# Republic Bancorp Inc: overview

RBCAA · Nasdaq · CIK 921557 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/rbcaa.md) · [Financials](/companies/rbcaa/financials.md) · [Filings](/companies/rbcaa/filings.md) · [Insiders](/companies/rbcaa/insiders.md)

Latest reported revenue: [$101.3m](/filings/0001104659-26-092605.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:Revenues, accession 0001104659-26-092605).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [88.1](/filings/0001104659-25-107626.md) | [89.5 d](/filings/0001104659-26-024523.md) | [136](/filings/0001104659-26-057076.md) | [93.8](/filings/0001104659-26-092605.md) | [93.5](/filings/0001104659-25-107626.md) | [94.3 d](/filings/0001104659-26-024523.md) | [120](/filings/0001104659-26-057076.md) | [101](/filings/0001104659-26-092605.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [30.1%](/filings/0001104659-25-107626.md) | [21.2% d](/filings/0001104659-26-024523.md) | [34.8%](/filings/0001104659-26-057076.md) | [33.5%](/filings/0001104659-26-092605.md) | [31.8%](/filings/0001104659-25-107626.md) | [24.2% d](/filings/0001104659-26-024523.md) | [35.4%](/filings/0001104659-26-057076.md) | [32.5%](/filings/0001104659-26-092605.md) |
| Diluted EPS | $ per share | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Free cash flow | $m | [49.8 d](/filings/0001104659-25-107626.md) | [21.6 d](/filings/0001104659-26-024523.md) | [87.5](/filings/0001104659-26-057076.md) | [5.2 d](/filings/0001104659-26-092605.md) | [34.9 d](/filings/0001104659-25-107626.md) | [33.0 d](/filings/0001104659-26-024523.md) | [68.1](/filings/0001104659-26-057076.md) | [(0.1) d](/filings/0001104659-26-092605.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL not reported.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [309](/filings/0001558370-24-003170.md) | [327](/filings/0001558370-25-002370.md) | [360](/filings/0001104659-26-024523.md) | [385](/filings/0001104659-26-024523.md) | [417](/filings/0001104659-26-024523.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [28.3%](/filings/0001558370-24-003170.md) | [27.9%](/filings/0001558370-25-002370.md) | [25.1%](/filings/0001104659-26-024523.md) | [26.3%](/filings/0001104659-26-024523.md) | [31.5%](/filings/0001104659-26-024523.md) |
| Diluted EPS | $ per share | not reported | not reported | not reported | not reported | not reported |
| Free cash flow | $m | [94.5](/filings/0001558370-24-003170.md) | [151](/filings/0001558370-25-002370.md) | [102](/filings/0001104659-26-024523.md) | [143](/filings/0001104659-26-024523.md) | [161](/filings/0001104659-26-024523.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL not reported.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/rbcaa/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-29 | [Starke Jeff](/insiders/1874016.md) | EVP, CHIEF INFORMATION OFFICER, Officer | Sale (S) | 3 | $92.91 | $278.73 | [Form 4](/filings/0001874016-26-000012.md) |
| 2026-10-29 | [Starke Jeff](/insiders/1874016.md) | EVP, CHIEF INFORMATION OFFICER, Officer | Sale (S) | 817 | $92.4001 | $75.5k | [Form 4](/filings/0001874016-26-000012.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $84.4m | 933,059 |  | Added +4,692 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $71.5m | 790,340 |  | Added +31,419 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $56.8m | 628,312 |  | Added +246,576 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $35.9m | 397,375 |  | Added +95,081 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $31.0m | 342,254 |  | Reduced −7,789 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $30.6m | 336,448 |  | Added +75,176 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $22.8m | 252,432 |  | Added +10,686 |
| [GENDELL JEFFREY L](/funds/1056581.md) | 2026-06-30 | $12.9m | 142,916 |  | Unchanged |
| [BRIDGEWAY CAPITAL MANAGEMENT, LLC](/funds/1107261.md) | 2026-06-30 | $11.9m | 131,458 |  | Added +3,850 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $10.4m | 114,638 |  | Added +58,253 |

## Recent filings

[All 1,723 filings](/companies/rbcaa/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-23 | 08:00 ET | [8-K](/filings/0001104659-26-118297.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-118297 |
| 2026-08-07 | 14:19 ET | [10-Q](/filings/0001104659-26-092605.md) | Quarterly report, period 2026-06-30 | 0001104659-26-092605 |
| 2026-07-24 | 08:00 ET | [8-K](/filings/0001104659-26-086487.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-086487 |
| 2026-07-20 | 17:00 ET | [8-K](/filings/0001104659-26-085103.md) | 5.02 Departure or appointment of officers or directors | 0001104659-26-085103 |
| 2026-07-15 | 16:00 ET | [8-K](/filings/0001104659-26-083868.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-083868 |
| 2026-05-20 | 16:00 ET | [8-K](/filings/0001104659-26-064475.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-064475 |
| 2026-05-07 | 16:01 ET | [10-Q](/filings/0001104659-26-057076.md) | Quarterly report, period 2026-03-31 | 0001104659-26-057076 |
| 2026-04-24 | 16:00 ET | [8-K](/filings/0001104659-26-048535.md) | 5.07 Shareholder vote results | 0001104659-26-048535 |
| 2026-04-23 | 09:50 ET | [8-K](/filings/0001104659-26-047386.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-047386 |
| 2026-04-23 | 08:00 ET | [8-K](/filings/0001104659-26-047276.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001104659-26-047276 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001104659-26-024523.md), filed Mar 6, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 921557
- Tickers: RBCAA
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: KY
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 13:20 ET. No prices; not investment advice.