# Consumer Portfolio Services, Inc.: overview CPSS · Nasdaq · CIK 889609 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31 Pages: [Overview](/companies/cpss.md) · [Financials](/companies/cpss/financials.md) · [Filings](/companies/cpss/filings.md) · [Insiders](/companies/cpss/insiders.md) Latest reported revenue: [$121.4m](/filings/0001683168-26-006096.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:Revenues, accession 0001683168-26-006096). ## Last eight quarters | Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) | | --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | [101](/filings/0001683168-25-008144.md) | [105 d](/filings/0001683168-26-001856.md) | [107](/filings/0001683168-26-003607.md) | [110](/filings/0001683168-26-006096.md) | [108](/filings/0001683168-25-008144.md) | [109 d](/filings/0001683168-26-001856.md) | [112](/filings/0001683168-26-003607.md) | [121](/filings/0001683168-26-006096.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [4.8%](/filings/0001683168-25-008144.md) | [4.9% d](/filings/0001683168-26-001856.md) | [4.4%](/filings/0001683168-26-003607.md) | [4.4%](/filings/0001683168-26-006096.md) | [4.5%](/filings/0001683168-25-008144.md) | [4.6% d](/filings/0001683168-26-001856.md) | [4.9%](/filings/0001683168-26-003607.md) | [5.1%](/filings/0001683168-26-006096.md) | | Diluted EPS | $ per share | [0.20](/filings/0001683168-25-008144.md) | not reported | [0.19](/filings/0001683168-26-003607.md) | [0.20](/filings/0001683168-26-006096.md) | [0.20](/filings/0001683168-25-008144.md) | not reported | [0.24](/filings/0001683168-26-003607.md) | [0.27](/filings/0001683168-26-006096.md) | | Free cash flow | $m | [69.7 d](/filings/0001683168-25-008144.md) | [67.9 d](/filings/0001683168-26-001856.md) | [73.4](/filings/0001683168-26-003607.md) | [54.3 d](/filings/0001683168-26-006096.md) | [84.9 d](/filings/0001683168-25-008144.md) | [75.7 d](/filings/0001683168-26-001856.md) | [83.0](/filings/0001683168-26-003607.md) | [106 d](/filings/0001683168-26-006096.md) | - Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure. ## Last five fiscal years | Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | [268](/filings/0001683168-24-001499.md) | [330](/filings/0001683168-25-001548.md) | [352](/filings/0001683168-26-001856.md) | [394](/filings/0001683168-26-001856.md) | [434](/filings/0001683168-26-001856.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | | Net margin | % | [17.7%](/filings/0001683168-24-001499.md) | [26.1%](/filings/0001683168-25-001548.md) | [12.9%](/filings/0001683168-26-001856.md) | [4.9%](/filings/0001683168-26-001856.md) | [4.4%](/filings/0001683168-26-001856.md) | | Diluted EPS | $ per share | [1.84](/filings/0001683168-24-001499.md) | [3.23](/filings/0001683168-25-001548.md) | [1.80](/filings/0001683168-26-001856.md) | [0.79](/filings/0001683168-26-001856.md) | [0.80](/filings/0001683168-26-001856.md) | | Free cash flow | $m | [196](/filings/0001683168-24-001499.md) | [214](/filings/0001683168-25-001548.md) | [237](/filings/0001683168-26-001856.md) | [233](/filings/0001683168-26-001856.md) | [288](/filings/0001683168-26-001856.md) | - Revenue. XBRL Revenue: us-gaap:Revenues. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/cpss/insiders.md) | Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing | | --- | --- | --- | --- | ---: | ---: | ---: | --- | | 2018-07-10 | [Citigroup Inc](/insiders/831001.md) | 10% owner | Sale (S) | 5 | $4.00 | $20 | [Form 4](/filings/0001209191-18-042445.md) | ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [Black Diamond Capital Management I, LLLP](/funds/2084285.md) | 2026-06-30 | $49.2m | 5,127,165 | | Unchanged | | [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $15.1m | 1,570,303 | | Added +4,373 | | [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $6.3m | 656,330 | | Added +21,740 | | [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $4.0m | 415,823 | | Added +2,258 | | [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $3.8m | 395,611 | | Unchanged | | [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $3.3m | 339,958 | | Reduced −16,200 | | [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $2.2m | 225,929 | | Added +7,452 | | [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $1.9m | 195,842 | | Added +41 | | [Empowered Funds, LLC](/funds/1592828.md) | 2026-06-30 | $1.5m | 151,758 | | Unchanged | | [Allianz Asset Management GmbH](/funds/1535323.md) | 2026-06-30 | $867.4k | 90,401 | | Reduced −69,642 | ## Recent filings [All 1,429 filings](/companies/cpss/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2026-10-30 | 15:55 ET | [10-Q](/filings/0001683168-26-008191.md) | Quarterly report, period 2026-09-30 | 0001683168-26-008191 | | 2026-10-23 | 14:40 ET | [8-K](/filings/0001683168-26-008042.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001683168-26-008042 | | 2026-10-21 | 16:31 ET | [8-K](/filings/0001683168-26-008011.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001683168-26-008011 | | 2026-10-13 | 16:40 ET | [8-K](/filings/0001683168-26-007809.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001683168-26-007809 | | 2026-09-30 | 16:52 ET | [DEF 14A](/filings/0001683168-26-007507.md) | Proxy statement, period 2026-10-27 | 0001683168-26-007507 | | 2026-08-25 | 13:53 ET | [8-K](/filings/0001683168-26-006718.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001683168-26-006718 | | 2026-08-21 | 15:25 ET | [8-K](/filings/0001683168-26-006650.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001683168-26-006650 | | 2026-08-07 | 14:11 ET | [10-Q](/filings/0001683168-26-006096.md) | Quarterly report, period 2026-06-30 | 0001683168-26-006096 | | 2026-08-04 | 17:13 ET | [8-K](/filings/0001683168-26-005950.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001683168-26-005950 | | 2026-07-24 | 16:33 ET | [8-K](/filings/0001683168-26-005764.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001683168-26-005764 | ## Latest annual report [Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001683168-26-001856.md), filed Mar 16, 2026. ## Forecast league Not in this season’s league. [This season’s league](/leagues.md) ## About the filer - CIK: 889609 - Tickers: CPSS - Exchange: Nasdaq - SIC code: 6199 Finance Services - State of incorporation: CA - Filer category: Accelerated filer
Smaller reporting company Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 15:56 ET. No prices; not investment advice.