# Mercury General Corp: overview

MCY · NYSE · CIK 64996 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/mcy.md) · [Financials](/companies/mcy/financials.md) · [Filings](/companies/mcy/filings.md) · [Insiders](/companies/mcy/insiders.md)

Latest reported revenue: [$1.68bn](/filings/0000064996-26-000020.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 4, 2026 (XBRL us-gaap:Revenues, accession 0000064996-26-000020).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [1,530](/filings/0000064996-25-000044.md) | [1,366 d](/filings/0000064996-26-000005.md) | [1,394](/filings/0000064996-26-000014.md) | [1,478](/filings/0000064996-26-000020.md) | [1,585](/filings/0000064996-25-000044.md) | [1,536 d](/filings/0000064996-26-000005.md) | [1,540](/filings/0000064996-26-000014.md) | [1,682](/filings/0000064996-26-000020.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [15.1%](/filings/0000064996-25-000044.md) | [7.4% d](/filings/0000064996-26-000005.md) | [(7.8%)](/filings/0000064996-26-000014.md) | [11.3%](/filings/0000064996-26-000020.md) | [17.7%](/filings/0000064996-25-000044.md) | [13.2% d](/filings/0000064996-26-000005.md) | [12.4%](/filings/0000064996-26-000014.md) | [15.7%](/filings/0000064996-26-000020.md) |
| Diluted EPS | $ per share | [4.17](/filings/0000064996-25-000044.md) | not reported | [(1.96)](/filings/0000064996-26-000014.md) | [3.01](/filings/0000064996-26-000020.md) | [5.06](/filings/0000064996-25-000044.md) | not reported | [3.44](/filings/0000064996-26-000014.md) | [4.76](/filings/0000064996-26-000020.md) |
| Free cash flow | $m | [306 d](/filings/0000064996-25-000044.md) | [236 d](/filings/0000064996-26-000005.md) | [(81.9)](/filings/0000064996-26-000014.md) | [357 d](/filings/0000064996-26-000020.md) | [480 d](/filings/0000064996-25-000044.md) | [274 d](/filings/0000064996-26-000005.md) | [309](/filings/0000064996-26-000014.md) | [202 d](/filings/0000064996-26-000020.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [3,993](/filings/0000064996-24-000002.md) | [3,643](/filings/0000064996-25-000013.md) | [4,630](/filings/0000064996-26-000005.md) | [5,476](/filings/0000064996-26-000005.md) | [5,992](/filings/0000064996-26-000005.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [6.2%](/filings/0000064996-24-000002.md) | [(14.1%)](/filings/0000064996-25-000013.md) | [2.1%](/filings/0000064996-26-000005.md) | [8.5%](/filings/0000064996-26-000005.md) | [9.0%](/filings/0000064996-26-000005.md) |
| Diluted EPS | $ per share | [4.48](/filings/0000064996-24-000002.md) | [(9.26)](/filings/0000064996-25-000013.md) | [1.74](/filings/0000064996-26-000005.md) | [8.45](/filings/0000064996-26-000005.md) | [9.77](/filings/0000064996-26-000005.md) |
| Free cash flow | $m | [460](/filings/0000064996-24-000002.md) | [317](/filings/0000064996-25-000013.md) | [416](/filings/0000064996-26-000005.md) | [991](/filings/0000064996-26-000005.md) | [1,029](/filings/0000064996-26-000005.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/mcy/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $479.6m | 4,498,256 |  | Added +181,092 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $230.6m | 2,163,143 |  | Added +13,496 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $189.9m | 1,781,446 |  | Added +63,584 |
| [Rubric Capital Management LP](/funds/1687509.md) | 2026-06-30 | $164.3m | 1,541,440 |  | Reduced −613,064 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $131.4m | 1,232,655 |  | Added +6,196 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $123.7m | 1,159,962 |  | Added +60,871 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $102.5m | 961,217 |  | Added +207,090 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $102.4m | 960,484 |  | Added +147,164 |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $83.3m | 781,682 |  | Reduced −41,900 |
| [Invesco Ltd.](/funds/914208.md) | 2026-06-30 | $68.9m | 646,237 |  | Added +73,558 |

## Recent filings

[All 574 filings](/companies/mcy/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-30 | 16:30 ET | [SCHEDULE 13D](/filings/0001193125-26-409121.md) | Ownership report, active investor | 0001193125-26-409121 |
| 2026-08-26 | 16:05 ET | [8-K](/filings/0000064996-26-000024.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0000064996-26-000024 |
| 2026-08-04 | 16:09 ET | [10-Q](/filings/0000064996-26-000020.md) | Quarterly report, period 2026-06-30 | 0000064996-26-000020 |
| 2026-08-04 | 16:06 ET | [8-K](/filings/0001193125-26-332781.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-332781 |
| 2026-06-24 | 16:27 ET | [8-K](/filings/0001193125-26-281118.md) | 1.01 Entry into a material agreement; 1.02 Termination of a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001193125-26-281118 |
| 2026-06-12 | 16:06 ET | [8-K](/filings/0001193125-26-269392.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 8.01 Other events; 9.01 Financial statements and exhibits | 0001193125-26-269392 |
| 2026-06-09 | 08:27 ET | [8-K](/filings/0001193125-26-263041.md) | 8.01 Other events | 0001193125-26-263041 |
| 2026-05-14 | 18:29 ET | [8-K](/filings/0000064996-26-000017.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0000064996-26-000017 |
| 2026-05-05 | 16:12 ET | [10-Q](/filings/0000064996-26-000014.md) | Quarterly report, period 2026-03-31 | 0000064996-26-000014 |
| 2026-05-05 | 16:08 ET | [8-K](/filings/0001193125-26-206384.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-206384 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000064996-26-000005.md), filed Feb 17, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/6a085d68-ae9d-4796-b324-a56def2fb804)

## About the filer

- CIK: 64996
- Tickers: MCY
- Exchange: NYSE
- SIC code: 6331 Fire, Marine & Casualty Insurance
- State of incorporation: CA
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:19 ET. No prices; not investment advice.