# Capital One Financial Corp: overview

COF · NYSE · CIK 927628 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/cof.md) · [Financials](/companies/cof/financials.md) · [Filings](/companies/cof/filings.md) · [Insiders](/companies/cof/insiders.md)

Latest reported revenue: [$2.76bn](/filings/0000927628-26-000089.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Jul 28, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000927628-26-000089).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [1,447](/filings/0000927628-25-000276.md) | [1,610 d](/filings/0000927628-26-000024.md) | [1,489](/filings/0000927628-26-000048.md) | [1,844](/filings/0000927628-26-000089.md) | [2,283](/filings/0000927628-25-000276.md) | [2,446 d](/filings/0000927628-26-000024.md) | [2,410](/filings/0000927628-26-000048.md) | [2,762](/filings/0000927628-26-000089.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [122.8%](/filings/0000927628-25-000276.md) | [68.1% d](/filings/0000927628-26-000024.md) | [94.3%](/filings/0000927628-26-000048.md) | [(231.9%)](/filings/0000927628-26-000089.md) | [139.8%](/filings/0000927628-25-000276.md) | [87.2% d](/filings/0000927628-26-000024.md) | [90.2%](/filings/0000927628-26-000048.md) | [109.3%](/filings/0000927628-26-000089.md) |
| Diluted EPS | $ per share | [4.41](/filings/0000927628-25-000276.md) | not reported | [3.45](/filings/0000927628-26-000048.md) | [(8.58)](/filings/0000927628-26-000089.md) | [4.83](/filings/0000927628-25-000276.md) | not reported | [3.34](/filings/0000927628-26-000048.md) | [4.73](/filings/0000927628-26-000089.md) |
| Free cash flow | $m | [6,146 d](/filings/0000927628-25-000276.md) | [2,092 d](/filings/0000927628-26-000024.md) | [4,319](/filings/0000927628-26-000048.md) | [5,667 d](/filings/0000927628-26-000089.md) | [8,767 d](/filings/0000927628-25-000276.md) | [7,387 d](/filings/0000927628-26-000024.md) | [5,470](/filings/0000927628-26-000048.md) | [8,077 d](/filings/0000927628-26-000089.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $bn | [4.8](/filings/0000927628-24-000094.md) | [5.4](/filings/0000927628-25-000092.md) | [5.6](/filings/0000927628-26-000024.md) | [5.9](/filings/0000927628-26-000024.md) | [8.1](/filings/0000927628-26-000024.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [259.2%](/filings/0000927628-24-000094.md) | [135.9%](/filings/0000927628-25-000092.md) | [86.6%](/filings/0000927628-26-000024.md) | [80.3%](/filings/0000927628-26-000024.md) | [30.4%](/filings/0000927628-26-000024.md) |
| Diluted EPS | $ per share | [26.94](/filings/0000927628-24-000094.md) | [17.91](/filings/0000927628-25-000092.md) | [11.95](/filings/0000927628-26-000024.md) | [11.59](/filings/0000927628-26-000024.md) | [4.03](/filings/0000927628-26-000024.md) |
| Free cash flow | $bn | [11.6](/filings/0000927628-24-000094.md) | [12.9](/filings/0000927628-25-000092.md) | [19.6](/filings/0000927628-26-000024.md) | [17.0](/filings/0000927628-26-000024.md) | [26.1](/filings/0000927628-26-000024.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cof/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-27 | [Fairbank Richard D](/insiders/1238032.md) | Chairman and CEO, Director, Officer | Sale (S) | 6,873 | $204.19 | $1.4m | [Form 4](/filings/0001238032-26-000010.md) |
| 2026-10-27 | [Fairbank Richard D](/insiders/1238032.md) | Chairman and CEO, Director, Officer | Sale (S) | 37,025 | $203.29 | $7.5m | [Form 4](/filings/0001238032-26-000010.md) |
| 2026-10-27 | [Fairbank Richard D](/insiders/1238032.md) | Chairman and CEO, Director, Officer | Sale (S) | 46,845 | $202.32 | $9.5m | [Form 4](/filings/0001238032-26-000010.md) |
| 2012-09-10 | [ING Groep NV](/insiders/1039765.md) | Director | Sale (S) | 54,028,086 | $55.2482 | $2.98bn | [Form 4](/filings/0001181431-12-049653.md) |
| 2012-07-23 | [ING Groep NV](/insiders/1039765.md) | Director | Purchase (P) | 39,948 | $54.82 | $2.2m | [Form 4](/filings/0001181431-12-042018.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $10.24bn | 51,054,869 |  | Added +236,643 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $8.15bn | 40,646,052 |  | Added +136,467 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $5.58bn | 27,797,298 |  | Added +243,395 |
| [JPMORGAN CHASE & CO](/funds/19617.md) | 2026-06-30 | $3.60bn | 17,785,818 |  | Added +429,972 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $2.88bn | 14,360,681 |  | Added +66,700 |
| [FRANKLIN RESOURCES INC](/funds/38777.md) | 2026-06-30 | $2.70bn | 13,440,351 |  | Reduced −288,295 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $2.57bn | 12,800,697 |  | Added +921,776 |
| [HARRIS ASSOCIATES L P](/funds/813917.md) | 2026-06-30 | $2.31bn | 11,492,010 |  | Added +1,134,363 |
| [FMR LLC](/funds/315066.md) | 2026-06-30 | $2.23bn | 11,130,538 |  | Reduced −1,429,940 |
| [NORGES BANK](/funds/1374170.md) | 2026-06-30 | $2.00bn | 9,978,148 |  | New +9,978,148 |

## Recent filings

[All 2,859 filings](/companies/cof/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-20 | 16:06 ET | [8-K](/filings/0000927628-26-000143.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000927628-26-000143 |
| 2026-10-20 | 16:05 ET | [8-K](/filings/0000927628-26-000142.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000927628-26-000142 |
| 2026-09-15 | 16:12 ET | [8-K](/filings/0001193125-26-391921.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-391921 |
| 2026-09-15 | 16:11 ET | [8-K](/filings/0000927628-26-000134.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000927628-26-000134 |
| 2026-09-15 | 17:32 ET | [8-K](/filings/0000927628-26-000132.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000927628-26-000132 |
| 2026-09-01 | 16:18 ET | [8-K](/filings/0001193125-26-378455.md) | 5.03 Amendment to articles or bylaws; 9.01 Financial statements and exhibits | 0001193125-26-378455 |
| 2026-08-20 | 09:22 ET | [8-K](/filings/0001193125-26-358268.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-358268 |
| 2026-08-17 | 17:32 ET | [8-K](/filings/0000927628-26-000093.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000927628-26-000093 |
| 2026-07-28 | 17:08 ET | [10-Q](/filings/0000927628-26-000089.md) | Quarterly report, period 2026-06-30 | 0000927628-26-000089 |
| 2026-07-21 | 16:06 ET | [8-K](/filings/0000927628-26-000084.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000927628-26-000084 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000927628-26-000024.md), filed Feb 19, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 927628
- Tickers: COF, COF-PI, COF-PJ, COF-PK, COF-PL, COF-PN
- Exchange: NYSE
- SIC code: 6021 National Commercial Banks
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 16:09 ET. No prices; not investment advice.