# OP Bancorp: overview

OPBK · Nasdaq · CIK 1722010 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/opbk.md) · [Financials](/companies/opbk/financials.md) · [Filings](/companies/opbk/filings.md) · [Insiders](/companies/opbk/insiders.md)

Latest reported revenue: [$515.0k](/filings/0001722010-26-000020.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001722010-26-000020).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [0.9](/filings/0001722010-25-000014.md) | [1.0 d](/filings/0001722010-26-000002.md) | [1.0](/filings/0001722010-26-000014.md) | [1.0](/filings/0001722010-26-000020.md) | [0.7](/filings/0001722010-25-000014.md) | [0.5 d](/filings/0001722010-26-000002.md) | [0.5](/filings/0001722010-26-000014.md) | [0.5](/filings/0001722010-26-000020.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [611.5%](/filings/0001722010-25-000014.md) | [514.1% d](/filings/0001722010-26-000002.md) | [556.0%](/filings/0001722010-26-000014.md) | [622.7%](/filings/0001722010-26-000020.md) | [924.6%](/filings/0001722010-25-000014.md) | [1523.6% d](/filings/0001722010-26-000002.md) | [1562.4%](/filings/0001722010-26-000014.md) | [1549.1%](/filings/0001722010-26-000020.md) |
| Diluted EPS | $ per share | [0.36](/filings/0001722010-25-000014.md) | not reported | [0.37](/filings/0001722010-26-000014.md) | [0.42](/filings/0001722010-26-000020.md) | [0.45](/filings/0001722010-25-000014.md) | not reported | [0.48](/filings/0001722010-26-000014.md) | [0.53](/filings/0001722010-26-000020.md) |
| Free cash flow | $m | [12.8 d](/filings/0001722010-25-000014.md) | [4.5 d](/filings/0001722010-26-000002.md) | [4.2](/filings/0001722010-26-000014.md) | [(7.7) d](/filings/0001722010-26-000020.md) | [23.4 d](/filings/0001722010-25-000014.md) | [3.5 d](/filings/0001722010-26-000002.md) | [7.6](/filings/0001722010-26-000014.md) | [(7.4) d](/filings/0001722010-26-000020.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [1.6](/filings/0001628280-24-013750.md) | [1.7](/filings/0001628280-25-015428.md) | [2.1](/filings/0001722010-26-000002.md) | [3.3](/filings/0001722010-26-000002.md) | [3.2](/filings/0001722010-26-000002.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [1846.4%](/filings/0001628280-24-013750.md) | [1988.7%](/filings/0001628280-25-015428.md) | [1126.6%](/filings/0001722010-26-000002.md) | [646.1%](/filings/0001722010-26-000002.md) | [800.1%](/filings/0001722010-26-000002.md) |
| Diluted EPS | $ per share | [1.88](/filings/0001628280-24-013750.md) | [2.14](/filings/0001628280-25-015428.md) | [1.55](/filings/0001722010-26-000002.md) | [1.39](/filings/0001722010-26-000002.md) | [1.72](/filings/0001722010-26-000002.md) |
| Free cash flow | $m | [(29.4)](/filings/0001628280-24-013750.md) | [82.3](/filings/0001628280-25-015428.md) | [65.6](/filings/0001722010-26-000002.md) | [29.7](/filings/0001722010-26-000002.md) | [23.4](/filings/0001722010-26-000002.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/opbk/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Diversify Advisory Services, LLC](/funds/2021232.md) | 2026-06-30 | $28.7m | 1,847,777 |  | New +1,847,777 |
| [DIVERSIFY WEALTH MANAGEMENT, LLC](/funds/2030780.md) | 2026-06-30 | $28.7m | 1,847,777 |  | Added +10,595 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $15.0m | 1,000,340 |  | Added +255,379 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $10.2m | 678,645 |  | Added +42,517 |
| [MANUFACTURERS LIFE INSURANCE COMPANY, THE](/funds/928047.md) | 2026-06-30 | $8.4m | 561,436 |  | Reduced −5,649 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $7.8m | 519,413 |  | Reduced −39,851 |
| [ALLIANCEBERNSTEIN L.P.](/funds/1109448.md) | 2026-06-30 | $6.7m | 505,110 |  | Reduced −144,643 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $4.6m | 307,270 |  | Added +40,524 |
| [MALTESE CAPITAL MANAGEMENT LLC](/funds/1040762.md) | 2026-06-30 | $4.1m | 273,967 |  | Added +5,100 |
| [Gator Capital Management, LLC](/funds/1570284.md) | 2026-06-30 | $4.1m | 270,878 |  | Added +7,465 |

## Recent filings

[All 421 filings](/companies/opbk/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-22 | 20:31 ET | [8-K](/filings/0001722010-26-000023.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0001722010-26-000023 |
| 2026-08-07 | 20:32 ET | [10-Q](/filings/0001722010-26-000020.md) | Quarterly report, period 2026-06-30 | 0001722010-26-000020 |
| 2026-07-23 | 20:28 ET | [8-K](/filings/0001722010-26-000018.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events | 0001722010-26-000018 |
| 2026-05-28 | 20:31 ET | [8-K](/filings/0001722010-26-000016.md) | 5.07 Shareholder vote results | 0001722010-26-000016 |
| 2026-05-15 | 20:32 ET | [10-Q](/filings/0001722010-26-000014.md) | Quarterly report, period 2026-03-31 | 0001722010-26-000014 |
| 2026-04-23 | 20:32 ET | [8-K](/filings/0001722010-26-000009.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0001722010-26-000009 |
| 2026-04-16 | 20:01 ET | [DEF 14A](/filings/0001722010-26-000006.md) | Proxy statement, period 2026-05-28 | 0001722010-26-000006 |
| 2026-03-13 | 20:31 ET | [10-K](/filings/0001722010-26-000002.md) | Annual report, period 2025-12-31 | 0001722010-26-000002 |
| 2026-01-22 | 22:13 ET | [8-K](/filings/0001628280-26-003119.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0001628280-26-003119 |
| 2025-11-10 | 21:30 ET | [8-K](/filings/0001722010-25-000016.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001722010-25-000016 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001722010-26-000002.md), filed Mar 13, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1722010
- Tickers: OPBK
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: CA
- Filer category: Accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:46 ET. No prices; not investment advice.
