# Heritage Insurance Holdings, Inc.: overview

HRTG · NYSE · CIK 1598665 · [Financials](/sectors/financials.md)

Pages: [Overview](/companies/hrtg.md) · [Financials](/companies/hrtg/financials.md) · [Filings](/companies/hrtg/filings.md) · [Insiders](/companies/hrtg/insiders.md)

Latest reported revenue: [$214.2m](/filings/0001193125-26-339815.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:Revenues, accession 0001193125-26-339815).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [212](/filings/0001193125-26-115451.md) | [210](/filings/0001193125-26-115451.md) | [212](/filings/0001193125-26-214067.md) | [208](/filings/0001193125-26-339815.md) | [212](/filings/0001193125-26-115451.md) | [215](/filings/0001193125-26-115451.md) | [213](/filings/0001193125-26-214067.md) | [214](/filings/0001193125-26-339815.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [5.5%](/filings/0001193125-26-115451.md) | [15.0%](/filings/0001193125-26-115451.md) | [20.1%](/filings/0001193125-26-214067.md) | [31.2%](/filings/0001193125-26-339815.md) | [33.0%](/filings/0001193125-26-115451.md) | [41.6%](/filings/0001193125-26-115451.md) | [23.9%](/filings/0001193125-26-214067.md) | [39.1%](/filings/0001193125-26-339815.md) |
| Net margin | % | [3.8%](/filings/0001193125-26-115451.md) | [9.7%](/filings/0001193125-26-115451.md) | [14.4%](/filings/0001193125-26-339815.md) | [23.1%](/filings/0001193125-26-339815.md) | [23.7%](/filings/0001193125-26-115451.md) | [31.0%](/filings/0001193125-26-115451.md) | [17.2%](/filings/0001193125-26-339815.md) | [28.8%](/filings/0001193125-26-339815.md) |
| Diluted EPS | $ per share | [0.27](/filings/0001193125-26-115451.md) | [0.66](/filings/0001193125-26-115451.md) | [0.99](/filings/0001193125-26-214067.md) | [1.55](/filings/0001193125-26-339815.md) | [1.63](/filings/0001193125-26-115451.md) | [2.15](/filings/0001193125-26-115451.md) | [1.19](/filings/0001193125-26-214067.md) | [2.05](/filings/0001193125-26-339815.md) |
| Free cash flow | $m | [(16.3) d](/filings/0001598665-25-000076.md) | [(58.6) d](/filings/0001193125-26-115451.md) | [(1.3)](/filings/0001193125-26-214067.md) | [41.8 d](/filings/0001193125-26-339815.md) | [123 d](/filings/0001598665-25-000076.md) | [10.9 d](/filings/0001193125-26-115451.md) | [23.0](/filings/0001193125-26-214067.md) | [141 d](/filings/0001193125-26-339815.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [632](/filings/0000950170-24-030766.md) | [662](/filings/0001598665-25-000009.md) | [735](/filings/0001193125-26-115451.md) | [817](/filings/0001193125-26-115451.md) | [847](/filings/0001193125-26-115451.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [(10.8%)](/filings/0000950170-24-030766.md) | [(23.8%)](/filings/0001598665-25-000009.md) | [8.6%](/filings/0001193125-26-115451.md) | [11.5%](/filings/0001193125-26-115451.md) | [31.5%](/filings/0001193125-26-115451.md) |
| Net margin | % | [(11.8%)](/filings/0000950170-24-030766.md) | [(23.3%)](/filings/0001598665-25-000009.md) | [6.2%](/filings/0001193125-26-115451.md) | [7.5%](/filings/0001193125-26-115451.md) | [23.1%](/filings/0001193125-26-115451.md) |
| Diluted EPS | $ per share | [(2.69)](/filings/0000950170-24-030766.md) | [(5.86)](/filings/0001598665-25-000009.md) | [1.73](/filings/0001193125-26-115451.md) | [2.01](/filings/0001193125-26-115451.md) | [6.32](/filings/0001193125-26-115451.md) |
| Free cash flow | $m | [59.1](/filings/0000950170-24-030766.md) | [(42.8)](/filings/0001598665-25-000009.md) | [60.5](/filings/0001193125-26-115451.md) | [78.9](/filings/0001193125-26-115451.md) | [174](/filings/0001193125-26-115451.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/hrtg/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $60.8m | 2,332,889 |  | Added +142,519 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $34.2m | 1,310,615 |  | Added +63,692 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $27.8m | 1,066,936 |  | Added +77,985 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $26.4m | 1,013,658 |  | Added +12,415 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $24.8m | 949,090 |  | Added +102,397 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $19.6m | 749,878 |  | Added +10,988 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $14.7m | 564,008 |  | Added +38,909 |
| [Connor, Clark & Lunn Investment Management Ltd.](/funds/1596800.md) | 2026-06-30 | $14.4m | 553,556 |  | Added +2,689 |
| [Pacific Ridge Capital Partners, LLC](/funds/1591546.md) | 2026-06-30 | $13.1m | 500,463 |  | Added +94,603 |
| [JANE STREET GROUP, LLC](/funds/1595888.md) | 2026-06-30 | $12.5m | 477,890 |  | Added +269,727 |

## Recent filings

[All 787 filings](/companies/hrtg/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-07 | 17:00 ET | [10-Q](/filings/0001193125-26-339815.md) | Quarterly report, period 2026-06-30 | 0001193125-26-339815 |
| 2026-08-05 | 20:45 ET | [8-K](/filings/0001193125-26-335334.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-335334 |
| 2026-06-11 | 20:10 ET | [8-K](/filings/0001193125-26-267535.md) | 5.07 Shareholder vote results | 0001193125-26-267535 |
| 2026-05-29 | 23:56 ET | [8-K](/filings/0001193125-26-245800.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-245800 |
| 2026-05-08 | 17:00 ET | [10-Q](/filings/0001193125-26-214067.md) | Quarterly report, period 2026-03-31 | 0001193125-26-214067 |
| 2026-05-07 | 20:30 ET | [8-K](/filings/0001193125-26-212120.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-212120 |
| 2026-04-30 | 20:15 ET | [DEF 14A](/filings/0001193125-26-197339.md) | Proxy statement, period 2026-06-10 | 0001193125-26-197339 |
| 2026-03-19 | 16:00 ET | [10-K/A](/filings/0001193125-26-115451.md) | Annual report, amended, period 2025-12-31 | 0001193125-26-115451 |
| 2026-03-12 | 17:44 ET | [10-K](/filings/0001193125-26-103715.md) | Annual report, period 2025-12-31 | 0001193125-26-103715 |
| 2026-03-09 | 11:43 ET | [8-K](/filings/0001193125-26-097583.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-097583 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001193125-26-103715.md), filed Mar 12, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/960d79bc-5eac-44dd-96d8-6091d9fcfb9c)

## About the filer

- CIK: 1598665
- Tickers: HRTG
- Exchange: NYSE
- SIC code: 6331 Fire, Marine & Casualty Insurance
- State of incorporation: DE
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:44 ET. No prices; not investment advice.