# Central Pacific Financial Corp: overview

CPF · NYSE · CIK 701347 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/cpf.md) · [Financials](/companies/cpf/financials.md) · [Filings](/companies/cpf/filings.md) · [Insiders](/companies/cpf/insiders.md)

Latest reported revenue: [$14.6m](/filings/0000701347-26-000068.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:Revenues, accession 0000701347-26-000068).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [12.7](/filings/0000701347-25-000049.md) | [2.6 d](/filings/0000701347-26-000021.md) | [11.1](/filings/0000701347-26-000028.md) | [13.0](/filings/0000701347-26-000068.md) | [13.5](/filings/0000701347-25-000049.md) | [14.2 d](/filings/0000701347-26-000021.md) | [11.6](/filings/0000701347-26-000028.md) | [14.6](/filings/0000701347-26-000068.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [104.5%](/filings/0000701347-25-000049.md) | [432.4% d](/filings/0000701347-26-000021.md) | [160.1%](/filings/0000701347-26-000028.md) | [140.4%](/filings/0000701347-26-000068.md) | [137.5%](/filings/0000701347-25-000049.md) | [161.1% d](/filings/0000701347-26-000021.md) | [179.1%](/filings/0000701347-26-000028.md) | [142.4%](/filings/0000701347-26-000068.md) |
| Diluted EPS | $ per share | [0.49](/filings/0000701347-25-000049.md) | not reported | [0.65](/filings/0000701347-26-000028.md) | [0.67](/filings/0000701347-26-000068.md) | [0.69](/filings/0000701347-25-000049.md) | not reported | [0.78](/filings/0000701347-26-000028.md) | [0.80](/filings/0000701347-26-000068.md) |
| Free cash flow | $m | [15.6 d](/filings/0000701347-25-000049.md) | [24.8 d](/filings/0000701347-26-000021.md) | [19.6](/filings/0000701347-26-000028.md) | [33.1 d](/filings/0000701347-26-000068.md) | [20.6 d](/filings/0000701347-25-000049.md) | [19.1 d](/filings/0000701347-26-000021.md) | [17.3](/filings/0000701347-26-000028.md) | [41.0 d](/filings/0000701347-26-000068.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [43.1](/filings/0000701347-24-000006.md) | [47.9](/filings/0000701347-25-000007.md) | [46.7](/filings/0000701347-26-000021.md) | [38.7](/filings/0000701347-26-000021.md) | [51.8](/filings/0000701347-26-000021.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [185.5%](/filings/0000701347-24-000006.md) | [154.3%](/filings/0000701347-25-000007.md) | [125.7%](/filings/0000701347-26-000021.md) | [137.9%](/filings/0000701347-26-000021.md) | [149.5%](/filings/0000701347-26-000021.md) |
| Diluted EPS | $ per share | [2.83](/filings/0000701347-24-000006.md) | [2.68](/filings/0000701347-25-000007.md) | [2.17](/filings/0000701347-26-000021.md) | [1.97](/filings/0000701347-26-000021.md) | [2.86](/filings/0000701347-26-000021.md) |
| Free cash flow | $m | [88.3](/filings/0000701347-24-000006.md) | [95.7](/filings/0000701347-25-000007.md) | [92.5](/filings/0000701347-26-000021.md) | [75.4](/filings/0000701347-26-000021.md) | [92.3](/filings/0000701347-26-000021.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cpf/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $147.0m | 3,848,723 |  | Reduced −39,160 |
| [HoldCo Asset Management, LP](/funds/1724246.md) | 2026-06-30 | $92.7m | 2,427,576 |  | Unchanged |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $49.5m | 1,294,817 |  | Added +27,376 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $47.1m | 1,232,554 |  | Reduced −6,382 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $42.7m | 1,118,313 |  | Reduced −11,596 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $37.6m | 983,800 |  | Added +83,055 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $35.4m | 925,649 |  | Added +72,263 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $30.1m | 788,991 |  | Added +48,339 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $28.6m | 749,428 |  | Added +34,603 |
| [BASSWOOD CAPITAL MANAGEMENT, L.L.C.](/funds/1085393.md) | 2026-06-30 | $25.6m | 670,238 |  | Reduced −61,295 |

## Recent filings

[All 1,571 filings](/companies/cpf/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-06 | 15:18 ET | [10-Q](/filings/0000701347-26-000068.md) | Quarterly report, period 2026-06-30 | 0000701347-26-000068 |
| 2026-07-24 | 06:11 ET | [8-K](/filings/0000701347-26-000065.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000701347-26-000065 |
| 2026-07-02 | 16:26 ET | [8-K](/filings/0000701347-26-000063.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0000701347-26-000063 |
| 2026-05-04 | 17:13 ET | [8-K](/filings/0000701347-26-000032.md) | 5.07 Shareholder vote results | 0000701347-26-000032 |
| 2026-04-29 | 16:03 ET | [10-Q](/filings/0000701347-26-000028.md) | Quarterly report, period 2026-03-31 | 0000701347-26-000028 |
| 2026-04-29 | 06:07 ET | [8-K](/filings/0000701347-26-000025.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000701347-26-000025 |
| 2026-03-06 | 16:05 ET | [DEF 14A](/filings/0001140361-26-008251.md) | Proxy statement, period 2026-04-30 | 0001140361-26-008251 |
| 2026-02-27 | 15:52 ET | [10-K](/filings/0000701347-26-000021.md) | Annual report, period 2025-12-31 | 0000701347-26-000021 |
| 2026-01-29 | 16:09 ET | [SCHEDULE 13D/A](/filings/0000921895-26-000160.md) | Ownership report, active investor, amended | 0000921895-26-000160 |
| 2026-01-28 | 07:09 ET | [8-K](/filings/0000701347-26-000003.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000701347-26-000003 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000701347-26-000021.md), filed Feb 27, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/08ec0d89-2567-40b4-88a1-25919991ddf8)

## About the filer

- CIK: 701347
- Tickers: CPF
- Exchange: NYSE
- SIC code: 6022 State Commercial Banks
- State of incorporation: HI
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 28, 2026, 06:21 ET. No prices; not investment advice.