# Jiayin Group Inc.: overview

JFIN · Nasdaq · CIK 1743102 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/jfin.md) · [Financials](/companies/jfin/financials.md) · [Filings](/companies/jfin/filings.md) · [Insiders](/companies/jfin/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

Not reported.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [279](/filings/0001564590-22-016852.md) | [474](/filings/0000950170-23-015507.md) | [770](/filings/0000950170-24-049940.md) | [795](/filings/0000950170-25-058942.md) | [890](/filings/0001193125-26-183485.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [24.3%](/filings/0001564590-22-016852.md) | [36.1%](/filings/0000950170-23-015507.md) | [24.4%](/filings/0000950170-24-049940.md) | [21.5%](/filings/0000950170-25-058942.md) | [28.9%](/filings/0001193125-26-183485.md) |
| Net margin | % | [26.5%](/filings/0001564590-22-016852.md) | [36.1%](/filings/0000950170-23-015507.md) | [23.7%](/filings/0000950170-24-049940.md) | [18.2%](/filings/0000950170-25-058942.md) | [24.7%](/filings/0001193125-26-183485.md) |
| Diluted EPS | $ per share | [0.34](/filings/0001564590-22-016852.md) | [0.79](/filings/0000950170-23-015507.md) | [0.85](/filings/0000950170-24-049940.md) | [0.68](/filings/0000950170-25-058942.md) | [1.05](/filings/0001193125-26-183485.md) |
| Free cash flow | $m | [28.5](/filings/0001564590-22-016852.md) | [16.8](/filings/0000950170-23-015507.md) | [50.4](/filings/0000950170-24-049940.md) | [94.0](/filings/0000950170-25-058942.md) | [89.0](/filings/0001193125-26-183485.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/jfin/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $288.5k | 100,648 |  | Reduced −23,932 |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $246.5k | 86,174 |  | Reduced −46,126 |
| [Trexquant Investment LP](/funds/1633445.md) | 2026-06-30 | $205.2k | 71,740 |  | Reduced −13,039 |
| [SUSQUEHANNA INTERNATIONAL GROUP, LLP](/funds/1446194.md) | 2026-06-30 | $156.4k | 54,683 |  | Added +21,337 |
| [JANE STREET GROUP, LLC](/funds/1595888.md) | 2026-06-30 | $131.2k | 45,881 |  | Added +26,851 |
| [RAMSEY QUANTITATIVE SYSTEMS](/funds/1132897.md) | 2026-06-30 | $118.4k | 41,390 |  | New +41,390 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $76.7k | 26,824 |  | Added +13,042 |
| [HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND](/funds/1535845.md) | 2026-06-30 | $74.1k | 25,900 |  | Reduced −1,000 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $68.9k | 24,076 |  | Reduced −3,821 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $66.3k | 23,191 |  | Reduced −25,397 |

## Recent filings

[All 192 filings](/companies/jfin/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-28 | 06:11 ET | [6-K](/filings/0001193125-26-372019.md) | Report of a foreign private issuer, period 2026-08-28 | 0001193125-26-372019 |
| 2026-07-23 | 06:02 ET | [6-K](/filings/0001193125-26-313186.md) | Report of a foreign private issuer, period 2026-07-23 | 0001193125-26-313186 |
| 2026-07-02 | 06:16 ET | [6-K](/filings/0001193125-26-293364.md) | Report of a foreign private issuer, period 2026-07-02 | 0001193125-26-293364 |
| 2026-06-23 | 06:11 ET | [6-K](/filings/0001193125-26-278439.md) | Report of a foreign private issuer, period 2026-06-23 | 0001193125-26-278439 |
| 2026-05-15 | 06:09 ET | [6-K](/filings/0001193125-26-225094.md) | Report of a foreign private issuer, period 2026-05-15 | 0001193125-26-225094 |
| 2026-04-28 | 07:01 ET | [20-F](/filings/0001193125-26-183485.md) | Annual report of a foreign private issuer, period 2025-12-31 | 0001193125-26-183485 |
| 2026-03-31 | 06:10 ET | [6-K](/filings/0001193125-26-133154.md) | Report of a foreign private issuer, period 2026-03-31 | 0001193125-26-133154 |
| 2025-11-25 | 06:11 ET | [6-K](/filings/0001193125-25-294453.md) | Report of a foreign private issuer, period 2025-11-25 | 0001193125-25-294453 |
| 2025-11-12 | 06:05 ET | [6-K](/filings/0001193125-25-275640.md) | Report of a foreign private issuer, period 2025-11-12 | 0001193125-25-275640 |
| 2025-08-20 | 06:12 ET | [6-K](/filings/0000950170-25-110360.md) | Report of a foreign private issuer, period 2025-08-20 | 0000950170-25-110360 |

## Latest annual report

[Form 20-F for the fiscal year ended Dec 31, 2025](/filings/0001193125-26-183485.md), filed Apr 28, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1743102
- Tickers: JFIN
- Exchange: Nasdaq
- SIC code: 6199 Finance Services
- State of incorporation: E9
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:47 ET. No prices; not investment advice.
