# City Holding Co: overview

CHCO · Nasdaq · CIK 726854 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/chco.md) · [Financials](/companies/chco/financials.md) · [Filings](/companies/chco/filings.md) · [Insiders](/companies/chco/insiders.md)

Latest reported revenue: [$16.3m](/filings/0000726854-22-000033.md) for Q4 FY2019, three months to 2019-12-31, from the 10-K filed Feb 24, 2022 (XBRL us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax, accession 0000726854-22-000033).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [2.02](/filings/0000726854-25-000178.md) | not reported | [2.06](/filings/0000726854-26-000122.md) | [2.29](/filings/0000726854-26-000164.md) | [2.41](/filings/0000726854-25-000178.md) | not reported | [2.20](/filings/0000726854-26-000122.md) | [2.35](/filings/0000726854-26-000164.md) |
| Free cash flow | $m | [37.0 d](/filings/0000726854-25-000178.md) | [32.8 d](/filings/0000726854-26-000062.md) | [31.3](/filings/0000726854-26-000122.md) | [27.8 d](/filings/0000726854-26-000164.md) | [35.8 d](/filings/0000726854-25-000178.md) | [33.6 d](/filings/0000726854-26-000062.md) | [37.3](/filings/0000726854-26-000122.md) | [31.8 d](/filings/0000726854-26-000164.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [64.9](/filings/0000726854-24-000040.md) | [68.1](/filings/0000726854-25-000037.md) | [69.1](/filings/0000726854-26-000062.md) | [72.0](/filings/0000726854-26-000062.md) | [74.3](/filings/0000726854-26-000062.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [135.7%](/filings/0000726854-24-000040.md) | [149.9%](/filings/0000726854-25-000037.md) | [165.6%](/filings/0000726854-26-000062.md) | [162.7%](/filings/0000726854-26-000062.md) | [175.6%](/filings/0000726854-26-000062.md) |
| Diluted EPS | $ per share | [5.66](/filings/0000726854-24-000040.md) | [6.80](/filings/0000726854-25-000037.md) | [7.61](/filings/0000726854-26-000062.md) | [7.89](/filings/0000726854-26-000062.md) | [8.93](/filings/0000726854-26-000062.md) |
| Free cash flow | $m | [99.0](/filings/0000726854-24-000040.md) | [114](/filings/0000726854-25-000037.md) | [135](/filings/0000726854-26-000062.md) | [129](/filings/0000726854-26-000062.md) | [128](/filings/0000726854-26-000062.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/chco/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-23 | [Fisher Robert D](/insiders/1234850.md) | Director | Purchase (P) | 165 | $142.13 | $23.5k | [Form 4](/filings/0000726854-26-000185.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $270.2m | 2,037,326 |  | Added +9,070 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $127.0m | 957,629 |  | Added +1,501 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $101.5m | 765,095 |  | Added +69,543 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $83.9m | 632,471 |  | Added +17,433 |
| [WESTWOOD HOLDINGS GROUP INC](/funds/1165002.md) | 2026-06-30 | $72.0m | 542,660 |  | Reduced −32,436 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $70.7m | 533,272 |  | Added +37,304 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $64.9m | 489,653 |  | Added +19,309 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $49.5m | 373,269 |  | Added +16,955 |
| [CITY HOLDING CO](/funds/726854.md) | 2026-06-30 | $31.9m | 240,368 |  | Reduced −10,843 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $31.1m | 234,622 |  | Reduced −15,433 |

## Recent filings

[All 1,429 filings](/companies/chco/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-30 | 15:51 ET | [8-K](/filings/0000726854-26-000175.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000726854-26-000175 |
| 2026-09-30 | 15:13 ET | [8-K](/filings/0000726854-26-000171.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000726854-26-000171 |
| 2026-08-05 | 11:43 ET | [10-Q](/filings/0000726854-26-000164.md) | Quarterly report, period 2026-06-30 | 0000726854-26-000164 |
| 2026-07-22 | 11:16 ET | [8-K](/filings/0000726854-26-000160.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000726854-26-000160 |
| 2026-05-28 | 11:47 ET | [8-K](/filings/0000726854-26-000139.md) | 8.01 Other events | 0000726854-26-000139 |
| 2026-05-28 | 11:05 ET | [8-K](/filings/0000726854-26-000136.md) | 5.02 Departure or appointment of officers or directors | 0000726854-26-000136 |
| 2026-05-06 | 11:51 ET | [10-Q](/filings/0000726854-26-000122.md) | Quarterly report, period 2026-03-31 | 0000726854-26-000122 |
| 2026-05-01 | 15:17 ET | [8-K/A](/filings/0000726854-26-000120.md) | 5.07 Shareholder vote results | 0000726854-26-000120 |
| 2026-04-29 | 16:04 ET | [8-K](/filings/0000726854-26-000115.md) | 5.02 Departure or appointment of officers or directors; 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0000726854-26-000115 |
| 2026-04-29 | 15:31 ET | [8-K](/filings/0000726854-26-000113.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000726854-26-000113 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000726854-26-000062.md), filed Feb 25, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 726854
- Tickers: CHCO
- Exchange: Nasdaq
- SIC code: 6021 National Commercial Banks
- State of incorporation: WV
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 26, 2026, 10:50 ET. No prices; not investment advice.