# Consumers Bancorp Inc: overview

CBKM · OTC · CIK 1006830 · [Financials](/sectors/financials.md) · fiscal year ends Jun 30

Pages: [Overview](/companies/cbkm.md) · [Financials](/companies/cbkm/financials.md) · [Filings](/companies/cbkm/filings.md) · [Insiders](/companies/cbkm/insiders.md)

Latest reported revenue: [$443.0k](/filings/0001437749-21-022257.md) for Q4 FY2020, three months to 2020-06-30, from the 10-K filed Sep 16, 2021 (XBRL us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax, accession 0001437749-21-022257).

## Last eight quarters

| Line item | Unit | Q1 FY2025 (2024-09-30) | Q2 FY2025 (2024-12-31) | Q3 FY2025 (2025-03-31) | Q4 FY2025 (2025-06-30) | Q1 FY2026 (2025-09-30) | Q2 FY2026 (2025-12-31) | Q3 FY2026 (2026-03-31) | Q4 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $k | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.72](/filings/0001437749-25-033730.md) | [0.73](/filings/0001437749-26-003344.md) | [0.59](/filings/0001437749-26-015787.md) | not reported | [0.84](/filings/0001437749-25-033730.md) | [0.87](/filings/0001437749-26-003344.md) | [0.90](/filings/0001437749-26-015787.md) | not reported |
| Free cash flow | $k | [121](/filings/0001437749-25-033730.md) | [1,900 d](/filings/0001437749-26-003344.md) | [1,626 d](/filings/0001437749-26-015787.md) | [1,216 d](/filings/0001437749-26-030039.md) | [2,216](/filings/0001437749-25-033730.md) | [3,249 d](/filings/0001437749-26-003344.md) | [764 d](/filings/0001437749-26-015787.md) | [3,325 d](/filings/0001437749-26-030039.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 6-month figure less the 3-month figure; 9-month figure less the 6-month figure; 12-month figure less the 9-month figure.

## Last five fiscal years

| Line item | Unit | FY2022 (2022-06-30) | FY2023 (2023-06-30) | FY2024 (2024-06-30) | FY2025 (2025-06-30) | FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [3.9](/filings/0001437749-23-025368.md) | [4.1](/filings/0001437749-24-028613.md) | [4.4](/filings/0001437749-25-028445.md) | [4.6](/filings/0001437749-26-030039.md) | [4.9](/filings/0001437749-26-030039.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [289.6%](/filings/0001437749-23-025368.md) | [257.9%](/filings/0001437749-24-028613.md) | [195.8%](/filings/0001437749-25-028445.md) | [187.7%](/filings/0001437749-26-030039.md) | [227.2%](/filings/0001437749-26-030039.md) |
| Diluted EPS | $ per share | [3.68](/filings/0001437749-23-025368.md) | [3.45](/filings/0001437749-24-028613.md) | [2.76](/filings/0001437749-25-028445.md) | [2.77](/filings/0001437749-26-030039.md) | [3.55](/filings/0001437749-26-030039.md) |
| Free cash flow | $m | [13.5](/filings/0001437749-23-025368.md) | [11.5](/filings/0001437749-24-028613.md) | [8.4](/filings/0001437749-25-028445.md) | [4.9](/filings/0001437749-26-030039.md) | [9.6](/filings/0001437749-26-030039.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cbkm/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-28 | [Williams Derek G](/insiders/1341113.md) | SVP, Retail Operations & Sales, Officer | Purchase (P) | 100 | $31.71 | $3.2k | [Form 4](/filings/0001437749-26-033807.md) |
| 2026-10-26 | [Lober Ralph J II](/insiders/1401124.md) | CEO & President, Director, Officer | Purchase (P) | 500 | $31.97 | $16.0k | [Form 4](/filings/0001437749-26-033633.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Fifth Third Wealth Advisors LLC](/funds/1899030.md) | 2026-06-30 | $230.0k | 8,070 |  | New +8,070 |
| [HUNTINGTON NATIONAL BANK](/funds/49205.md) | 2026-06-30 | $106.0k | 3,719 |  | Unchanged |

## Recent filings

[All 1,301 filings](/companies/cbkm/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-21 | 11:16 ET | [8-K](/filings/0001437749-26-033076.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001437749-26-033076 |
| 2026-09-10 | 13:12 ET | [DEF 14A](/filings/0001437749-26-030041.md) | Proxy statement, period 2026-10-29 | 0001437749-26-030041 |
| 2026-09-10 | 12:58 ET | [10-K](/filings/0001437749-26-030039.md) | Annual report, period 2026-06-30 | 0001437749-26-030039 |
| 2026-07-29 | 08:56 ET | [8-K](/filings/0001437749-26-024757.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001437749-26-024757 |
| 2026-06-30 | 09:15 ET | [8-K](/filings/0001437749-26-022093.md) | 5.02 Departure or appointment of officers or directors | 0001437749-26-022093 |
| 2026-05-08 | 10:27 ET | [10-Q](/filings/0001437749-26-015787.md) | Quarterly report, period 2026-03-31 | 0001437749-26-015787 |
| 2026-04-20 | 08:55 ET | [8-K](/filings/0001437749-26-012779.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001437749-26-012779 |
| 2026-02-06 | 13:46 ET | [10-Q](/filings/0001437749-26-003344.md) | Quarterly report, period 2025-12-31 | 0001437749-26-003344 |
| 2026-01-20 | 09:44 ET | [8-K](/filings/0001437749-26-001503.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001437749-26-001503 |
| 2025-11-07 | 09:04 ET | [10-Q](/filings/0001437749-25-033730.md) | Quarterly report, period 2025-09-30 | 0001437749-25-033730 |

## Latest annual report

[Form 10-K for the fiscal year ended Jun 30, 2026](/filings/0001437749-26-030039.md), filed Sep 10, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1006830
- Tickers: CBKM
- Exchange: OTC
- SIC code: 6021 National Commercial Banks
- State of incorporation: OH
- Filer category: Non-accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 09:19 ET. No prices; not investment advice.
