# MetroCity Bankshares, Inc.: overview

MCBS · Nasdaq · CIK 1747068 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/mcbs.md) · [Financials](/companies/mcbs/financials.md) · [Filings](/companies/mcbs/filings.md) · [Insiders](/companies/mcbs/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.65](/filings/0001747068-25-000061.md) | not reported | [0.63](/filings/0001104659-26-057876.md) | [0.65](/filings/0001104659-26-092674.md) | [0.67](/filings/0001747068-25-000061.md) | not reported | [0.77](/filings/0001104659-26-057876.md) | [0.76](/filings/0001104659-26-092674.md) |
| Free cash flow | $m | [(11.8) d](/filings/0001747068-25-000061.md) | [18.9 d](/filings/0001747068-26-000010.md) | [11.8](/filings/0001104659-26-057876.md) | [14.3 d](/filings/0001104659-26-092674.md) | [16.2 d](/filings/0001747068-25-000061.md) | [(5.4) d](/filings/0001747068-26-000010.md) | not reported | not reported |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [2.39](/filings/0001747068-24-000010.md) | [2.44](/filings/0001747068-25-000007.md) | [2.02](/filings/0001747068-26-000010.md) | [2.52](/filings/0001747068-26-000010.md) | [2.64](/filings/0001747068-26-000010.md) |
| Free cash flow | $m | [65.0](/filings/0001747068-24-000010.md) | [132](/filings/0001747068-25-000007.md) | [77.2](/filings/0001747068-26-000010.md) | [62.2](/filings/0001747068-26-000010.md) | [37.0](/filings/0001747068-26-000010.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/mcbs/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $65.1m | 1,812,566 |  | Added +309,326 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $34.3m | 955,631 |  | Added +77,436 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $26.5m | 737,102 |  | Added +112,050 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $21.4m | 595,243 |  | Added +76,869 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $19.8m | 552,274 |  | Added +53,486 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $18.3m | 509,910 |  | Added +35,630 |
| [NORTHERN TRUST CORP](/funds/73124.md) | 2026-06-30 | $8.2m | 227,360 |  | Added +17,455 |
| [MANUFACTURERS LIFE INSURANCE COMPANY, THE](/funds/928047.md) | 2026-06-30 | $7.9m | 219,175 |  | Reduced −1,377 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $6.6m | 183,392 |  | Added +5,378 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $5.7m | 160,050 |  | Added +30,271 |

## Recent filings

[All 332 filings](/companies/mcbs/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-23 | 16:00 ET | [8-K](/filings/0001104659-26-118460.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-118460 |
| 2026-10-21 | 20:00 ET | [8-K](/filings/0001104659-26-117824.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-117824 |
| 2026-08-21 | 20:00 ET | [8-K](/filings/0001104659-26-099666.md) | 5.02 Departure or appointment of officers or directors | 0001104659-26-099666 |
| 2026-08-07 | 20:01 ET | [10-Q](/filings/0001104659-26-092674.md) | Quarterly report, period 2026-06-30 | 0001104659-26-092674 |
| 2026-07-24 | 20:00 ET | [8-K](/filings/0001104659-26-086635.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-086635 |
| 2026-07-15 | 20:00 ET | [8-K](/filings/0001104659-26-083869.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-083869 |
| 2026-05-22 | 20:00 ET | [8-K](/filings/0001104659-26-065677.md) | 5.07 Shareholder vote results | 0001104659-26-065677 |
| 2026-05-08 | 20:01 ET | [10-Q](/filings/0001104659-26-057876.md) | Quarterly report, period 2026-03-31 | 0001104659-26-057876 |
| 2026-04-24 | 20:00 ET | [8-K](/filings/0001104659-26-048536.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-048536 |
| 2026-04-20 | 20:00 ET | [DEF 14A](/filings/0001104659-26-045475.md) | Proxy statement, period 2026-05-21 | 0001104659-26-045475 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001747068-26-000010.md), filed Mar 16, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1747068
- Tickers: MCBS
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: GA
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:47 ET. No prices; not investment advice.