# Citizens Community Bancorp Inc.: overview

CZWI · Nasdaq · CIK 1367859 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/czwi.md) · [Financials](/companies/czwi/financials.md) · [Filings](/companies/czwi/filings.md) · [Insiders](/companies/czwi/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $k | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.32](/filings/0001367859-25-000088.md) | not reported | [0.32](/filings/0001367859-26-000034.md) | [0.33](/filings/0001367859-26-000050.md) | [0.37](/filings/0001367859-25-000088.md) | not reported | [0.39](/filings/0001367859-26-000034.md) | [0.11](/filings/0001367859-26-000050.md) |
| Free cash flow | $k | [3,383 d](/filings/0001367859-25-000088.md) | [2,385 d](/filings/0001367859-26-000017.md) | [1,513](/filings/0001367859-26-000034.md) | [(632) d](/filings/0001367859-26-000050.md) | [6,239 d](/filings/0001367859-25-000088.md) | [3,262 d](/filings/0001367859-26-000017.md) | [3,406](/filings/0001367859-26-000034.md) | [6,439 d](/filings/0001367859-26-000050.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [1.98](/filings/0001367859-23-000077.md) | [1.69](/filings/0001367859-24-000046.md) | [1.25](/filings/0001367859-25-000033.md) | [1.34](/filings/0001367859-26-000017.md) | [1.46](/filings/0001367859-26-000017.md) |
| Free cash flow | $m | [17.8](/filings/0001367859-23-000077.md) | [25.7](/filings/0001367859-24-000046.md) | [11.8](/filings/0001367859-25-000033.md) | [19.5](/filings/0001367859-26-000017.md) | [10.4](/filings/0001367859-26-000017.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/czwi/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $14.8m | 632,627 |  | Added +124,727 |
| [MANUFACTURERS LIFE INSURANCE COMPANY, THE](/funds/928047.md) | 2026-06-30 | $11.2m | 480,842 |  | Reduced −3,346 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $9.7m | 413,376 |  | Reduced −47,845 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $8.8m | 376,262 |  | Added +29,521 |
| [Boston Partners](/funds/1386060.md) | 2026-06-30 | $6.6m | 281,634 |  | Added +47,022 |
| [GENDELL JEFFREY L](/funds/1056581.md) | 2026-06-30 | $5.8m | 248,319 |  | Unchanged |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $5.4m | 230,737 |  | Added +26,474 |
| [BANC FUNDS CO LLC](/funds/1029311.md) | 2026-06-30 | $4.6m | 195,055 |  | Reduced −11,000 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $3.7m | 159,050 |  | Added +84,639 |
| [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $3.7m | 158,017 |  | Reduced −2,295 |

## Recent filings

[All 903 filings](/companies/czwi/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-28 | 11:57 ET | [8-K](/filings/0001367859-26-000058.md) | 8.01 Other events | 0001367859-26-000058 |
| 2026-10-26 | 08:32 ET | [8-K](/filings/0001367859-26-000056.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0001367859-26-000056 |
| 2026-09-02 | 09:27 ET | [8-K](/filings/0001367859-26-000052.md) | 8.01 Other events | 0001367859-26-000052 |
| 2026-08-06 | 16:10 ET | [10-Q](/filings/0001367859-26-000050.md) | Quarterly report, period 2026-06-30 | 0001367859-26-000050 |
| 2026-07-31 | 08:46 ET | [8-K](/filings/0001367859-26-000045.md) | 8.01 Other events | 0001367859-26-000045 |
| 2026-07-29 | 11:53 ET | [SCHEDULE 13D/A](/filings/0001104659-26-087976.md) | Ownership report, active investor, amended | 0001104659-26-087976 |
| 2026-07-27 | 08:54 ET | [8-K](/filings/0001367859-26-000041.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001367859-26-000041 |
| 2026-07-08 | 16:07 ET | [SCHEDULE 13D/A](/filings/0001104659-26-081783.md) | Ownership report, active investor, amended | 0001104659-26-081783 |
| 2026-06-29 | 10:45 ET | [SCHEDULE 13D/A](/filings/0001104659-26-078652.md) | Ownership report, active investor, amended | 0001104659-26-078652 |
| 2026-06-17 | 17:01 ET | [8-K](/filings/0001367859-26-000037.md) | 5.07 Shareholder vote results | 0001367859-26-000037 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001367859-26-000017.md), filed Mar 5, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1367859
- Tickers: CZWI
- Exchange: Nasdaq
- SIC code: 6035 Savings Institution, Federally Chartered
- State of incorporation: MD
- Filer category: Accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 13:45 ET. No prices; not investment advice.
