# Beacon Financial Corp: overview

BBT · NYSE · CIK 1108134 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/bbt.md) · [Financials](/companies/bbt/financials.md) · [Filings](/companies/bbt/filings.md) · [Insiders](/companies/bbt/insiders.md)

Latest reported revenue: [$113.7m](/filings/0001108134-25-000011.md) for Q2 FY2025, three months to 2025-06-30, from the 10-Q filed Aug 11, 2025 (XBRL us-gaap:Revenues, accession 0001108134-25-000011).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [126](/filings/0001108134-25-000003.md) | [110](/filings/0001108134-25-000003.md) | [110](/filings/0001108134-25-000007.md) | [114](/filings/0001108134-25-000011.md) | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [16.0%](/filings/0001628280-26-013247.md) | [15.9%](/filings/0001628280-26-013247.md) | [17.3%](/filings/0001628280-26-033186.md) | [19.4%](/filings/0001628280-26-054720.md) | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.23](/filings/0001628280-26-013247.md) | [0.20](/filings/0001628280-26-013247.md) | [0.21](/filings/0001628280-26-033186.md) | [0.25](/filings/0001628280-26-054720.md) | [(0.05)](/filings/0001628280-26-013247.md) | [0.64](/filings/0001628280-26-013247.md) | [0.55](/filings/0001628280-26-033186.md) | [0.77](/filings/0001628280-26-054720.md) |
| Free cash flow | $m | [17.2 d](/filings/0001108134-25-000020.md) | [41.7 d](/filings/0001628280-26-013247.md) | [4.6](/filings/0001628280-26-033186.md) | [31.4 d](/filings/0001628280-26-054720.md) | [14.2 d](/filings/0001108134-25-000020.md) | [160 d](/filings/0001628280-26-013247.md) | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [46.1](/filings/0001108134-24-000003.md) | [40.9](/filings/0001108134-25-000003.md) | [16.2](/filings/0001628280-26-013247.md) | [16.5](/filings/0001628280-26-013247.md) | [29.9](/filings/0001628280-26-013247.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [257.4%](/filings/0001108134-24-000003.md) | [226.4%](/filings/0001108134-25-000003.md) | [462.0%](/filings/0001628280-26-013247.md) | [415.5%](/filings/0001628280-26-013247.md) | [301.4%](/filings/0001628280-26-013247.md) |
| Diluted EPS | $ per share | [2.39](/filings/0001108134-24-000003.md) | [2.02](/filings/0001108134-25-000003.md) | [0.85](/filings/0001628280-26-013247.md) | [0.77](/filings/0001628280-26-013247.md) | [1.03](/filings/0001628280-26-013247.md) |
| Free cash flow | $m | [83.2](/filings/0001108134-24-000003.md) | [109](/filings/0001108134-25-000003.md) | [104](/filings/0001628280-26-013247.md) | [100.0](/filings/0001628280-26-013247.md) | [212](/filings/0001628280-26-013247.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/bbt/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-30 | [Charnley Nina A](/insiders/1901713.md) | Director | Purchase (P) | 350 | $30.57 | $10.7k | [Form 4](/filings/0001628280-26-068526.md) |
| 2026-10-28 | [Rosengren Eric S](/insiders/1973576.md) | Director | Purchase (P) | 700 | $30.24 | $21.2k | [Form 4](/filings/0001628280-26-067904.md) |
| 2026-10-28 | [Callahan Mary Anne](/insiders/1993894.md) | Director | Purchase (P) | 3,200 | $30.21 | $96.7k | [Form 4](/filings/0001628280-26-068056.md) |
| 2026-10-27 | [Fitzgerald Margaret Boles](/insiders/1589930.md) | Director | Purchase (P) | 329 | $30.77 | $10.1k | [Form 4](/filings/0001628280-26-067740.md) |
| 2026-10-26 | [Polito Karyn](/insiders/1965457.md) | Director | Purchase (P) | 1,000 | $30.68 | $30.7k | [Form 4](/filings/0001628280-26-067923.md) |
| 2026-10-26 | [Hollister Thomas J](/insiders/1368208.md) | Director | Purchase (P) | 3,450 | $30.43 | $105.0k | [Form 4](/filings/0001628280-26-067255.md) |
| 2026-10-26 | [Eagan John Buckley](/insiders/2146758.md) | General Counsel, Officer | Sale (S) | 641 | $30.61 | $19.6k | [Form 4](/filings/0001628280-26-067257.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $376.6m | 12,366,226 |  | Added +184,505 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $158.7m | 5,212,012 |  | Added +78,080 |
| [MILLENNIUM MANAGEMENT LLC](/funds/1273087.md) | 2026-06-30 | $157.3m | 5,165,656 |  | Added +53,775 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $156.2m | 5,129,035 |  | Added +375,049 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $150.9m | 4,955,978 |  | Added +137,456 |
| [FULLER & THALER ASSET MANAGEMENT, INC.](/funds/1082327.md) | 2026-06-30 | $119.9m | 3,936,942 |  | Reduced −833,610 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $114.5m | 3,761,172 |  | Reduced −5,012 |
| [Verition Fund Management LLC](/funds/1454027.md) | 2026-06-30 | $73.2m | 2,403,149 |  | Added +388,127 |
| [HoldCo Asset Management, LP](/funds/1724246.md) | 2026-06-30 | $68.9m | 2,263,000 |  | Added +202,000 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $65.8m | 2,160,024 |  | Added +115,664 |

## Recent filings

[All 1,476 filings](/companies/bbt/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-21 | 16:05 ET | [8-K](/filings/0001171843-26-006743.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001171843-26-006743 |
| 2026-09-30 | 08:30 ET | [8-K/A](/filings/0001171843-26-006308.md) | 5.02 Departure or appointment of officers or directors | 0001171843-26-006308 |
| 2026-09-29 | 16:44 ET | [8-K](/filings/0001171843-26-006293.md) | 8.01 Other events | 0001171843-26-006293 |
| 2026-09-21 | 08:33 ET | [8-K](/filings/0001193125-26-396127.md) | 5.02 Departure or appointment of officers or directors; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001193125-26-396127 |
| 2026-08-20 | 16:30 ET | [8-K](/filings/0001104659-26-099244.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-099244 |
| 2026-08-13 | 07:30 ET | [8-K](/filings/0001104659-26-095466.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-095466 |
| 2026-08-07 | 13:18 ET | [10-Q](/filings/0001628280-26-054720.md) | Quarterly report, period 2026-06-30 | 0001628280-26-054720 |
| 2026-08-03 | 08:30 ET | [8-K](/filings/0001171843-26-005142.md) | 5.02 Departure or appointment of officers or directors; 8.01 Other events; 9.01 Financial statements and exhibits | 0001171843-26-005142 |
| 2026-07-29 | 16:16 ET | [8-K](/filings/0001171843-26-005016.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001171843-26-005016 |
| 2026-07-10 | 16:16 ET | [8-K](/filings/0001104659-26-082659.md) | 8.01 Other events | 0001104659-26-082659 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001628280-26-013247.md), filed Mar 2, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1108134
- Tickers: BBT
- Exchange: NYSE
- SIC code: 6036 Savings Institutions, Not Federally Chartered
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 14:03 ET. No prices; not investment advice.