# Bank of the James Financial Group Inc: overview BOTJ · Nasdaq · CIK 1275101 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31 Pages: [Overview](/companies/botj.md) · [Financials](/companies/botj/financials.md) · [Filings](/companies/botj/filings.md) · [Insiders](/companies/botj/insiders.md) Latest reported revenue: [$1.1m](/filings/0001275101-26-000025.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 12, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax, accession 0001275101-26-000025). ## Last eight quarters | Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) | | --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | | Revenue | $k | [991](/filings/0001275101-25-000007.md) | [1,073 d](/filings/0001275101-26-000010.md) | [981](/filings/0001275101-26-000019.md) | [975](/filings/0001275101-26-000025.md) | [1,046](/filings/0001275101-25-000007.md) | [1,271 d](/filings/0001275101-26-000010.md) | [994](/filings/0001275101-26-000019.md) | [1,149](/filings/0001275101-26-000025.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [200.8%](/filings/0001275101-25-000007.md) | [150.8% d](/filings/0001275101-26-000010.md) | [85.8%](/filings/0001275101-26-000025.md) | [277.3%](/filings/0001275101-26-000025.md) | [263.1%](/filings/0001275101-25-000007.md) | [214.2% d](/filings/0001275101-26-000010.md) | [279.1%](/filings/0001275101-26-000025.md) | [282.0%](/filings/0001275101-26-000025.md) | | Diluted EPS | $ per share | [0.44](/filings/0001275101-25-000007.md) | not reported | [0.19](/filings/0001275101-26-000019.md) | [0.60](/filings/0001275101-26-000025.md) | [0.61](/filings/0001275101-25-000007.md) | not reported | [0.61](/filings/0001275101-26-000019.md) | [0.71](/filings/0001275101-26-000025.md) | | Free cash flow | $k | [3,353 d](/filings/0001275101-25-000007.md) | [1,545 d](/filings/0001275101-26-000010.md) | [141](/filings/0001275101-26-000019.md) | [3,528 d](/filings/0001275101-26-000025.md) | [5,055 d](/filings/0001275101-25-000007.md) | [1,341 d](/filings/0001275101-26-000010.md) | [4,357](/filings/0001275101-26-000019.md) | [332 d](/filings/0001275101-26-000025.md) | - Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure. ## Last five fiscal years | Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | [2.5](/filings/0001562762-23-000147.md) | [3.6](/filings/0001562762-24-000069.md) | [3.9](/filings/0001562762-25-000054.md) | [4.0](/filings/0001275101-26-000010.md) | [4.3](/filings/0001275101-26-000010.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [304.0%](/filings/0001562762-23-000147.md) | [249.5%](/filings/0001562762-24-000069.md) | [223.1%](/filings/0001562762-25-000054.md) | [198.5%](/filings/0001275101-26-000010.md) | [211.1%](/filings/0001275101-26-000010.md) | | Diluted EPS | $ per share | [1.60](/filings/0001562762-23-000147.md) | [1.91](/filings/0001562762-24-000069.md) | [1.91](/filings/0001562762-25-000054.md) | [1.75](/filings/0001275101-26-000010.md) | [1.99](/filings/0001275101-26-000010.md) | | Free cash flow | $m | [13.4](/filings/0001562762-23-000147.md) | [8.1](/filings/0001562762-24-000069.md) | [7.9](/filings/0001562762-25-000054.md) | [6.0](/filings/0001275101-26-000010.md) | [10.5](/filings/0001275101-26-000010.md) | - Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/botj/insiders.md) None in coverage. ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [Fourthstone LLC](/funds/1767803.md) | 2026-06-30 | $8.6m | 334,491 | | Reduced −51,007 | | [PETTYJOHN, WOOD & WHITE, INC](/funds/1128213.md) | 2026-06-30 | $5.6m | 218,859 | | Reduced −5,400 | | [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $4.1m | 159,256 | | Reduced −516 | | [CAPTRUST FINANCIAL ADVISORS](/funds/1512024.md) | 2026-06-30 | $3.7m | 143,977 | | Reduced −3,333 | | [Daytona Street Capital LLC](/funds/2101936.md) | 2026-06-30 | $2.0m | 79,078 | | Reduced −78,045 | | [North Reef Capital Management LP](/funds/1867831.md) | 2026-06-30 | $1.3m | 50,132 | | New +50,132 | | [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $1.1m | 42,202 | | Added +6,747 | | [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $961.6k | 37,682 | | Added +1,444 | | [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $948.4k | 37,178 | | Added +3,720 | | [SUSQUEHANNA INTERNATIONAL GROUP, LLP](/funds/1446194.md) | 2026-06-30 | $894.7k | 35,058 | | New +35,058 | ## Recent filings [All 656 filings](/companies/botj/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2026-08-12 | 16:04 ET | [10-Q](/filings/0001275101-26-000025.md) | Quarterly report, period 2026-06-30 | 0001275101-26-000025 | | 2026-07-30 | 16:15 ET | [8-K](/filings/0001275101-26-000023.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001275101-26-000023 | | 2026-05-20 | 16:01 ET | [8-K](/filings/0001275101-26-000021.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001275101-26-000021 | | 2026-05-12 | 16:35 ET | [10-Q](/filings/0001275101-26-000019.md) | Quarterly report, period 2026-03-31 | 0001275101-26-000019 | | 2026-04-30 | 16:16 ET | [8-K](/filings/0001275101-26-000017.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001275101-26-000017 | | 2026-04-06 | 16:00 ET | [DEF 14A](/filings/0001275101-26-000013.md) | Proxy statement, period 2026-04-06 | 0001275101-26-000013 | | 2026-03-27 | 16:56 ET | [10-K](/filings/0001275101-26-000010.md) | Annual report, period 2025-12-31 | 0001275101-26-000010 | | 2026-02-04 | 16:15 ET | [8-K](/filings/0001275101-26-000008.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001275101-26-000008 | | 2026-01-28 | 16:01 ET | [8-K](/filings/0001275101-26-000005.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001275101-26-000005 | | 2026-01-09 | 16:00 ET | [8-K](/filings/0001275101-26-000002.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001275101-26-000002 | ## Latest annual report [Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001275101-26-000010.md), filed Mar 27, 2026. ## Forecast league Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/9a5ff31c-a92f-4090-b7fd-25ef31d18b50) ## About the filer - CIK: 1275101 - Tickers: BOTJ - Exchange: Nasdaq - SIC code: 6022 State Commercial Banks - State of incorporation: VA - Filer category: Non-accelerated filer
Smaller reporting company Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 12:16 ET. No prices; not investment advice.