# Lakeland Financial Corp: overview

LKFN · Nasdaq · CIK 721994 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/lkfn.md) · [Financials](/companies/lkfn/financials.md) · [Filings](/companies/lkfn/filings.md) · [Insiders](/companies/lkfn/insiders.md)

Latest reported revenue: [$219.0k](/filings/0000721994-19-000011.md) for Q4 FY2018, three months to 2018-12-31, from the 10-K filed Feb 28, 2019 (XBRL us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax, accession 0000721994-19-000011).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.91](/filings/0000721994-26-000018.md) | [0.94](/filings/0000721994-26-000018.md) | [0.78](/filings/0000721994-26-000053.md) | [1.04](/filings/0000721994-26-000067.md) | [1.03](/filings/0000721994-26-000018.md) | [1.16](/filings/0000721994-26-000018.md) | [1.04](/filings/0000721994-26-000053.md) | [1.13](/filings/0000721994-26-000067.md) |
| Free cash flow | $m | [15.3 d](/filings/0000721994-25-000228.md) | [36.7 d](/filings/0000721994-26-000018.md) | [27.1](/filings/0000721994-26-000053.md) | [14.1 d](/filings/0000721994-26-000067.md) | [31.1 d](/filings/0000721994-25-000228.md) | [31.5 d](/filings/0000721994-26-000018.md) | [30.0](/filings/0000721994-26-000053.md) | [19.1 d](/filings/0000721994-26-000067.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [3.74](/filings/0000721994-24-000013.md) | [4.04](/filings/0000721994-25-000087.md) | [3.65](/filings/0000721994-26-000018.md) | [3.63](/filings/0000721994-26-000018.md) | [4.01](/filings/0000721994-26-000018.md) |
| Free cash flow | $m | [108](/filings/0000721994-24-000013.md) | [165](/filings/0000721994-25-000087.md) | [108](/filings/0000721994-26-000018.md) | [93.9](/filings/0000721994-26-000018.md) | [104](/filings/0000721994-26-000018.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/lkfn/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $224.6m | 3,639,015 |  | Added +102,649 |
| [NEUBERGER BERMAN GROUP LLC](/funds/1465109.md) | 2026-06-30 | $134.3m | 2,175,765 |  | Added +10,368 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $88.1m | 1,428,098 |  | Added +49,399 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $65.8m | 1,065,329 |  | Reduced −32,714 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $58.1m | 940,862 |  | Added +71,594 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $42.4m | 687,078 |  | Added +14,907 |
| [FULLER & THALER ASSET MANAGEMENT, INC.](/funds/1082327.md) | 2026-06-30 | $41.9m | 679,655 |  | Added +351,573 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $40.8m | 661,616 |  | Added +24,828 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $37.0m | 598,952 |  | Added +25,224 |
| [SILVERCREST ASSET MANAGEMENT GROUP LLC](/funds/1232395.md) | 2026-06-30 | $36.3m | 588,817 |  | Reduced −47,300 |

## Recent filings

[All 2,479 filings](/companies/lkfn/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-26 | 06:58 ET | [8-K](/filings/0000721994-26-000075.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000721994-26-000075 |
| 2026-10-26 | 06:58 ET | [8-K](/filings/0000721994-26-000074.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000721994-26-000074 |
| 2026-10-13 | 12:12 ET | [8-K](/filings/0000721994-26-000069.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000721994-26-000069 |
| 2026-08-05 | 07:56 ET | [10-Q](/filings/0000721994-26-000067.md) | Quarterly report, period 2026-06-30 | 0000721994-26-000067 |
| 2026-07-27 | 07:00 ET | [8-K](/filings/0000721994-26-000064.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000721994-26-000064 |
| 2026-07-27 | 07:00 ET | [8-K](/filings/0000721994-26-000063.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000721994-26-000063 |
| 2026-07-14 | 14:16 ET | [8-K](/filings/0000721994-26-000058.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000721994-26-000058 |
| 2026-04-29 | 07:00 ET | [10-Q](/filings/0000721994-26-000053.md) | Quarterly report, period 2026-03-31 | 0000721994-26-000053 |
| 2026-04-27 | 07:00 ET | [8-K](/filings/0000721994-26-000051.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000721994-26-000051 |
| 2026-04-27 | 06:59 ET | [8-K](/filings/0000721994-26-000050.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000721994-26-000050 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000721994-26-000018.md), filed Feb 25, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 721994
- Tickers: LKFN
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: IN
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 28, 2026, 06:57 ET. No prices; not investment advice.