# BayFirst Financial Corp.: overview BAFN · Nasdaq · CIK 1649739 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31 Pages: [Overview](/companies/bafn.md) · [Financials](/companies/bafn/financials.md) · [Filings](/companies/bafn/filings.md) · [Insiders](/companies/bafn/insiders.md) Revenue is not reported in this company’s XBRL financial statements. ## Last eight quarters | Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) | | --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Diluted EPS | $ per share | [0.18](/filings/0001649739-25-000250.md) | not reported | [(0.32)](/filings/0001649739-26-000050.md) | [(0.54)](/filings/0001649739-26-000061.md) | [(4.71)](/filings/0001649739-26-000049.md) | not reported | [(1.54)](/filings/0001649739-26-000050.md) | [(8.05)](/filings/0001649739-26-000061.md) | | Free cash flow | $m | [90.5 d](/filings/0001649739-25-000250.md) | [100 d](/filings/0001649739-26-000049.md) | [75.0](/filings/0001649739-26-000049.md) | [64.0 d](/filings/0001649739-26-000061.md) | [48.2 d](/filings/0001649739-26-000049.md) | [101 d](/filings/0001649739-26-000049.md) | [(3.2)](/filings/0001649739-26-000028.md) | [0.3 d](/filings/0001649739-26-000061.md) | - Revenue. XBRL not reported. - Gross margin (gross profit / revenue). XBRL not reported. - Operating margin (operating income / revenue). XBRL not reported. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure. ## Last five fiscal years | Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | not reported | not reported | not reported | not reported | not reported | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | | Net margin | % | not reported | not reported | not reported | not reported | not reported | | Diluted EPS | $ per share | [5.91](/filings/0001649739-23-000111.md) | [(0.22)](/filings/0001649739-24-000122.md) | [1.12](/filings/0001649739-25-000106.md) | [2.09](/filings/0001649739-26-000049.md) | [(6.32)](/filings/0001649739-26-000049.md) | | Free cash flow | $m | [482](/filings/0001649739-23-000111.md) | [432](/filings/0001649739-24-000122.md) | [447](/filings/0001649739-25-000106.md) | [392](/filings/0001649739-26-000049.md) | [289](/filings/0001649739-26-000049.md) | - Revenue. XBRL not reported. - Gross margin (gross profit / revenue). XBRL not reported. - Operating margin (operating income / revenue). XBRL not reported. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/bafn/insiders.md) None in coverage. ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $754.0k | 150,806 | | Added +2,171 | | [FIRST MANHATTAN CO. LLC.](/funds/728083.md) | 2026-06-30 | $664.6k | 132,926 | | Added +5,000 | | [BANC FUNDS CO LLC](/funds/1029311.md) | 2026-06-30 | $458.4k | 91,679 | | Unchanged | | [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $264.1k | 52,828 | | Added +1,093 | | [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $193.9k | 38,775 | | Reduced −5,378 | | [STIFEL FINANCIAL CORP](/funds/720672.md) | 2026-06-30 | $183.4k | 36,673 | | Added +5,473 | | [Modern Wealth Management, LLC](/funds/2001900.md) | 2026-06-30 | $138.3k | 27,661 | | New +27,661 | | [VANGUARD FIDUCIARY TRUST CO](/funds/933478.md) | 2026-06-30 | $111.1k | 22,215 | | Added +1,049 | | [LPL Financial LLC](/funds/1403438.md) | 2026-06-30 | $96.6k | 19,321 | | Added +6,500 | | [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $78.0k | 15,600 | | New +15,600 | ## Recent filings [All 791 filings](/companies/bafn/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2026-10-19 | 09:32 ET | [SCHEDULE 13D/A](/filings/0001649739-26-000139.md) | Ownership report, active investor, amended | 0001649739-26-000139 | | 2026-10-13 | 16:26 ET | [SCHEDULE 13D/A](/filings/0001649739-26-000137.md) | Ownership report, active investor, amended | 0001649739-26-000137 | | 2026-09-30 | 09:00 ET | [8-K](/filings/0001649739-26-000118.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001649739-26-000118 | | 2026-09-29 | 12:17 ET | [8-K](/filings/0001649739-26-000114.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001649739-26-000114 | | 2026-09-24 | 09:32 ET | [8-K](/filings/0001649739-26-000104.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001649739-26-000104 | | 2026-09-01 | 09:06 ET | [8-K](/filings/0001649739-26-000097.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001649739-26-000097 | | 2026-08-27 | 16:00 ET | [8-K](/filings/0001649739-26-000091.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001649739-26-000091 | | 2026-08-21 | 15:31 ET | [S-1/A](/filings/0001649739-26-000083.md) | Registration statement, amended | 0001649739-26-000083 | | 2026-08-21 | 15:30 ET | [S-1/A](/filings/0001649739-26-000082.md) | Registration statement, amended | 0001649739-26-000082 | | 2026-08-20 | 16:31 ET | [S-1/A](/filings/0001649739-26-000075.md) | Registration statement, amended | 0001649739-26-000075 | ## Latest annual report [Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001649739-26-000014.md), filed Mar 27, 2026. ## Forecast league Not in this season’s league. [This season’s league](/leagues.md) ## About the filer - CIK: 1649739 - Tickers: BAFN - Exchange: Nasdaq - SIC code: 6022 State Commercial Banks - State of incorporation: FL - Filer category:
Emerging growth company Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 16:01 ET. No prices; not investment advice.