# First Carolina Financial Services, Inc.: overview

FCBM · NYSE · CIK 1531193 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/fcbm.md) · [Financials](/companies/fcbm/financials.md) · [Filings](/companies/fcbm/filings.md) · [Insiders](/companies/fcbm/insiders.md)

Latest reported revenue: [$5.5m](/filings/0001628280-26-056931.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 14, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001628280-26-056931).

## Last eight quarters

| Line item | Unit | period not labelled (2025-06-30) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: |
| Revenue | $m | [12.1](/filings/0001628280-26-056931.md) | [5.5](/filings/0001628280-26-056931.md) |
| Gross margin | % | not reported | not reported |
| Operating margin | % | not reported | not reported |
| Net margin | % | [38.0%](/filings/0001628280-26-056931.md) | [92.0%](/filings/0001628280-26-056931.md) |
| Diluted EPS | $ per share | [0.18](/filings/0001628280-26-056931.md) | [0.20](/filings/0001628280-26-056931.md) |
| Free cash flow | $m | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL not reported.

## Last five fiscal years

Not reported.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/fcbm/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BANC FUNDS CO LLC](/funds/1029311.md) | 2026-06-30 | $17.7m | 1,338,750 |  | New +1,338,750 |
| [WELLINGTON MANAGEMENT GROUP LLP](/funds/902219.md) | 2026-06-30 | $15.6m | 1,180,612 |  | New +1,180,612 |
| [MENDON CAPITAL ADVISORS CORP](/funds/1177043.md) | 2026-06-30 | $9.3m | 700,000 |  | New +700,000 |
| [Curi Capital, LLC](/funds/1332905.md) | 2026-06-30 | $8.5m | 642,700 |  | New +642,700 |
| [ENDEAVOUR CAPITAL ADVISORS INC](/funds/1218749.md) | 2026-06-30 | $6.4m | 480,000 |  | New +480,000 |
| [ADAGE CAPITAL PARTNERS GP, L.L.C.](/funds/1165408.md) | 2026-06-30 | $5.6m | 425,000 |  | New +425,000 |
| [EMERALD MUTUAL FUND ADVISERS TRUST](/funds/1352895.md) | 2026-06-30 | $5.5m | 414,090 |  | New +414,090 |
| [Fourthstone LLC](/funds/1767803.md) | 2026-06-30 | $5.0m | 377,228 |  | New +377,228 |
| [GENERAL AMERICAN INVESTORS CO INC](/funds/40417.md) | 2026-06-30 | $2.7m | 207,606 |  | New +207,606 |
| [ALLIANCEBERNSTEIN L.P.](/funds/1109448.md) | 2026-06-30 | $1.8m | 136,000 |  | New +136,000 |

## Recent filings

[All 58 filings](/companies/fcbm/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-27 | 16:58 ET | [8-K](/filings/0001628280-26-067640.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001628280-26-067640 |
| 2026-09-18 | 16:30 ET | [8-K](/filings/0001104659-26-108950.md) | 5.02 Departure or appointment of officers or directors; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-108950 |
| 2026-08-14 | 07:55 ET | [10-Q](/filings/0001628280-26-056931.md) | Quarterly report, period 2026-06-30 | 0001628280-26-056931 |
| 2026-07-30 | 08:11 ET | [8-K](/filings/0001628280-26-050819.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001628280-26-050819 |
| 2026-06-22 | 16:54 ET | [8-K](/filings/0001140361-26-025976.md) | 5.03 Amendment to articles or bylaws; 8.01 Other events; 9.01 Financial statements and exhibits | 0001140361-26-025976 |
| 2026-06-12 | 20:48 ET | [S-1/A](/filings/0001140361-26-024973.md) | Registration statement, amended | 0001140361-26-024973 |
| 2026-06-08 | 07:22 ET | [S-1/A](/filings/0001140361-26-024359.md) | Registration statement, amended | 0001140361-26-024359 |
| 2026-05-22 | 08:45 ET | [S-1](/filings/0001140361-26-022539.md) | Registration statement | 0001140361-26-022539 |

## Latest annual report

No annual report is in coverage.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, locked when the 8-K was accepted. It is scored when the 10-Q or 10-K is ingested. [See the target](/leagues/2026q3/targets/2f6820f2-916f-4645-98a6-fe74d675ece4)

## About the filer

- CIK: 1531193
- Tickers: FCBM
- Exchange: NYSE
- SIC code: 6022 State Commercial Banks
- State of incorporation: NC
- Filer category: <br>Emerging growth company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 27, 2026, 16:59 ET. No prices; not investment advice.
