-26-007972.md), filed Mar 12, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/bfc553b3-847c-4086-ba42-8c018d04288a)

## About the filer

- CIK: 1464343
- Tickers: ATLC, ATLCL, ATLCP, ATLCZ
- Exchange: Nasdaq
- SIC code: 6141 Personal Credit Institutions
- State of incorporation: GA
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:40 ET. No prices; not investment advice.