# Oceanfirst Financial Corp: financial statements, quarterly

OCFC · Nasdaq · CIK 1004702 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/ocfc.md) · [Financials](/companies/ocfc/financials.md) · [Filings](/companies/ocfc/filings.md) · [Insiders](/companies/ocfc/insiders.md)

Standardized line items from XBRL company facts. Each value links to its filing; d marks a value derived from year-to-date figures. Other view: [annual](/companies/ocfc/financials.md?period=annual).

## Income statement

| Line item | Unit | Q3 FY2023 (2023-09-30) | Q4 FY2023 (2023-12-31) | Q1 FY2024 (2024-03-31) | Q2 FY2024 (2024-06-30) | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Interest expense | $m | [67.4](/filings/0001004702-23-000162.md) | [72.6 d](/filings/0001004702-24-000011.md) | [75.4](/filings/0001004702-24-000077.md) | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Income tax | $m | [6.5](/filings/0001004702-24-000118.md) | [8.6 d](/filings/0001004702-26-000015.md) | [10.6](/filings/0001004702-25-000081.md) | [7.1](/filings/0001004702-25-000108.md) | [7.5](/filings/0001004702-25-000129.md) | [5.1 d](/filings/0001004702-26-000015.md) | [6.8](/filings/0001004702-26-000052.md) | [5.8](/filings/0001004702-26-000120.md) | [5.2](/filings/0001004702-25-000129.md) | [3.8 d](/filings/0001004702-26-000015.md) | [6.5](/filings/0001004702-26-000052.md) | [0.5](/filings/0001004702-26-000120.md) |
| Net income | $m | [20.7](/filings/0001004702-24-000118.md) | [27.7 d](/filings/0001004702-26-000015.md) | [28.7](/filings/0001004702-25-000081.md) | [24.4](/filings/0001004702-25-000108.md) | [25.1](/filings/0001004702-25-000129.md) | [21.9 d](/filings/0001004702-26-000015.md) | [21.5](/filings/0001004702-26-000052.md) | [19.0](/filings/0001004702-26-000120.md) | [17.3](/filings/0001004702-25-000129.md) | [13.1 d](/filings/0001004702-26-000015.md) | [20.5](/filings/0001004702-26-000052.md) | [(3.0)](/filings/0001004702-26-000120.md) |
| Diluted EPS | $ per share | [0.33](/filings/0001004702-24-000118.md) | not reported | [0.47](/filings/0001004702-25-000081.md) | [0.40](/filings/0001004702-25-000108.md) | [0.42](/filings/0001004702-25-000129.md) | not reported | [0.35](/filings/0001004702-26-000052.md) | [0.28](/filings/0001004702-26-000120.md) | [0.30](/filings/0001004702-25-000129.md) | not reported | [0.36](/filings/0001004702-26-000052.md) | [(0.04)](/filings/0001004702-26-000120.md) |
| Basic EPS | $ per share | [0.33](/filings/0001004702-24-000118.md) | not reported | [0.47](/filings/0001004702-25-000081.md) | [0.40](/filings/0001004702-25-000108.md) | [0.42](/filings/0001004702-25-000129.md) | not reported | [0.35](/filings/0001004702-26-000052.md) | [0.28](/filings/0001004702-26-000120.md) | [0.30](/filings/0001004702-25-000129.md) | not reported | [0.36](/filings/0001004702-26-000052.md) | [(0.04)](/filings/0001004702-26-000120.md) |

- Interest expense: us-gaap:InterestExpense
- Income tax: us-gaap:IncomeTaxExpenseBenefit
- Net income: us-gaap:NetIncomeLoss
- Diluted EPS: us-gaap:EarningsPerShareDiluted
- Basic EPS: us-gaap:EarningsPerShareBasic

## Balance sheet

| Line item | Unit | Q3 FY2023 (2023-09-30) | FY2023 (2023-12-31) | Q1 FY2024 (2024-03-31) | Q2 FY2024 (2024-06-30) | Q3 FY2024 (2024-09-30) | FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Cash and equivalents | $bn | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Total assets | $bn | [13.5](/filings/0001004702-23-000162.md) | [13.5](/filings/0001004702-25-000012.md) | [13.4](/filings/0001004702-24-000077.md) | [13.3](/filings/0001004702-24-000098.md) | [13.5](/filings/0001004702-24-000118.md) | [13.4](/filings/0001004702-26-000015.md) | [13.3](/filings/0001004702-25-000081.md) | [13.3](/filings/0001004702-25-000108.md) | [14.3](/filings/0001004702-25-000129.md) | [14.6](/filings/0001004702-26-000120.md) | [14.6](/filings/0001004702-26-000052.md) | [23.3](/filings/0001004702-26-000120.md) |
| Total liabilities | $bn | [11.9](/filings/0001004702-23-000162.md) | [11.9](/filings/0001004702-25-000012.md) | [11.8](/filings/0001004702-24-000077.md) | [11.6](/filings/0001004702-24-000098.md) | [11.8](/filings/0001004702-24-000118.md) | [11.7](/filings/0001004702-26-000015.md) | [11.6](/filings/0001004702-25-000081.md) | [11.7](/filings/0001004702-25-000108.md) | [12.7](/filings/0001004702-25-000129.md) | [12.9](/filings/0001004702-26-000120.md) | [12.9](/filings/0001004702-26-000052.md) | [20.9](/filings/0001004702-26-000120.md) |
| Long-term debt | $bn | not reported | [0.2](/filings/0001004702-24-000011.md) | not reported | not reported | not reported | [0.2](/filings/0001004702-25-000012.md) | not reported | not reported | not reported | [0.3](/filings/0001004702-26-000015.md) | not reported | not reported |
| Shareholders' equity | $bn | [1.6](/filings/0001004702-23-000162.md) | [1.7](/filings/0001004702-25-000012.md) | [1.7](/filings/0001004702-24-000077.md) | [1.7](/filings/0001004702-24-000098.md) | [1.7](/filings/0001004702-24-000118.md) | [1.7](/filings/0001004702-26-000015.md) | [1.7](/filings/0001004702-25-000081.md) | [1.6](/filings/0001004702-25-000108.md) | [1.7](/filings/0001004702-25-000129.md) | [1.7](/filings/0001004702-26-000015.md) | [1.7](/filings/0001004702-26-000120.md) | [2.4](/filings/0001004702-26-000120.md) |

- Cash and equivalents: not reported
- Total assets: us-gaap:Assets
- Total liabilities: us-gaap:Liabilities
- Long-term debt: us-gaap:LongTermDebt
- Shareholders' equity: us-gaap:StockholdersEquity, us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest

## Cash flow

| Line item | Unit | Q3 FY2023 (2023-09-30) | Q4 FY2023 (2023-12-31) | Q1 FY2024 (2024-03-31) | Q2 FY2024 (2024-06-30) | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Operating cash flow | $m | [54.8 d](/filings/0001004702-24-000118.md) | [(26.8) d](/filings/0001004702-26-000015.md) | [46.1](/filings/0001004702-25-000081.md) | [23.7 d](/filings/0001004702-25-000108.md) | [(22.4) d](/filings/0001004702-25-000129.md) | [44.8 d](/filings/0001004702-26-000015.md) | [(1.8)](/filings/0001004702-26-000052.md) | [28.6 d](/filings/0001004702-26-000120.md) | [24.4 d](/filings/0001004702-25-000129.md) | [36.0 d](/filings/0001004702-26-000015.md) | [25.2](/filings/0001004702-26-000052.md) | [36.0 d](/filings/0001004702-26-000120.md) |
| Capital expenditure | $m | [1.3 d](/filings/0001004702-24-000118.md) | [1.6 d](/filings/0001004702-26-000015.md) | [0.7](/filings/0001004702-25-000081.md) | [4.2 d](/filings/0001004702-25-000108.md) | [1.1 d](/filings/0001004702-25-000129.md) | [1.6 d](/filings/0001004702-26-000015.md) | [1.9](/filings/0001004702-26-000052.md) | [1.4 d](/filings/0001004702-26-000120.md) | [1.6 d](/filings/0001004702-25-000129.md) | [2.9 d](/filings/0001004702-26-000015.md) | [2.0](/filings/0001004702-26-000052.md) | [2.6 d](/filings/0001004702-26-000120.md) |
| Dividends paid | $m | [12.8 d](/filings/0001004702-24-000118.md) | [12.8 d](/filings/0001004702-26-000015.md) | [12.9](/filings/0001004702-25-000081.md) | [12.7 d](/filings/0001004702-25-000108.md) | [12.7 d](/filings/0001004702-25-000129.md) | [12.7 d](/filings/0001004702-26-000015.md) | [12.7](/filings/0001004702-26-000052.md) | [12.7 d](/filings/0001004702-26-000120.md) | [11.5 d](/filings/0001004702-25-000129.md) | [11.5 d](/filings/0001004702-26-000015.md) | [11.5](/filings/0001004702-26-000052.md) | [11.5 d](/filings/0001004702-26-000120.md) |
| Share repurchases | $m | [0.0 d](/filings/0001004702-24-000118.md) | [0.0 d](/filings/0001004702-26-000015.md) | [15.1](/filings/0001004702-25-000081.md) | [5.0 d](/filings/0001004702-25-000108.md) | [1.4 d](/filings/0001004702-25-000129.md) | [(0.0) d](/filings/0001004702-26-000015.md) | [6.9](/filings/0001004702-26-000052.md) | [17.4 d](/filings/0001004702-26-000120.md) | [0.0 d](/filings/0001004702-25-000129.md) | [0.6 d](/filings/0001004702-26-000015.md) | [3.4](/filings/0001004702-26-000052.md) | [3.6 d](/filings/0001004702-26-000120.md) |

- Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities
- Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
- Dividends paid: us-gaap:PaymentsOfDividendsCommonStock
- Share repurchases: us-gaap:PaymentsForRepurchaseOfCommonStock

## Shares

| Line item | Unit | Q3 FY2022 (2022-09-30) | Q1 FY2023 (2023-03-31) | Q2 FY2023 (2023-06-30) | Q3 FY2023 (2023-09-30) | Q1 FY2024 (2024-03-31) | Q2 FY2024 (2024-06-30) | Q3 FY2024 (2024-09-30) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Diluted shares (weighted) | millions of shares | [58.8](/filings/0001004702-23-000162.md) | [58.9](/filings/0001004702-24-000077.md) | [59.2](/filings/0001004702-24-000098.md) | [59.1](/filings/0001004702-24-000118.md) | [58.8](/filings/0001004702-25-000081.md) | [58.4](/filings/0001004702-25-000108.md) | [58.1](/filings/0001004702-25-000129.md) | [58.1](/filings/0001004702-26-000052.md) | [57.7](/filings/0001004702-26-000120.md) | [57.0](/filings/0001004702-25-000129.md) | [57.0](/filings/0001004702-26-000052.md) | [70.2](/filings/0001004702-26-000120.md) |

- Diluted shares (weighted): us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Shares outstanding: 96,645,219 at 2026-08-03, from the cover of the [10-Q filed 2026-08-07](/filings/0001004702-26-000120.md) (dei:EntityCommonStockSharesOutstanding).

Source: SEC EDGAR, XBRL company facts. Last ingested by Listed: Oct 24, 2026, 15:29 ET. No prices; not investment advice.