# Pioneer Bancorp, Inc.: overview

PBFS · Nasdaq · CIK 1769663 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/pbfs.md) · [Financials](/companies/pbfs/financials.md) · [Filings](/companies/pbfs/filings.md) · [Insiders](/companies/pbfs/insiders.md)

Latest reported revenue: [$4.3m](/filings/0001104659-26-093436.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 10, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001104659-26-093436).

## Last eight quarters

| Line item | Unit | Q1 FY2025 (2024-09-30) | Q2 FY2025 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $k | [3,820](/filings/0001104659-25-108497.md) | [4,577 d](/filings/0001104659-26-027092.md) | [3,651](/filings/0001104659-26-058663.md) | [3,974](/filings/0001104659-26-093436.md) | [3,630](/filings/0001104659-25-108497.md) | [4,558 d](/filings/0001104659-26-027092.md) | [3,842](/filings/0001104659-26-058663.md) | [4,263](/filings/0001104659-26-093436.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [165.1%](/filings/0001104659-25-108497.md) | [71.9% d](/filings/0001104659-26-027092.md) | [157.8%](/filings/0001104659-26-093436.md) | [162.3%](/filings/0001104659-26-093436.md) | [119.3%](/filings/0001104659-25-108497.md) | [82.1% d](/filings/0001104659-26-027092.md) | [137.7%](/filings/0001104659-26-093436.md) | [81.7%](/filings/0001104659-26-093436.md) |
| Diluted EPS | $ per share | [0.25](/filings/0001104659-25-108497.md) | not reported | [0.23](/filings/0001104659-26-058663.md) | [0.26](/filings/0001104659-26-093436.md) | [0.18](/filings/0001104659-25-108497.md) | not reported | [0.22](/filings/0001104659-26-058663.md) | [0.14](/filings/0001104659-26-093436.md) |
| Free cash flow | $k | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 6-month figure less the 3-month figure; 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 6-month figure less the 3-month figure; 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 6-month figure less the 3-month figure; 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 6-month figure less the 3-month figure; 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities. Derived values: 6-month figure less the 3-month figure; 9-month figure less the 6-month figure; 12-month figure less the 9-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-06-30) | FY2022 (2022-06-30) | FY2023 (2023-06-30) | FY2024 (2024-06-30) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [12.8](/filings/0001558370-22-014598.md) | [13.2](/filings/0001558370-23-016048.md) | [13.0](/filings/0001558370-25-002811.md) | [15.0](/filings/0001104659-26-027092.md) | [15.8](/filings/0001104659-26-027092.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [8.4%](/filings/0001558370-22-014598.md) | [77.7%](/filings/0001558370-23-016048.md) | [169.1%](/filings/0001558370-25-002811.md) | [102.1%](/filings/0001104659-26-027092.md) | [128.3%](/filings/0001104659-26-027092.md) |
| Diluted EPS | $ per share | [0.04](/filings/0001558370-22-014598.md) | [0.41](/filings/0001558370-23-016048.md) | [0.87](/filings/0001558370-25-002811.md) | [0.61](/filings/0001104659-26-027092.md) | [0.83](/filings/0001104659-26-027092.md) |
| Free cash flow | $m | [32.1](/filings/0001558370-22-014598.md) | [49.2](/filings/0001558370-23-016048.md) | [25.8](/filings/0001558370-25-002811.md) | [23.0](/filings/0001104659-26-027092.md) | not reported |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/pbfs/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $10.8m | 631,152 |  | Added +29,010 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $8.3m | 484,060 |  | Reduced −41,613 |
| [ALLIANCEBERNSTEIN L.P.](/funds/1109448.md) | 2026-06-30 | $7.3m | 523,014 |  | Added +14,033 |
| [Private Capital Management, LLC](/funds/1588456.md) | 2026-06-30 | $6.3m | 366,774 |  | Added +11,935 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $4.5m | 266,275 |  | Added +32,894 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $3.8m | 224,755 |  | Added +7,163 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $3.1m | 180,376 |  | Reduced −1,540 |
| [First Pacific Advisors, LP](/funds/1377581.md) | 2026-06-30 | $2.9m | 166,974 |  | Unchanged |
| [NORTHERN TRUST CORP](/funds/73124.md) | 2026-06-30 | $1.4m | 83,423 |  | Added +4,302 |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $1.2m | 73,100 |  | Added +3,200 |

## Recent filings

[All 189 filings](/companies/pbfs/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-08-10 | 16:46 ET | [10-Q](/filings/0001104659-26-093436.md) | Quarterly report, period 2026-06-30 | 0001104659-26-093436 |
| 2026-08-10 | 16:20 ET | [8-K/A](/filings/0001104659-26-093399.md) | 9.01 Financial statements and exhibits | 0001104659-26-093399 |
| 2026-07-30 | 16:15 ET | [8-K](/filings/0001104659-26-088689.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-088689 |
| 2026-07-29 | 16:10 ET | [8-K](/filings/0000943374-26-000336.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000943374-26-000336 |
| 2026-07-23 | 16:30 ET | [8-K](/filings/0000943374-26-000300.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000943374-26-000300 |
| 2026-05-20 | 09:21 ET | [8-K](/filings/0000943374-26-000201.md) | 5.07 Shareholder vote results | 0000943374-26-000201 |
| 2026-05-11 | 16:16 ET | [10-Q](/filings/0001104659-26-058663.md) | Quarterly report, period 2026-03-31 | 0001104659-26-058663 |
| 2026-04-30 | 16:45 ET | [8-K](/filings/0001104659-26-053068.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-053068 |
| 2026-04-28 | 09:15 ET | [8-K](/filings/0001104659-26-049906.md) | 2.01 Completion of an acquisition or disposition; 8.01 Other events; 9.01 Financial statements and exhibits | 0001104659-26-049906 |
| 2026-04-22 | 16:28 ET | [8-K](/filings/0000943374-26-000161.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000943374-26-000161 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001104659-26-027092.md), filed Mar 12, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/40c72060-ab5e-4992-ae34-ef601d101775)

## About the filer

- CIK: 1769663
- Tickers: PBFS
- Exchange: Nasdaq
- SIC code: 6036 Savings Institutions, Not Federally Chartered
- State of incorporation: MD
- Filer category: Accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:47 ET. No prices; not investment advice.
