# Franklin Financial Services Corp: overview

FRAF · Nasdaq · CIK 723646 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/fraf.md) · [Financials](/companies/fraf/financials.md) · [Filings](/companies/fraf/filings.md) · [Insiders](/companies/fraf/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $ | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.95](/filings/0000723646-25-000080.md) | not reported | [0.88](/filings/0000723646-26-000055.md) | [1.32](/filings/0000723646-26-000074.md) | [1.19](/filings/0000723646-25-000080.md) | not reported | [1.48](/filings/0000723646-26-000055.md) | [1.47](/filings/0000723646-26-000074.md) |
| Free cash flow | $ | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $ | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [4.42](/filings/0000723646-23-000018.md) | [3.36](/filings/0000723646-24-000019.md) | [3.10](/filings/0000723646-25-000020.md) | [2.51](/filings/0000723646-26-000016.md) | [4.74](/filings/0000723646-26-000016.md) |
| Free cash flow | $ | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/fraf/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $18.3m | 292,503 |  | Added +27,031 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $11.7m | 186,382 |  | Added +2,967 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $7.1m | 112,891 |  | Added +13,041 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $5.4m | 86,341 |  | Added +37,518 |
| [ARROWSTREET CAPITAL, LIMITED PARTNERSHIP](/funds/1164508.md) | 2026-06-30 | $4.7m | 75,439 |  | Unchanged |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $4.5m | 71,690 |  | Reduced −249 |
| [Elizabeth Park Capital Advisors, Ltd.](/funds/1600583.md) | 2026-06-30 | $4.0m | 63,910 |  | Unchanged |
| [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $3.9m | 62,785 |  | Added +3,710 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $3.1m | 49,398 |  | Added +7 |
| [LOGAN CAPITAL MANAGEMENT INC](/funds/1121330.md) | 2026-06-30 | $2.5m | 40,550 |  | New +40,550 |

## Recent filings

[All 1,833 filings](/companies/fraf/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-27 | 16:05 ET | [8-K](/filings/0001437749-26-033640.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001437749-26-033640 |
| 2026-10-16 | 16:36 ET | [8-K](/filings/0001437749-26-032816.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001437749-26-032816 |
| 2026-08-18 | 16:09 ET | [8-K](/filings/0000723646-26-000078.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000723646-26-000078 |
| 2026-08-10 | 16:07 ET | [10-Q](/filings/0000723646-26-000074.md) | Quarterly report, period 2026-06-30 | 0000723646-26-000074 |
| 2026-07-24 | 10:36 ET | [8-K/A](/filings/0000723646-26-000069.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000723646-26-000069 |
| 2026-07-24 | 08:00 ET | [8-K](/filings/0000723646-26-000065.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000723646-26-000065 |
| 2026-07-24 | 07:45 ET | [8-K](/filings/0000723646-26-000063.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000723646-26-000063 |
| 2026-07-17 | 16:26 ET | [8-K](/filings/0000723646-26-000058.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000723646-26-000058 |
| 2026-05-11 | 16:11 ET | [10-Q](/filings/0000723646-26-000055.md) | Quarterly report, period 2026-03-31 | 0000723646-26-000055 |
| 2026-05-04 | 16:06 ET | [8-K/A](/filings/0000723646-26-000050.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000723646-26-000050 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000723646-26-000016.md), filed Mar 13, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 723646
- Tickers: FRAF
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: PA
- Filer category: Accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 27, 2026, 16:07 ET. No prices; not investment advice.
