# OFG Bancorp: overview

OFG · NYSE · CIK 1030469 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/ofg.md) · [Financials](/companies/ofg/financials.md) · [Filings](/companies/ofg/filings.md) · [Insiders](/companies/ofg/insiders.md)

Latest reported revenue: [$0](/filings/0001030469-24-000042.md) for Q3 FY2024, three months to 2024-09-30, from the 10-Q filed Nov 6, 2024 (XBRL us-gaap:Revenues, accession 0001030469-24-000042).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [0.0](/filings/0001030469-24-000042.md) | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [1.00](/filings/0001030469-25-000051.md) | not reported | [1.00](/filings/0001030469-26-000027.md) | [1.15](/filings/0001030469-26-000038.md) | [1.16](/filings/0001030469-25-000051.md) | not reported | [1.26](/filings/0001030469-26-000027.md) | [1.39](/filings/0001030469-26-000038.md) |
| Free cash flow | $m | [51.8 d](/filings/0001030469-25-000051.md) | [34.2 d](/filings/0001030469-26-000008.md) | [78.7](/filings/0001030469-26-000027.md) | [31.8 d](/filings/0001030469-26-000038.md) | [35.5 d](/filings/0001030469-25-000051.md) | [53.3 d](/filings/0001030469-26-000008.md) | [68.8](/filings/0001030469-26-000027.md) | [45.1 d](/filings/0001030469-26-000038.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [0.0](/filings/0001030469-24-000007.md) | [0.0](/filings/0001030469-24-000007.md) | [0.0](/filings/0001030469-24-000007.md) | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [2.81](/filings/0001030469-24-000007.md) | [3.44](/filings/0001030469-25-000007.md) | [3.83](/filings/0001030469-26-000008.md) | [4.23](/filings/0001030469-26-000008.md) | [4.58](/filings/0001030469-26-000008.md) |
| Free cash flow | $m | [77.0](/filings/0001030469-24-000007.md) | [133](/filings/0001030469-25-000007.md) | [278](/filings/0001030469-26-000008.md) | [231](/filings/0001030469-26-000008.md) | [199](/filings/0001030469-26-000008.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/ofg/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $302.3m | 6,160,369 |  | Reduced −52,188 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $153.1m | 3,120,096 |  | Added +11,032 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $125.9m | 2,565,745 |  | Reduced −39 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $123.0m | 2,490,188 |  | Added +82,808 |
| [FIRST TRUST ADVISORS LP](/funds/1125816.md) | 2026-06-30 | $115.8m | 2,359,816 |  | Added +37,892 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $92.0m | 1,874,751 |  | Reduced −33,402 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $85.3m | 1,737,379 |  | Added +136,880 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $76.8m | 1,564,209 |  | Added +143,921 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $57.3m | 1,166,977 |  | Added +41,582 |
| [Nuveen, LLC](/funds/1871926.md) | 2026-06-30 | $46.4m | 945,112 |  | Reduced −45,407 |

## Recent filings

[All 1,342 filings](/companies/ofg/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-21 | 12:29 ET | [8-K](/filings/0001030469-26-000043.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001030469-26-000043 |
| 2026-08-06 | 16:28 ET | [10-Q](/filings/0001030469-26-000038.md) | Quarterly report, period 2026-06-30 | 0001030469-26-000038 |
| 2026-07-21 | 12:45 ET | [8-K](/filings/0001030469-26-000034.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001030469-26-000034 |
| 2026-05-08 | 18:09 ET | [10-Q](/filings/0001030469-26-000027.md) | Quarterly report, period 2026-03-31 | 0001030469-26-000027 |
| 2026-04-23 | 19:36 ET | [8-K](/filings/0001030469-26-000024.md) | 5.07 Shareholder vote results | 0001030469-26-000024 |
| 2026-04-21 | 12:42 ET | [8-K](/filings/0001030469-26-000022.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001030469-26-000022 |
| 2026-03-11 | 12:46 ET | [S-1](/filings/0001140361-26-008961.md) | Registration statement | 0001140361-26-008961 |
| 2026-03-05 | 15:39 ET | [10-K/A](/filings/0001030469-26-000019.md) | Annual report, amended, period 2025-12-31 | 0001030469-26-000019 |
| 2026-03-03 | 21:19 ET | [DEF 14A](/filings/0001030469-26-000016.md) | Proxy statement, period 2025-12-31 | 0001030469-26-000016 |
| 2026-02-25 | 19:39 ET | [10-K](/filings/0001030469-26-000008.md) | Annual report, period 2025-12-31 | 0001030469-26-000008 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001030469-26-000008.md), filed Feb 25, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1030469
- Tickers: OFG
- Exchange: NYSE
- SIC code: 6022 State Commercial Banks
- State of incorporation: PR
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:30 ET. No prices; not investment advice.