# Carver Bancorp Inc: overview CARV · OTC · CIK 1016178 · [Financials](/sectors/financials.md) · fiscal year ends Mar 31 Pages: [Overview](/companies/carv.md) · [Financials](/companies/carv/financials.md) · [Filings](/companies/carv/filings.md) · [Insiders](/companies/carv/insiders.md) Latest reported revenue: [$1.2m](/filings/0001016178-25-000021.md) for Q2 FY2026, three months to 2025-09-30, from the 10-Q filed Nov 13, 2025 (XBRL us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax, accession 0001016178-25-000021). ## Last eight quarters | Line item | Unit | Q3 FY2024 (2023-12-31) | Q4 FY2024 (2024-03-31) | Q1 FY2025 (2024-06-30) | Q2 FY2025 (2024-09-30) | Q3 FY2025 (2024-12-31) | Q4 FY2025 (2025-03-31) | Q1 FY2026 (2025-06-30) | Q2 FY2026 (2025-09-30) | | --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | | Revenue | $k | [731](/filings/0001016178-25-000005.md) | [774 d](/filings/0001016178-25-000010.md) | [578](/filings/0001016178-25-000015.md) | [711](/filings/0001016178-25-000021.md) | [953](/filings/0001016178-25-000005.md) | [762 d](/filings/0001016178-25-000010.md) | [964](/filings/0001016178-25-000015.md) | [1,206](/filings/0001016178-25-000021.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [2.6%](/filings/0001016178-25-000005.md) | [1.4% d](/filings/0001016178-25-000010.md) | [(382.7%)](/filings/0001016178-25-000015.md) | [(297.2%)](/filings/0001016178-25-000021.md) | [(592.7%)](/filings/0001016178-25-000005.md) | [(494.9%) d](/filings/0001016178-25-000010.md) | [(122.1%)](/filings/0001016178-25-000015.md) | [(201.6%)](/filings/0001016178-25-000021.md) | | Diluted EPS | $ per share | [0.00](/filings/0001016178-25-000005.md) | not reported | [(0.43)](/filings/0001016178-25-000015.md) | [(0.41)](/filings/0001016178-25-000021.md) | [(1.09)](/filings/0001016178-25-000005.md) | not reported | [(0.22)](/filings/0001016178-25-000015.md) | [(0.46)](/filings/0001016178-25-000021.md) | | Free cash flow | $k | [3,230 d](/filings/0001016178-25-000005.md) | [(2,981) d](/filings/0001016178-25-000010.md) | [(2,503)](/filings/0001016178-25-000015.md) | [(3,133) d](/filings/0001016178-25-000021.md) | [(1,098) d](/filings/0001016178-25-000005.md) | [(6,206) d](/filings/0001016178-25-000010.md) | [(398)](/filings/0001016178-25-000015.md) | [(1,701) d](/filings/0001016178-25-000021.md) | - Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure. ## Last five fiscal years | Line item | Unit | FY2021 (2021-03-31) | FY2022 (2022-03-31) | FY2023 (2023-03-31) | FY2024 (2024-03-31) | FY2025 (2025-03-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | [4.2](/filings/0001016178-22-000012.md) | [5.0](/filings/0001016178-23-000011.md) | [2.9](/filings/0001016178-24-000013.md) | [3.0](/filings/0001016178-25-000010.md) | [3.0](/filings/0001016178-25-000010.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [(92.7%)](/filings/0001016178-22-000012.md) | [(17.0%)](/filings/0001016178-23-000011.md) | [(151.8%)](/filings/0001016178-24-000013.md) | [(100.6%)](/filings/0001016178-25-000010.md) | [(457.7%)](/filings/0001016178-25-000010.md) | | Diluted EPS | $ per share | [(1.14)](/filings/0001016178-22-000012.md) | [(0.24)](/filings/0001016178-23-000011.md) | [(1.03)](/filings/0001016178-24-000013.md) | [(0.61)](/filings/0001016178-25-000010.md) | [(2.65)](/filings/0001016178-25-000010.md) | | Free cash flow | $m | [2.0](/filings/0001016178-22-000012.md) | [7.0](/filings/0001016178-23-000011.md) | [(10.7)](/filings/0001016178-24-000013.md) | [(6.9)](/filings/0001016178-25-000010.md) | [(12.9)](/filings/0001016178-25-000010.md) | - Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/carv/insiders.md) None in coverage. ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [FNY Investment Advisers, LLC](/funds/1742998.md) | 2026-06-30 | $2 | 1,600 | | Unchanged | ## Recent filings [All 459 filings](/companies/carv/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2025-12-29 | 03:58 ET | [SCHEDULE 13D/A](/filings/0002085652-25-000006.md) | Ownership report, active investor, amended | 0002085652-25-000006 | | 2025-12-11 | 11:32 ET | [SCHEDULE 13D/A](/filings/0002099845-25-000002.md) | Ownership report, active investor, amended | 0002099845-25-000002 | | 2025-12-08 | 07:36 ET | [SCHEDULE 13D](/filings/0002099845-25-000001.md) | Ownership report, active investor | 0002099845-25-000001 | | 2025-12-05 | 11:00 ET | [SCHEDULE 13D/A](/filings/0002085652-25-000005.md) | Ownership report, active investor, amended | 0002085652-25-000005 | | 2025-11-21 | 14:30 ET | [SCHEDULE 13D/A](/filings/0002085652-25-000004.md) | Ownership report, active investor, amended | 0002085652-25-000004 | | 2025-11-18 | 12:04 ET | [8-K](/filings/0000943374-25-000480.md) | 3.01 Delisting notice; 9.01 Financial statements and exhibits | 0000943374-25-000480 | | 2025-11-13 | 12:10 ET | [10-Q](/filings/0001016178-25-000021.md) | Quarterly report, period 2025-09-30 | 0001016178-25-000021 | | 2025-11-05 | 12:15 ET | [8-K](/filings/0001104659-25-107105.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-25-107105 | | 2025-10-31 | 13:27 ET | [SCHEDULE 13D/A](/filings/0002085652-25-000003.md) | Ownership report, active investor, amended | 0002085652-25-000003 | | 2025-10-15 | 13:04 ET | [SCHEDULE 13D/A](/filings/0002085652-25-000002.md) | Ownership report, active investor, amended | 0002085652-25-000002 | ## Latest annual report [Form 10-K for the fiscal year ended Mar 31, 2025](/filings/0001016178-25-000010.md), filed Jun 24, 2025. ## Forecast league Not in this season’s league. [This season’s league](/leagues.md) ## About the filer - CIK: 1016178 - Tickers: CARV - Exchange: OTC - SIC code: 6035 Savings Institution, Federally Chartered - State of incorporation: DE - Filer category: Non-accelerated filer
Smaller reporting company Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:30 ET. No prices; not investment advice.