# OppFi Inc.: overview

OPFI · NYSE · CIK 1818502 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/opfi.md) · [Financials](/companies/opfi/financials.md) · [Filings](/companies/opfi/filings.md) · [Insiders](/companies/opfi/insiders.md)

Latest reported revenue: [$86.2m](/filings/0001818502-26-000075.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 10, 2026 (XBRL us-gaap:RevenuesNetOfInterestExpense, accession 0001818502-26-000075).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [91.2](/filings/0001818502-25-000057.md) | [80.8 d](/filings/0001818502-26-000019.md) | [90.8](/filings/0001818502-26-000056.md) | [100](/filings/0001818502-26-000075.md) | [105](/filings/0001818502-25-000057.md) | [85.6 d](/filings/0001818502-26-000019.md) | [87.3](/filings/0001818502-26-000056.md) | [86.2](/filings/0001818502-26-000075.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [38.5%](/filings/0001818502-25-000057.md) | [30.5% d](/filings/0001818502-26-000019.md) | [46.8%](/filings/0001818502-26-000056.md) | [44.7%](/filings/0001818502-26-000075.md) | [46.3%](/filings/0001818502-25-000057.md) | [36.1% d](/filings/0001818502-26-000019.md) | [40.5%](/filings/0001818502-26-000056.md) | [28.3%](/filings/0001818502-26-000075.md) |
| Net margin | % | [4.7%](/filings/0001818502-25-000057.md) | [(6.9%) d](/filings/0001818502-26-000019.md) | [(12.5%)](/filings/0001818502-26-000056.md) | [(20.7%)](/filings/0001818502-26-000075.md) | [39.8%](/filings/0001818502-25-000057.md) | [19.7% d](/filings/0001818502-26-000019.md) | [32.5%](/filings/0001818502-26-000056.md) | [17.2%](/filings/0001818502-26-000075.md) |
| Diluted EPS | $ per share | [0.21](/filings/0001818502-25-000057.md) | not reported | [(0.48)](/filings/0001818502-26-000056.md) | [(0.78)](/filings/0001818502-26-000075.md) | [0.77](/filings/0001818502-25-000057.md) | not reported | [0.56](/filings/0001818502-26-000056.md) | [0.18](/filings/0001818502-26-000075.md) |
| Free cash flow | $m | [73.7 d](/filings/0001818502-25-000057.md) | [90.1 d](/filings/0001818502-26-000019.md) | [79.4](/filings/0001818502-26-000056.md) | [91.0 d](/filings/0001818502-26-000075.md) | [99.9 d](/filings/0001818502-25-000057.md) | [112 d](/filings/0001818502-26-000019.md) | [85.6](/filings/0001818502-26-000056.md) | [87.4 d](/filings/0001818502-26-000075.md) |

- Revenue. XBRL Revenue: us-gaap:RevenuesNetOfInterestExpense. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenuesNetOfInterestExpense. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenuesNetOfInterestExpense. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenuesNetOfInterestExpense. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [264](/filings/0001818502-24-000005.md) | [217](/filings/0001818502-25-000003.md) | [273](/filings/0001818502-26-000019.md) | [321](/filings/0001818502-26-000019.md) | [381](/filings/0001818502-26-000019.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [21.7%](/filings/0001818502-24-000005.md) | [(2.9%)](/filings/0001818502-25-000003.md) | [17.0%](/filings/0001818502-26-000019.md) | [29.4%](/filings/0001818502-26-000019.md) | [43.7%](/filings/0001818502-26-000019.md) |
| Net margin | % | [9.7%](/filings/0001818502-24-000005.md) | [3.3%](/filings/0001818502-25-000003.md) | [(0.4%)](/filings/0001818502-26-000019.md) | [2.3%](/filings/0001818502-26-000019.md) | [6.9%](/filings/0001818502-26-000019.md) |
| Diluted EPS | $ per share | [0.48](/filings/0001818502-24-000005.md) | [0.05](/filings/0001818502-25-000003.md) | [(0.06)](/filings/0001818502-26-000019.md) | [0.36](/filings/0001818502-26-000019.md) | [0.99](/filings/0001818502-26-000019.md) |
| Free cash flow | $m | [153](/filings/0001818502-24-000005.md) | [230](/filings/0001818502-25-000003.md) | [287](/filings/0001818502-26-000019.md) | [311](/filings/0001818502-26-000019.md) | [382](/filings/0001818502-26-000019.md) |

- Revenue. XBRL Revenue: us-gaap:RevenuesNetOfInterestExpense.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenuesNetOfInterestExpense.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenuesNetOfInterestExpense.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenuesNetOfInterestExpense.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/opfi/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2021-10-21 | [Blackstone Holdings I L.P.](/insiders/1464694.md) | 10% owner | Sale (S) | 7,600 | $7.0007 | $53.2k | [Form 4](/filings/0000899243-21-041469.md) |
| 2021-10-21 | [Blackstone Holdings I L.P.](/insiders/1464694.md) | 10% owner | Sale (S) | 31,366 | $7.0401 | $220.8k | [Form 4](/filings/0000899243-21-041469.md) |
| 2021-10-21 | [Blackstone Holdings I L.P.](/insiders/1464694.md) | 10% owner | Sale (S) | 6,900 | $7.1389 | $49.3k | [Form 4](/filings/0000899243-21-041469.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [WELLINGTON MANAGEMENT GROUP LLP](/funds/902219.md) | 2026-06-30 | $30.0m | 3,019,250 |  | Added +389,082 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $22.0m | 2,216,792 |  | Added +1,030,639 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $20.3m | 2,047,243 |  | Added +111,860 |
| [CITADEL ADVISORS LLC](/funds/1423053.md) | 2026-06-30 | $10.6m | 1,066,428 |  | Added +555,452 |
| [CORSAIR CAPITAL MANAGEMENT, L.P.](/funds/1276470.md) | 2026-06-30 | $10.5m | 1,053,379 |  | Added +1,023,699 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $7.4m | 742,860 |  | Added +131,676 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $6.6m | 669,257 |  | Reduced −427,011 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $6.4m | 646,233 |  | Added +220,144 |
| [Nuveen, LLC](/funds/1871926.md) | 2026-06-30 | $6.4m | 641,376 |  | Reduced −11,220 |
| [LB Partners LLC](/funds/2007877.md) | 2026-06-30 | $6.3m | 632,500 |  | Added +132,500 |

## Recent filings

[All 750 filings](/companies/opfi/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-21 | 20:09 ET | [8-K](/filings/0001818502-26-000080.md) | 2.03 New direct financial obligation; 8.01 Other events; 9.01 Financial statements and exhibits | 0001818502-26-000080 |
| 2026-08-10 | 20:57 ET | [10-Q](/filings/0001818502-26-000075.md) | Quarterly report, period 2026-06-30 | 0001818502-26-000075 |
| 2026-08-10 | 20:14 ET | [8-K](/filings/0001818502-26-000073.md) | 1.01 Entry into a material agreement; 2.02 Results of operations; 2.03 New direct financial obligation; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001818502-26-000073 |
| 2026-06-16 | 11:13 ET | [8-K](/filings/0001818502-26-000064.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001818502-26-000064 |
| 2026-06-10 | 20:50 ET | [8-K](/filings/0001818502-26-000061.md) | 5.07 Shareholder vote results | 0001818502-26-000061 |
| 2026-05-07 | 21:23 ET | [10-Q](/filings/0001818502-26-000056.md) | Quarterly report, period 2026-03-31 | 0001818502-26-000056 |
| 2026-05-07 | 11:15 ET | [8-K](/filings/0001818502-26-000042.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 8.01 Other events; 9.01 Financial statements and exhibits | 0001818502-26-000042 |
| 2026-04-30 | 01:49 ET | [SCHEDULE 13D/A](/filings/0001193125-26-198663.md) | Ownership report, active investor, amended | 0001193125-26-198663 |
| 2026-04-29 | 11:16 ET | [8-K](/filings/0001818502-26-000030.md) | 1.01 Entry into a material agreement; 1.02 Termination of a material agreement; 3.02 Unregistered sale of equity; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001818502-26-000030 |
| 2026-04-28 | 20:49 ET | [DEF 14A](/filings/0001193125-26-187424.md) | Proxy statement, period 2026-06-09 | 0001193125-26-187424 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001818502-26-000019.md), filed Mar 12, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/0eb8a11c-6396-4bf7-a645-b450e1a04436)

## About the filer

- CIK: 1818502
- Tickers: OPFI
- Exchange: NYSE
- SIC code: 6199 Finance Services
- State of incorporation: not reported
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:48 ET. No prices; not investment advice.