# Isabella Bank Corp: overview

ISBA · Nasdaq · CIK 842517 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/isba.md) · [Financials](/companies/isba/financials.md) · [Filings](/companies/isba/filings.md) · [Insiders](/companies/isba/insiders.md)

Latest reported revenue: [$1.4m](/filings/0000842517-19-000166.md) for Q3 FY2019, three months to 2019-09-30, from the 10-Q filed Nov 6, 2019 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000842517-19-000166).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.44](/filings/0000842517-25-000210.md) | not reported | [0.53](/filings/0000842517-26-000099.md) | [0.68](/filings/0000842517-26-000180.md) | [0.71](/filings/0000842517-25-000210.md) | not reported | [0.68](/filings/0000842517-26-000099.md) | [0.69](/filings/0000842517-26-000180.md) |
| Free cash flow | $m | [3.2 d](/filings/0000842517-25-000210.md) | [6.6 d](/filings/0000842517-26-000069.md) | [3.7](/filings/0000842517-26-000099.md) | [7.2 d](/filings/0000842517-26-000180.md) | [1.8 d](/filings/0000842517-25-000210.md) | [10.6 d](/filings/0000842517-26-000069.md) | [3.2](/filings/0000842517-26-000099.md) | [7.3 d](/filings/0000842517-26-000180.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [2.45](/filings/0000842517-24-000048.md) | [2.91](/filings/0000842517-25-000053.md) | [2.40](/filings/0000842517-26-000069.md) | [1.86](/filings/0000842517-26-000069.md) | [2.56](/filings/0000842517-26-000069.md) |
| Free cash flow | $m | [23.9](/filings/0000842517-24-000048.md) | [23.7](/filings/0000842517-25-000053.md) | [20.1](/filings/0000842517-26-000069.md) | [17.5](/filings/0000842517-26-000069.md) | [23.3](/filings/0000842517-26-000069.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/isba/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $18.5m | 467,431 |  | Added +367,230 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $11.8m | 299,599 |  | Added +25,551 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $7.0m | 176,251 |  | Added +95,849 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $3.4m | 86,581 |  | Added +64,529 |
| [NORTHERN TRUST CORP](/funds/73124.md) | 2026-06-30 | $2.1m | 53,471 |  | Added +38,731 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $1.8m | 46,742 |  | New +46,742 |
| [VANGUARD FIDUCIARY TRUST CO](/funds/933478.md) | 2026-06-30 | $1.8m | 46,482 |  | Added +5,728 |
| [HARBOUR INVESTMENTS, INC.](/funds/810121.md) | 2026-06-30 | $1.3m | 32,988 |  | Added +5,967 |
| [VICTORY CAPITAL MANAGEMENT INC](/funds/1040188.md) | 2026-06-30 | $1.2m | 31,000 |  | New +31,000 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $1.1m | 27,462 |  | Added +6,637 |

## Recent filings

[All 1,711 filings](/companies/isba/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-06 | 16:53 ET | [8-K](/filings/0000842517-26-000227.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000842517-26-000227 |
| 2026-09-28 | 16:30 ET | [8-K](/filings/0000842517-26-000224.md) | 8.01 Other events | 0000842517-26-000224 |
| 2026-09-21 | 16:30 ET | [8-K](/filings/0000842517-26-000222.md) | 8.01 Other events | 0000842517-26-000222 |
| 2026-08-27 | 16:32 ET | [8-K](/filings/0000842517-26-000190.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000842517-26-000190 |
| 2026-08-14 | 11:00 ET | [8-K](/filings/0000842517-26-000184.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000842517-26-000184 |
| 2026-08-10 | 11:01 ET | [10-Q](/filings/0000842517-26-000180.md) | Quarterly report, period 2026-06-30 | 0000842517-26-000180 |
| 2026-07-23 | 16:19 ET | [8-K](/filings/0000842517-26-000176.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000842517-26-000176 |
| 2026-06-16 | 09:16 ET | [8-K](/filings/0000842517-26-000163.md) | 1.01 Entry into a material agreement; 9.01 Financial statements and exhibits | 0000842517-26-000163 |
| 2026-06-15 | 17:17 ET | [8-K](/filings/0000842517-26-000158.md) | 1.01 Entry into a material agreement; 9.01 Financial statements and exhibits | 0000842517-26-000158 |
| 2026-06-12 | 09:17 ET | [8-K](/filings/0000842517-26-000138.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000842517-26-000138 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000842517-26-000069.md), filed Mar 13, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 842517
- Tickers: ISBA
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: MI
- Filer category: Accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 08:35 ET. No prices; not investment advice.
