# F&M Bank Corp: overview

FMBM · OTC · CIK 740806 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/fmbm.md) · [Financials](/companies/fmbm/financials.md) · [Filings](/companies/fmbm/filings.md) · [Insiders](/companies/fmbm/insiders.md)

Latest reported revenue: [$96.0k](/filings/0001654954-23-014253.md) for Q3 FY2023, three months to 2023-09-30, from the 10-Q filed Nov 14, 2023 (XBRL us-gaap:Revenues, accession 0001654954-23-014253).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $k | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.23](/filings/0001654954-25-012972.md) | not reported | [0.70](/filings/0001654954-26-004803.md) | [0.83](/filings/0001654954-26-007556.md) | [0.82](/filings/0001654954-25-012972.md) | not reported | [0.91](/filings/0001654954-26-004803.md) | [1.50](/filings/0001654954-26-007556.md) |
| Free cash flow | $k | [1,035 d](/filings/0001654954-25-012972.md) | [3,462 d](/filings/0001654954-26-002891.md) | [5,386](/filings/0001654954-26-004803.md) | [1,893 d](/filings/0001654954-26-007556.md) | [6,922 d](/filings/0001654954-25-012972.md) | [1,578 d](/filings/0001654954-26-002891.md) | [4,968](/filings/0001654954-26-004803.md) | [4,957 d](/filings/0001654954-26-007556.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [3.12](/filings/0001654954-23-003359.md) | [2.41](/filings/0001654954-24-003726.md) | [0.80](/filings/0001654954-25-003506.md) | [2.07](/filings/0001654954-26-002891.md) | [3.16](/filings/0001654954-26-002891.md) |
| Free cash flow | $m | [20.7](/filings/0001654954-23-003359.md) | [13.9](/filings/0001654954-24-003726.md) | [(3.3)](/filings/0001654954-25-003506.md) | [6.9](/filings/0001654954-26-002891.md) | [15.8](/filings/0001654954-26-002891.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/fmbm/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Cutler Capital Management, LLC](/funds/1353098.md) | 2026-06-30 | $4.9m | 134,364 |  | Reduced −1,500 |
| [PL Capital Advisors, LLC](/funds/1569147.md) | 2026-06-30 | $1.3m | 35,213 |  | Added +60 |

## Recent filings

[All 1,167 filings](/companies/fmbm/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-28 | 16:00 ET | [8-K](/filings/0001654954-26-008611.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001654954-26-008611 |
| 2026-09-09 | 16:00 ET | [8-K](/filings/0001654954-26-008221.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001654954-26-008221 |
| 2026-08-26 | 16:17 ET | [8-K](/filings/0001654954-26-007883.md) | 5.02 Departure or appointment of officers or directors | 0001654954-26-007883 |
| 2026-08-13 | 10:12 ET | [10-Q](/filings/0001654954-26-007556.md) | Quarterly report, period 2026-06-30 | 0001654954-26-007556 |
| 2026-07-30 | 14:25 ET | [8-K](/filings/0001654954-26-007023.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001654954-26-007023 |
| 2026-07-14 | 13:46 ET | [8-K](/filings/0001654954-26-006649.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001654954-26-006649 |
| 2026-05-27 | 16:00 ET | [8-K](/filings/0001654954-26-005428.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001654954-26-005428 |
| 2026-05-19 | 09:28 ET | [8-K](/filings/0001654954-26-005093.md) | 5.07 Shareholder vote results | 0001654954-26-005093 |
| 2026-05-15 | 09:33 ET | [8-K](/filings/0001654954-26-004946.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001654954-26-004946 |
| 2026-05-13 | 11:40 ET | [10-Q](/filings/0001654954-26-004803.md) | Quarterly report, period 2026-03-31 | 0001654954-26-004803 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001654954-26-002891.md), filed Mar 27, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 740806
- Tickers: FMBM
- Exchange: OTC
- SIC code: 6022 State Commercial Banks
- State of incorporation: VA
- Filer category: Non-accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 10:44 ET. No prices; not investment advice.
