# Fair Isaac Corp: overview

FICO · NYSE · CIK 814547 · [Industrials](/sectors/industrials.md) · fiscal year ends Sep 30

Pages: [Overview](/companies/fico.md) · [Financials](/companies/fico/financials.md) · [Filings](/companies/fico/filings.md) · [Insiders](/companies/fico/insiders.md)

Latest reported revenue: [$674.2m](/filings/0000814547-26-000030.md) for Q3 FY2026, three months to 2026-06-30, from the 10-Q filed Jul 29, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000814547-26-000030).

## Last eight quarters

| Line item | Unit | Q4 FY2024 (2024-09-30) | Q1 FY2025 (2024-12-31) | Q2 FY2025 (2025-03-31) | Q3 FY2025 (2025-06-30) | Q4 FY2025 (2025-09-30) | Q1 FY2026 (2025-12-31) | Q2 FY2026 (2026-03-31) | Q3 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [454 d](/filings/0000814547-25-000030.md) | [440](/filings/0000814547-26-000011.md) | [499](/filings/0000814547-26-000021.md) | [536](/filings/0000814547-26-000030.md) | [516 d](/filings/0000814547-25-000030.md) | [512](/filings/0000814547-26-000011.md) | [692](/filings/0000814547-26-000021.md) | [674](/filings/0000814547-26-000030.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [43.4% d](/filings/0000814547-25-000030.md) | [40.8%](/filings/0000814547-26-000011.md) | [49.3%](/filings/0000814547-26-000021.md) | [48.9%](/filings/0000814547-26-000030.md) | [46.0% d](/filings/0000814547-25-000030.md) | [45.7%](/filings/0000814547-26-000011.md) | [58.2%](/filings/0000814547-26-000021.md) | [53.8%](/filings/0000814547-26-000030.md) |
| Net margin | % | [29.9% d](/filings/0000814547-25-000030.md) | [34.7%](/filings/0000814547-26-000011.md) | [32.6%](/filings/0000814547-26-000021.md) | [33.9%](/filings/0000814547-26-000030.md) | [30.1% d](/filings/0000814547-25-000030.md) | [30.9%](/filings/0000814547-26-000011.md) | [38.2%](/filings/0000814547-26-000021.md) | [35.2%](/filings/0000814547-26-000030.md) |
| Diluted EPS | $ per share | not reported | [6.14](/filings/0000814547-26-000011.md) | [6.59](/filings/0000814547-26-000021.md) | [7.40](/filings/0000814547-26-000030.md) | not reported | [6.61](/filings/0000814547-26-000011.md) | [11.14](/filings/0000814547-26-000021.md) | [10.45](/filings/0000814547-26-000030.md) |
| Free cash flow | $m | [225 d](/filings/0000814547-25-000030.md) | [193](/filings/0000814547-26-000011.md) | [72.8 d](/filings/0000814547-26-000021.md) | [284 d](/filings/0000814547-26-000030.md) | [219 d](/filings/0000814547-25-000030.md) | [174](/filings/0000814547-26-000011.md) | [223 d](/filings/0000814547-26-000021.md) | [380 d](/filings/0000814547-26-000030.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 12-month figure less the 9-month figure; 6-month figure less the 3-month figure; 9-month figure less the 6-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-09-30) | FY2022 (2022-09-30) | FY2023 (2023-09-30) | FY2024 (2024-09-30) | FY2025 (2025-09-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [1,317](/filings/0000814547-23-000022.md) | [1,377](/filings/0001628280-24-045719.md) | [1,514](/filings/0000814547-25-000030.md) | [1,718](/filings/0000814547-25-000030.md) | [1,991](/filings/0000814547-25-000030.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [38.4%](/filings/0000814547-23-000022.md) | [39.4%](/filings/0001628280-24-045719.md) | [42.5%](/filings/0000814547-25-000030.md) | [42.7%](/filings/0000814547-25-000030.md) | [46.5%](/filings/0000814547-25-000030.md) |
| Net margin | % | [29.8%](/filings/0000814547-23-000022.md) | [27.1%](/filings/0001628280-24-045719.md) | [28.4%](/filings/0000814547-25-000030.md) | [29.9%](/filings/0000814547-25-000030.md) | [32.7%](/filings/0000814547-25-000030.md) |
| Diluted EPS | $ per share | [13.40](/filings/0000814547-23-000022.md) | [14.18](/filings/0001628280-24-045719.md) | [16.93](/filings/0000814547-25-000030.md) | [20.45](/filings/0000814547-25-000030.md) | [26.54](/filings/0000814547-25-000030.md) |
| Free cash flow | $m | [416](/filings/0000814547-23-000022.md) | [503](/filings/0001628280-24-045719.md) | [465](/filings/0000814547-25-000030.md) | [624](/filings/0000814547-25-000030.md) | [770](/filings/0000814547-25-000030.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/fico/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $2.49bn | 2,085,336 |  | Reduced −101,651 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $1.77bn | 1,477,322 |  | Reduced −25,072 |
| [Capital Research Global Investors](/funds/1422848.md) | 2026-06-30 | $1.55bn | 1,296,893 |  | Added +177,436 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $1.50bn | 1,255,104 |  | Reduced −384 |
| [Capital International Investors](/funds/1562230.md) | 2026-06-30 | $1.49bn | 1,247,685 |  | Added +538,565 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $1.26bn | 1,054,495 |  | Added +11,002 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $873.7m | 731,782 |  | Reduced −5,673 |
| [Capital World Investors](/funds/1422849.md) | 2026-06-30 | $855.4m | 715,987 |  | Reduced −16,678 |
| [Valley Forge Capital Management, LP](/funds/1697868.md) | 2026-06-30 | $803.1m | 672,186 |  | Reduced −97,156 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $692.6m | 579,682 |  | Reduced −25,015 |

## Recent filings

[All 1,519 filings](/companies/fico/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-06 | 20:58 ET | [8-K](/filings/0001193125-26-415732.md) | 2.05 Exit or disposal costs | 0001193125-26-415732 |
| 2026-07-29 | 20:16 ET | [10-Q](/filings/0000814547-26-000030.md) | Quarterly report, period 2026-06-30 | 0000814547-26-000030 |
| 2026-07-29 | 20:16 ET | [8-K](/filings/0000814547-26-000031.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000814547-26-000031 |
| 2026-06-08 | 13:19 ET | [8-K](/filings/0001193125-26-260817.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-260817 |
| 2026-04-28 | 20:16 ET | [10-Q](/filings/0000814547-26-000021.md) | Quarterly report, period 2026-03-31 | 0000814547-26-000021 |
| 2026-04-28 | 20:15 ET | [8-K](/filings/0000814547-26-000020.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000814547-26-000020 |
| 2026-03-20 | 21:26 ET | [8-K](/filings/0001193125-26-117936.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001193125-26-117936 |
| 2026-03-11 | 21:20 ET | [8-K](/filings/0001193125-26-102450.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-102450 |
| 2026-03-11 | 13:25 ET | [8-K](/filings/0001193125-26-101201.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-101201 |
| 2026-03-05 | 21:11 ET | [8-K](/filings/0001193125-26-093964.md) | 5.03 Amendment to articles or bylaws; 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001193125-26-093964 |

## Latest annual report

[Form 10-K for the fiscal year ended Sep 30, 2025](/filings/0000814547-25-000030.md), filed Nov 7, 2025.

## Forecast league

Q4 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/9bd75569-6648-4a1f-b970-fb82e5c20e69)

## About the filer

- CIK: 814547
- Tickers: FICO
- Exchange: NYSE
- SIC code: 7389 Services-Business Services, NEC
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:25 ET. No prices; not investment advice.