# Cass Information Systems Inc: overview

CASS · Nasdaq · CIK 708781 · [Industrials](/sectors/industrials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/cass.md) · [Financials](/companies/cass/financials.md) · [Filings](/companies/cass/filings.md) · [Insiders](/companies/cass/insiders.md)

Latest reported revenue: [$27.4m](/filings/0000708781-26-000031.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 5, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000708781-26-000031).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [28.1](/filings/0000708781-25-000105.md) | [26.5 d](/filings/0000708781-26-000010.md) | [26.8](/filings/0000708781-26-000022.md) | [27.2](/filings/0000708781-26-000031.md) | [27.4](/filings/0000708781-25-000105.md) | [26.2 d](/filings/0000708781-26-000010.md) | [26.5](/filings/0000708781-26-000022.md) | [27.4](/filings/0000708781-26-000031.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [10.5%](/filings/0000708781-25-000105.md) | [17.3% d](/filings/0000708781-26-000010.md) | [33.5%](/filings/0000708781-26-000022.md) | [32.5%](/filings/0000708781-26-000031.md) | [33.2%](/filings/0000708781-25-000105.md) | [31.3% d](/filings/0000708781-26-000010.md) | [33.3%](/filings/0000708781-26-000022.md) | [38.6%](/filings/0000708781-26-000031.md) |
| Diluted EPS | $ per share | [0.21](/filings/0000708781-25-000105.md) | not reported | [0.66](/filings/0000708781-26-000022.md) | [0.66](/filings/0000708781-26-000031.md) | [0.68](/filings/0000708781-25-000105.md) | not reported | [0.67](/filings/0000708781-26-000022.md) | [0.81](/filings/0000708781-26-000031.md) |
| Free cash flow | $m | [(2.2) d](/filings/0000708781-25-000105.md) | [18.4 d](/filings/0000708781-26-000010.md) | [19.0](/filings/0000708781-26-000022.md) | [(2.6) d](/filings/0000708781-26-000031.md) | [11.3 d](/filings/0000708781-25-000105.md) | [4.1 d](/filings/0000708781-26-000010.md) | [12.7](/filings/0000708781-26-000022.md) | [13.8 d](/filings/0000708781-26-000031.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [109](/filings/0000708781-24-000023.md) | [122](/filings/0000708781-25-000018.md) | [106](/filings/0000708781-26-000010.md) | [110](/filings/0000708781-26-000010.md) | [108](/filings/0000708781-26-000010.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [26.3%](/filings/0000708781-24-000023.md) | [28.7%](/filings/0000708781-25-000018.md) | [28.3%](/filings/0000708781-26-000010.md) | [17.4%](/filings/0000708781-26-000010.md) | [32.5%](/filings/0000708781-26-000010.md) |
| Diluted EPS | $ per share | [2.00](/filings/0000708781-24-000023.md) | [2.53](/filings/0000708781-25-000018.md) | [2.18](/filings/0000708781-26-000010.md) | [1.39](/filings/0000708781-26-000010.md) | [2.61](/filings/0000708781-26-000010.md) |
| Free cash flow | $m | [30.2](/filings/0000708781-24-000023.md) | [45.7](/filings/0000708781-25-000018.md) | [25.0](/filings/0000708781-26-000010.md) | [30.4](/filings/0000708781-26-000010.md) | [31.8](/filings/0000708781-26-000010.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cass/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $51.4m | 1,001,610 |  | Added +98,327 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $27.6m | 538,563 |  | Reduced −11,892 |
| [BROWN ADVISORY INC](/funds/1345929.md) | 2026-06-30 | $27.1m | 527,301 |  | Added +5,661 |
| [HEARTLAND ADVISORS INC](/funds/937394.md) | 2026-06-30 | $25.3m | 493,406 |  | Added +22,882 |
| [SPEECE THORSON CAPITAL GROUP INC](/funds/900169.md) | 2026-06-30 | $17.8m | 347,328 |  | Reduced −6,909 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $17.5m | 341,431 |  | Reduced −5,245 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $15.6m | 304,461 |  | Added +15,540 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $14.8m | 289,009 |  | Added +1,441 |
| [ProShare Advisors LLC](/funds/1357955.md) | 2026-06-30 | $14.4m | 279,918 |  | Reduced −9,928 |
| [Tributary Capital Management, LLC](/funds/1441888.md) | 2026-06-30 | $12.4m | 241,747 |  | Reduced −7,191 |

## Recent filings

[All 1,100 filings](/companies/cass/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-22 | 12:20 ET | [8-K](/filings/0000708781-26-000036.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0000708781-26-000036 |
| 2026-10-08 | 20:41 ET | [8-K](/filings/0000708781-26-000033.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000708781-26-000033 |
| 2026-08-05 | 20:33 ET | [10-Q](/filings/0000708781-26-000031.md) | Quarterly report, period 2026-06-30 | 0000708781-26-000031 |
| 2026-07-23 | 12:10 ET | [8-K](/filings/0000708781-26-000028.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0000708781-26-000028 |
| 2026-05-05 | 20:37 ET | [10-Q](/filings/0000708781-26-000022.md) | Quarterly report, period 2026-03-31 | 0000708781-26-000022 |
| 2026-04-23 | 12:29 ET | [8-K](/filings/0000708781-26-000020.md) | 2.02 Results of operations; 5.02 Departure or appointment of officers or directors; 5.07 Shareholder vote results; 8.01 Other events; 9.01 Financial statements and exhibits | 0000708781-26-000020 |
| 2026-03-30 | 12:55 ET | [8-K](/filings/0000708781-26-000017.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000708781-26-000017 |
| 2026-03-06 | 21:08 ET | [DEF 14A](/filings/0000708781-26-000013.md) | Proxy statement, period 2026-04-21 | 0000708781-26-000013 |
| 2026-03-06 | 21:04 ET | [10-K](/filings/0000708781-26-000010.md) | Annual report, period 2025-12-31 | 0000708781-26-000010 |
| 2026-01-22 | 14:05 ET | [8-K](/filings/0000708781-26-000002.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0000708781-26-000002 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000708781-26-000010.md), filed Mar 6, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 708781
- Tickers: CASS
- Exchange: Nasdaq
- SIC code: 7389 Services-Business Services, NEC
- State of incorporation: MO
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:22 ET. No prices; not investment advice.