# Jefferson Capital, Inc. / DE: overview

JCAP · Nasdaq · CIK 2046042 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/jcap.md) · [Financials](/companies/jcap/financials.md) · [Filings](/companies/jcap/filings.md) · [Insiders](/companies/jcap/insiders.md)

Latest reported revenue: [$177.5m](/filings/0001104659-26-095946.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 13, 2026 (XBRL us-gaap:Revenues, accession 0001104659-26-095946).

## Last eight quarters

| Line item | Unit | period not labelled (2024-09-30) | period not labelled (2024-12-31) | period not labelled (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [111](/filings/0001104659-25-112518.md) | [119 d](/filings/0001104659-26-027199.md) | [155](/filings/0001104659-26-061206.md) | [153](/filings/0001104659-26-095946.md) | [151](/filings/0001104659-25-112518.md) | [155 d](/filings/0001104659-26-027199.md) | [176](/filings/0001104659-26-061206.md) | [178](/filings/0001104659-26-095946.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [53.7%](/filings/0001104659-25-112518.md) | [45.2% d](/filings/0001104659-26-027199.md) | [57.6%](/filings/0001104659-26-061206.md) | [56.7%](/filings/0001104659-26-095946.md) | [46.4%](/filings/0001104659-25-112518.md) | [45.6% d](/filings/0001104659-26-027199.md) | [45.4%](/filings/0001104659-26-061206.md) | [45.9%](/filings/0001104659-26-095946.md) |
| Net margin | % | [33.3%](/filings/0001104659-25-112518.md) | [22.7% d](/filings/0001104659-26-027199.md) | [41.5%](/filings/0001104659-26-061206.md) | [31.2%](/filings/0001104659-26-095946.md) | [25.4%](/filings/0001104659-25-112518.md) | [24.4% d](/filings/0001104659-26-027199.md) | [21.3%](/filings/0001104659-26-061206.md) | [23.3%](/filings/0001104659-26-095946.md) |
| Diluted EPS | $ per share | not reported | not reported | not reported | [16.76](/filings/0001104659-26-095946.md) | [0.59](/filings/0001104659-25-112518.md) | not reported | [0.61](/filings/0001104659-26-061206.md) | [0.67](/filings/0001104659-26-095946.md) |
| Free cash flow | $m | [7.6 d](/filings/0001104659-25-112518.md) | not reported | not reported | not reported | [63.0 d](/filings/0001104659-25-112518.md) | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY (2023-12-31) | FY (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: |
| Revenue | $m | [323](/filings/0001104659-26-027199.md) | [433](/filings/0001104659-26-027199.md) | [613](/filings/0001104659-26-027199.md) |
| Gross margin | % | not reported | not reported | not reported |
| Operating margin | % | [50.8%](/filings/0001104659-26-027199.md) | [50.8%](/filings/0001104659-26-027199.md) | [51.6%](/filings/0001104659-26-027199.md) |
| Net margin | % | [34.5%](/filings/0001104659-26-027199.md) | [29.7%](/filings/0001104659-26-027199.md) | [30.6%](/filings/0001104659-26-027199.md) |
| Diluted EPS | $ per share | not reported | not reported | [5.64](/filings/0001104659-26-027199.md) |
| Free cash flow | $m | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/jcap/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [WELLINGTON MANAGEMENT GROUP LLP](/funds/902219.md) | 2026-06-30 | $45.2m | 2,321,550 |  | Reduced −949,416 |
| [ADAGE CAPITAL PARTNERS GP, L.L.C.](/funds/1165408.md) | 2026-06-30 | $36.2m | 1,857,858 |  | Added +95,059 |
| [WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC](/funds/1644956.md) | 2026-06-30 | $35.2m | 1,806,665 |  | Added +246,716 |
| [PRINCIPAL FINANCIAL GROUP INC](/funds/1126328.md) | 2026-06-30 | $33.3m | 1,710,435 |  | Added +173,381 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $33.1m | 1,697,836 |  | Added +292,794 |
| [PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.](/funds/1238990.md) | 2026-06-30 | $28.2m | 1,446,818 |  | Added +330,933 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $18.7m | 958,811 |  | Reduced −172,787 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $15.4m | 790,883 |  | Added +99,666 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $14.6m | 752,389 |  | Reduced −304,409 |
| [Nantahala Capital Management, LLC](/funds/1472322.md) | 2026-06-30 | $14.6m | 750,000 |  | Unchanged |

## Recent filings

[All 83 filings](/companies/jcap/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-21 | 06:01 ET | [8-K](/filings/0001104659-26-099334.md) | 1.01 Entry into a material agreement; 9.01 Financial statements and exhibits | 0001104659-26-099334 |
| 2026-08-18 | 16:01 ET | [8-K](/filings/0001104659-26-098330.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-098330 |
| 2026-08-13 | 16:21 ET | [10-Q](/filings/0001104659-26-095946.md) | Quarterly report, period 2026-06-30 | 0001104659-26-095946 |
| 2026-08-13 | 16:05 ET | [8-K](/filings/0001104659-26-095891.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-095891 |
| 2026-06-08 | 16:05 ET | [8-K](/filings/0001104659-26-071368.md) | 5.07 Shareholder vote results | 0001104659-26-071368 |
| 2026-05-14 | 16:21 ET | [10-Q](/filings/0001104659-26-061206.md) | Quarterly report, period 2026-03-31 | 0001104659-26-061206 |
| 2026-05-14 | 16:06 ET | [8-K](/filings/0001104659-26-061149.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-061149 |
| 2026-04-23 | 16:47 ET | [8-K](/filings/0001104659-26-047776.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001104659-26-047776 |
| 2026-04-21 | 17:03 ET | [DEF 14A](/filings/0001140361-26-015937.md) | Proxy statement, period 2026-06-05 | 0001140361-26-015937 |
| 2026-03-18 | 16:10 ET | [8-K](/filings/0001104659-26-030908.md) | 5.02 Departure or appointment of officers or directors | 0001104659-26-030908 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001104659-26-027199.md), filed Mar 13, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/8fc067d2-d6d0-4fc9-a3a8-d7c3f676721d)

## About the filer

- CIK: 2046042
- Tickers: JCAP
- Exchange: Nasdaq
- SIC code: 6153 Short-Term Business Credit Institutions
- State of incorporation: DE
- Filer category: <br>Emerging growth company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:50 ET. No prices; not investment advice.