# Cincinnati Financial Corp: overview

CINF · Nasdaq · CIK 20286 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/cinf.md) · [Financials](/companies/cinf/financials.md) · [Filings](/companies/cinf/filings.md) · [Insiders](/companies/cinf/insiders.md)

Latest reported revenue: [$4.27bn](/filings/0000020286-26-000045.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Jul 27, 2026 (XBRL us-gaap:Revenues, accession 0000020286-26-000045).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [3,320](/filings/0000020286-25-000062.md) | [2,538 d](/filings/0000020286-26-000008.md) | [2,566](/filings/0000020286-26-000026.md) | [3,248](/filings/0000020286-26-000045.md) | [3,726](/filings/0000020286-25-000062.md) | [3,091 d](/filings/0000020286-26-000008.md) | [2,863](/filings/0000020286-26-000026.md) | [4,274](/filings/0000020286-26-000045.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [24.7%](/filings/0000020286-25-000062.md) | [16.0% d](/filings/0000020286-26-000008.md) | [(3.5%)](/filings/0000020286-26-000026.md) | [21.1%](/filings/0000020286-26-000045.md) | [30.1%](/filings/0000020286-25-000062.md) | [21.9% d](/filings/0000020286-26-000008.md) | [9.6%](/filings/0000020286-26-000026.md) | [29.4%](/filings/0000020286-26-000045.md) |
| Diluted EPS | $ per share | [5.20](/filings/0000020286-25-000062.md) | not reported | [(0.57)](/filings/0000020286-26-000026.md) | [4.34](/filings/0000020286-26-000045.md) | [7.11](/filings/0000020286-25-000062.md) | not reported | [1.75](/filings/0000020286-26-000026.md) | [8.05](/filings/0000020286-26-000045.md) |
| Free cash flow | $m | [906 d](/filings/0000020286-25-000062.md) | [638 d](/filings/0000020286-26-000008.md) | [307](/filings/0000020286-26-000026.md) | [737 d](/filings/0000020286-26-000045.md) | [1,109 d](/filings/0000020286-25-000062.md) | [939 d](/filings/0000020286-26-000008.md) | [654](/filings/0000020286-26-000026.md) | [698 d](/filings/0000020286-26-000045.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $bn | [9.6](/filings/0000020286-24-000014.md) | [6.6](/filings/0000020286-25-000009.md) | [10.0](/filings/0000020286-26-000008.md) | [11.3](/filings/0000020286-26-000008.md) | [12.6](/filings/0000020286-26-000008.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [30.8%](/filings/0000020286-24-000014.md) | [(7.4%)](/filings/0000020286-25-000009.md) | [18.4%](/filings/0000020286-26-000008.md) | [20.2%](/filings/0000020286-26-000008.md) | [18.9%](/filings/0000020286-26-000008.md) |
| Diluted EPS | $ per share | [18.24](/filings/0000020286-24-000014.md) | [(3.06)](/filings/0000020286-25-000009.md) | [11.66](/filings/0000020286-26-000008.md) | [14.53](/filings/0000020286-26-000008.md) | [15.17](/filings/0000020286-26-000008.md) |
| Free cash flow | $bn | [2.0](/filings/0000020286-24-000014.md) | [2.0](/filings/0000020286-25-000009.md) | [2.0](/filings/0000020286-26-000008.md) | [2.6](/filings/0000020286-26-000008.md) | [3.1](/filings/0000020286-26-000008.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cinf/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $2.33bn | 12,610,089 |  | Reduced −1,069 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $1.87bn | 10,124,435 |  | Added +12,999 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $1.59bn | 8,539,606 |  | Added +252,227 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $1.51bn | 8,150,052 |  | Added +33,566 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $1.02bn | 5,482,870 |  | Added +440,143 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $776.5m | 4,210,819 |  | Added +8,860 |
| [FIRST TRUST ADVISORS LP](/funds/1125816.md) | 2026-06-30 | $767.4m | 4,145,056 |  | Added +2,040,599 |
| [Invesco Ltd.](/funds/914208.md) | 2026-06-30 | $494.5m | 2,671,164 |  | Added +569,901 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $354.1m | 1,912,381 |  | Added +30,881 |
| [BANK OF AMERICA CORP /DE/](/funds/70858.md) | 2026-06-30 | $347.9m | 1,879,069 |  | Added +19,164 |

## Recent filings

[All 2,082 filings](/companies/cinf/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-26 | 16:07 ET | [8-K](/filings/0000020286-26-000059.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000020286-26-000059 |
| 2026-09-28 | 10:42 ET | [8-K](/filings/0000020286-26-000052.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0000020286-26-000052 |
| 2026-08-25 | 09:17 ET | [8-K](/filings/0000020286-26-000049.md) | 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0000020286-26-000049 |
| 2026-08-21 | 16:08 ET | [8-K](/filings/0000020286-26-000047.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000020286-26-000047 |
| 2026-07-27 | 16:17 ET | [10-Q](/filings/0000020286-26-000045.md) | Quarterly report, period 2026-06-30 | 0000020286-26-000045 |
| 2026-07-27 | 16:07 ET | [8-K](/filings/0000020286-26-000043.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000020286-26-000043 |
| 2026-06-22 | 09:15 ET | [8-K](/filings/0000020286-26-000038.md) | 5.02 Departure or appointment of officers or directors; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000020286-26-000038 |
| 2026-06-16 | 09:08 ET | [8-K](/filings/0000020286-26-000034.md) | 5.02 Departure or appointment of officers or directors; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000020286-26-000034 |
| 2026-05-19 | 08:33 ET | [8-K](/filings/0000020286-26-000032.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000020286-26-000032 |
| 2026-05-06 | 08:42 ET | [8-K](/filings/0000020286-26-000030.md) | 5.07 Shareholder vote results; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000020286-26-000030 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000020286-26-000008.md), filed Feb 23, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, locked when the 8-K was accepted. It is scored when the 10-Q or 10-K is ingested. [See the target](/leagues/2026q3/targets/87129863-99fc-4186-8413-493af7eae723)

## About the filer

- CIK: 20286
- Tickers: CINF
- Exchange: Nasdaq
- SIC code: 6331 Fire, Marine & Casualty Insurance
- State of incorporation: OH
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 26, 2026, 16:11 ET. No prices; not investment advice.