# ING Groep NV: overview

ING · NYSE · CIK 1039765 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/ing.md) · [Financials](/companies/ing/financials.md) · [Filings](/companies/ing/filings.md) · [Insiders](/companies/ing/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

Not reported.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $bn | [20.1](/filings/0001628280-24-009782.md) | [30.4](/filings/0001628280-25-010764.md) | [18.1](/filings/0001628280-26-011979.md) | [21.1](/filings/0001628280-26-011979.md) | [25.7](/filings/0001628280-26-011979.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [100.0%](/filings/0001628280-24-009782.md) | [100.0%](/filings/0001628280-25-010764.md) | [100.0%](/filings/0001628280-26-011979.md) | [100.0%](/filings/0001628280-26-011979.md) | [100.0%](/filings/0001628280-26-011979.md) |
| Net margin | % | [29.6%](/filings/0001628280-24-009782.md) | [39.9%](/filings/0001628280-25-010764.md) | [22.8%](/filings/0001628280-26-011979.md) | [25.3%](/filings/0001628280-26-011979.md) | [32.4%](/filings/0001628280-26-011979.md) |
| Diluted EPS | $ per share | [1.53](/filings/0001628280-24-009782.md) | [3.35](/filings/0001628280-25-010764.md) | [1.16](/filings/0001628280-26-011979.md) | [1.65](/filings/0001628280-26-011979.md) | [2.78](/filings/0001628280-26-011979.md) |
| Free cash flow | $bn | [(15.1)](/filings/0001628280-24-009782.md) | [(11.3)](/filings/0001628280-25-010764.md) | [(11.6)](/filings/0001628280-26-011979.md) | [(22.9)](/filings/0001628280-26-011979.md) | [(6.7)](/filings/0001628280-26-011979.md) |

- Revenue. XBRL Revenue: ifrs-full:Revenue.
- Gross margin (gross profit / revenue). XBRL Revenue: ifrs-full:Revenue.
- Operating margin (operating income / revenue). XBRL Operating income: ifrs-full:ProfitLossFromOperatingActivities; Revenue: ifrs-full:Revenue.
- Net margin (net income / revenue). XBRL Net income: ifrs-full:ProfitLossAttributableToOwnersOfParent; Revenue: ifrs-full:Revenue.
- Diluted EPS. XBRL Diluted EPS: ifrs-full:DilutedEarningsLossPerShare.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: ifrs-full:CashFlowsFromUsedInOperatingActivities; Capital expenditure: ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/ing/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $402.9m | 12,840,811 |  | Reduced −317,502 |
| [FMR LLC](/funds/315066.md) | 2026-06-30 | $246.0m | 7,839,849 |  | Added +712,220 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $237.8m | 7,576,887 |  | Added +384,428 |
| [BANK OF AMERICA CORP /DE/](/funds/70858.md) | 2026-06-30 | $193.9m | 6,177,975 |  | Reduced −273,162 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $184.4m | 5,876,067 |  | Added +753,277 |
| [Fisher Asset Management, LLC](/funds/850529.md) | 2026-06-30 | $183.7m | 5,854,380 |  | Reduced −43,851,065 |
| [JONES FINANCIAL COMPANIES LLLP](/funds/815917.md) | 2026-06-30 | $156.3m | 5,077,640 |  | Added +1,026,766 |
| [Aristotle Capital Management, LLC](/funds/860644.md) | 2026-06-30 | $149.3m | 4,758,330 |  | Reduced −296,928 |
| [NORTHERN TRUST CORP](/funds/73124.md) | 2026-06-30 | $122.8m | 3,912,664 |  | Reduced −132,833 |
| [ROYAL BANK OF CANADA](/funds/1000275.md) | 2026-06-30 | $111.4m | 3,549,063 |  | Added +62,748 |

## Recent filings

[All 1,179 filings](/companies/ing/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-29 | 06:05 ET | [6-K](/filings/0001171843-26-006948.md) | Report of a foreign private issuer, period 2026-10-29 | 0001171843-26-006948 |
| 2026-10-29 | 06:05 ET | [6-K](/filings/0001171843-26-006947.md) | Report of a foreign private issuer, period 2026-10-29 | 0001171843-26-006947 |
| 2026-10-28 | 06:05 ET | [6-K](/filings/0001171843-26-006879.md) | Report of a foreign private issuer, period 2026-10-28 | 0001171843-26-006879 |
| 2026-10-27 | 06:05 ET | [6-K](/filings/0001171843-26-006831.md) | Report of a foreign private issuer, period 2026-10-27 | 0001171843-26-006831 |
| 2026-10-20 | 06:05 ET | [6-K](/filings/0001171843-26-006699.md) | Report of a foreign private issuer, period 2026-10-20 | 0001171843-26-006699 |
| 2026-10-13 | 06:10 ET | [6-K](/filings/0001171843-26-006582.md) | Report of a foreign private issuer, period 2026-10-13 | 0001171843-26-006582 |
| 2026-10-06 | 06:05 ET | [6-K](/filings/0001171843-26-006434.md) | Report of a foreign private issuer, period 2026-10-06 | 0001171843-26-006434 |
| 2026-09-29 | 06:05 ET | [6-K](/filings/0001171843-26-006268.md) | Report of a foreign private issuer, period 2026-09-29 | 0001171843-26-006268 |
| 2026-09-22 | 06:05 ET | [6-K](/filings/0001171843-26-006154.md) | Report of a foreign private issuer, period 2026-09-22 | 0001171843-26-006154 |
| 2026-09-17 | 06:05 ET | [6-K](/filings/0001171843-26-006079.md) | Report of a foreign private issuer, period 2026-09-17 | 0001171843-26-006079 |

## Latest annual report

[Form 20-F for the fiscal year ended Dec 31, 2025](/filings/0001628280-26-011979.md), filed Feb 26, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1039765
- Tickers: ING, INGVF
- Exchange: NYSE
- SIC code: 6029 Commercial Banks, NEC
- State of incorporation: P7
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 06:06 ET. No prices; not investment advice.
