# Orrstown Financial Services Inc: overview

ORRF · Nasdaq · CIK 826154 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/orrf.md) · [Financials](/companies/orrf/financials.md) · [Filings](/companies/orrf/filings.md) · [Insiders](/companies/orrf/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [(0.41)](/filings/0001628280-25-049898.md) | not reported | [0.93](/filings/0001628280-26-032835.md) | [1.01](/filings/0001628280-26-054267.md) | [1.13](/filings/0001628280-25-049898.md) | not reported | [1.12](/filings/0001628280-26-032835.md) | [1.09](/filings/0001628280-26-054267.md) |
| Free cash flow | $m | [7.1 d](/filings/0001628280-25-049898.md) | [7.2 d](/filings/0001628280-26-017278.md) | [8.6](/filings/0001628280-26-032835.md) | [23.7 d](/filings/0001628280-26-054267.md) | [22.3 d](/filings/0001628280-25-049898.md) | [15.9 d](/filings/0001628280-26-017278.md) | [25.1](/filings/0001628280-26-032835.md) | [22.4 d](/filings/0001628280-26-054267.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [18.9](/filings/0000826154-24-000060.md) | [19.5](/filings/0000826154-25-000090.md) | [19.5](/filings/0001628280-26-017278.md) | [27.3](/filings/0001628280-26-017278.md) | [37.1](/filings/0001628280-26-017278.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [173.7%](/filings/0000826154-24-000060.md) | [113.2%](/filings/0000826154-25-000090.md) | [183.1%](/filings/0001628280-26-017278.md) | [80.7%](/filings/0001628280-26-017278.md) | [217.7%](/filings/0001628280-26-017278.md) |
| Diluted EPS | $ per share | [2.96](/filings/0000826154-24-000060.md) | [2.06](/filings/0000826154-25-000090.md) | [3.42](/filings/0001628280-26-017278.md) | [1.48](/filings/0001628280-26-017278.md) | [4.18](/filings/0001628280-26-017278.md) |
| Free cash flow | $m | [39.6](/filings/0000826154-24-000060.md) | [35.3](/filings/0000826154-25-000090.md) | [41.4](/filings/0001628280-26-017278.md) | [33.4](/filings/0001628280-26-017278.md) | [70.5](/filings/0001628280-26-017278.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/orrf/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $68.6m | 1,680,316 |  | Added +199,755 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $39.4m | 964,868 |  | Added +64,194 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $34.1m | 835,238 |  | Added +17,617 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $27.8m | 679,718 |  | Reduced −121,001 |
| [CHARLES SCHWAB INVESTMENT MANAGEMENT INC](/funds/884546.md) | 2026-06-30 | $27.2m | 665,017 |  | Added +72,330 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $24.6m | 602,129 |  | Added +105,044 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $23.1m | 566,715 |  | Added +35,285 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $12.4m | 304,510 |  | Added +44,558 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $11.8m | 290,058 |  | Reduced −10,912 |
| [ALGERT GLOBAL LLC](/funds/1275218.md) | 2026-06-30 | $11.7m | 287,636 |  | Reduced −32,924 |

## Recent filings

[All 1,421 filings](/companies/orrf/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-21 | 11:55 ET | [8-K](/filings/0001628280-26-066606.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-066606 |
| 2026-08-06 | 20:03 ET | [10-Q](/filings/0001628280-26-054267.md) | Quarterly report, period 2026-06-30 | 0001628280-26-054267 |
| 2026-07-22 | 12:00 ET | [8-K](/filings/0001628280-26-049110.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-049110 |
| 2026-05-29 | 20:05 ET | [8-K](/filings/0001140361-26-023313.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001140361-26-023313 |
| 2026-05-08 | 20:04 ET | [10-Q](/filings/0001628280-26-032835.md) | Quarterly report, period 2026-03-31 | 0001628280-26-032835 |
| 2026-05-06 | 20:05 ET | [8-K](/filings/0001628280-26-031234.md) | 5.02 Departure or appointment of officers or directors; 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001628280-26-031234 |
| 2026-05-05 | 12:00 ET | [8-K](/filings/0001628280-26-030141.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-030141 |
| 2026-04-22 | 12:00 ET | [8-K](/filings/0001628280-26-026395.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001628280-26-026395 |
| 2026-03-27 | 20:08 ET | [DEF 14A](/filings/0001628280-26-021726.md) | Proxy statement, period 2026-03-27 | 0001628280-26-021726 |
| 2026-03-12 | 20:28 ET | [10-K](/filings/0001628280-26-017278.md) | Annual report, period 2025-12-31 | 0001628280-26-017278 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001628280-26-017278.md), filed Mar 12, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 826154
- Tickers: ORRF
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: PA
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:25 ET. No prices; not investment advice.