# Capitol Federal Financial, Inc.: overview

CFFN · Nasdaq · CIK 1490906 · [Financials](/sectors/financials.md) · fiscal year ends Sep 30

Pages: [Overview](/companies/cffn.md) · [Financials](/companies/cffn/financials.md) · [Filings](/companies/cffn/filings.md) · [Insiders](/companies/cffn/insiders.md)

Latest reported revenue: [$3.9m](/filings/0001490906-22-000038.md) for Q4 FY2020, three months to 2020-09-30, from the 10-K filed Nov 23, 2022 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001490906-22-000038).

## Last eight quarters

| Line item | Unit | Q4 FY2024 (2024-09-30) | Q1 FY2025 (2024-12-31) | Q2 FY2025 (2025-03-31) | Q3 FY2025 (2025-06-30) | Q4 FY2025 (2025-09-30) | Q1 FY2026 (2025-12-31) | Q2 FY2026 (2026-03-31) | Q3 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | not reported | [0.12](/filings/0001490906-26-000011.md) | [0.12](/filings/0001490906-26-000018.md) | [0.14](/filings/0001490906-26-000025.md) | not reported | [0.16](/filings/0001490906-26-000011.md) | [0.16](/filings/0001490906-26-000018.md) | [0.19](/filings/0001490906-26-000025.md) |
| Free cash flow | $m | [(4.9) d](/filings/0001490906-25-000033.md) | [4.5](/filings/0001490906-26-000011.md) | [14.7 d](/filings/0001490906-26-000018.md) | [10.8 d](/filings/0001490906-26-000025.md) | [19.9 d](/filings/0001490906-25-000033.md) | [15.8](/filings/0001490906-26-000011.md) | [20.1 d](/filings/0001490906-26-000018.md) | [15.7 d](/filings/0001490906-26-000025.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 12-month figure less the 9-month figure; 6-month figure less the 3-month figure; 9-month figure less the 6-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-09-30) | FY2022 (2022-09-30) | FY2023 (2023-09-30) | FY2024 (2024-09-30) | FY2025 (2025-09-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [16.5](/filings/0001490906-23-000028.md) | [18.1](/filings/0001490906-24-000035.md) | [17.6](/filings/0001490906-25-000033.md) | [15.3](/filings/0001490906-25-000033.md) | [16.3](/filings/0001490906-25-000033.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [461.1%](/filings/0001490906-23-000028.md) | [466.6%](/filings/0001490906-24-000035.md) | [(577.6%)](/filings/0001490906-25-000033.md) | [248.4%](/filings/0001490906-25-000033.md) | [417.3%](/filings/0001490906-25-000033.md) |
| Diluted EPS | $ per share | [0.56](/filings/0001490906-23-000028.md) | [0.62](/filings/0001490906-24-000035.md) | [(0.76)](/filings/0001490906-25-000033.md) | [0.29](/filings/0001490906-25-000033.md) | [0.52](/filings/0001490906-25-000033.md) |
| Free cash flow | $m | [65.1](/filings/0001490906-23-000028.md) | [91.7](/filings/0001490906-24-000035.md) | [41.3](/filings/0001490906-25-000033.md) | [24.0](/filings/0001490906-25-000033.md) | [49.8](/filings/0001490906-25-000033.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cffn/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $152.5m | 17,921,879 |  | Reduced −245,724 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $62.0m | 7,280,795 |  | Added +490,665 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $56.4m | 6,621,659 |  | Reduced −65,855 |
| [HoldCo Asset Management, LP](/funds/1724246.md) | 2026-06-30 | $55.0m | 6,466,059 |  | Unchanged |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $54.4m | 6,389,952 |  | Added +319,637 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $43.2m | 5,073,463 |  | Reduced −116,338 |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $32.3m | 3,798,497 |  | Reduced −370,400 |
| [AQR CAPITAL MANAGEMENT LLC](/funds/1167557.md) | 2026-06-30 | $31.1m | 3,656,717 |  | Reduced −133,465 |
| [ARROWSTREET CAPITAL, LIMITED PARTNERSHIP](/funds/1164508.md) | 2026-06-30 | $28.0m | 3,295,983 |  | Added +31,837 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $27.3m | 3,204,285 |  | Added +117,644 |

## Recent filings

[All 711 filings](/companies/cffn/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-16 | 09:47 ET | [8-K](/filings/0001490906-26-000034.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001490906-26-000034 |
| 2026-09-24 | 09:54 ET | [8-K](/filings/0001490906-26-000032.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001490906-26-000032 |
| 2026-09-22 | 12:22 ET | [8-K](/filings/0001490906-26-000028.md) | 5.02 Departure or appointment of officers or directors | 0001490906-26-000028 |
| 2026-08-07 | 10:50 ET | [10-Q](/filings/0001490906-26-000025.md) | Quarterly report, period 2026-06-30 | 0001490906-26-000025 |
| 2026-07-29 | 11:42 ET | [8-K](/filings/0001490906-26-000022.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001490906-26-000022 |
| 2026-05-08 | 11:27 ET | [10-Q](/filings/0001490906-26-000018.md) | Quarterly report, period 2026-03-31 | 0001490906-26-000018 |
| 2026-05-05 | 16:06 ET | [SCHEDULE 13D](/filings/0000921895-26-001161.md) | Ownership report, active investor | 0000921895-26-001161 |
| 2026-04-29 | 10:01 ET | [8-K](/filings/0001490906-26-000015.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001490906-26-000015 |
| 2026-02-06 | 10:45 ET | [10-Q](/filings/0001490906-26-000011.md) | Quarterly report, period 2025-12-31 | 0001490906-26-000011 |
| 2026-02-02 | 15:44 ET | [8-K/A](/filings/0001490906-26-000008.md) | 5.02 Departure or appointment of officers or directors | 0001490906-26-000008 |

## Latest annual report

[Form 10-K for the fiscal year ended Sep 30, 2025](/filings/0001490906-25-000033.md), filed Nov 26, 2025.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1490906
- Tickers: CFFN
- Exchange: Nasdaq
- SIC code: 6035 Savings Institution, Federally Chartered
- State of incorporation: MD
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 28, 2026, 09:46 ET. No prices; not investment advice.