# Regional Management Corp.: overview

RM · NYSE · CIK 1519401 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/rm.md) · [Financials](/companies/rm/financials.md) · [Filings](/companies/rm/filings.md) · [Insiders](/companies/rm/insiders.md)

Latest reported revenue: [$168.0m](/filings/0001519401-26-000015.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Jul 31, 2026 (XBRL us-gaap:Revenues, accession 0001519401-26-000015).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [146](/filings/0001193125-25-269725.md) | [155 d](/filings/0001193125-26-061549.md) | [153](/filings/0001519401-26-000009.md) | [157](/filings/0001519401-26-000015.md) | [165](/filings/0001193125-25-269725.md) | [170 d](/filings/0001193125-26-061549.md) | [167](/filings/0001519401-26-000009.md) | [168](/filings/0001519401-26-000015.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [5.2%](/filings/0001193125-25-269725.md) | [6.4% d](/filings/0001193125-26-061549.md) | [4.6%](/filings/0001519401-26-000009.md) | [6.4%](/filings/0001519401-26-000015.md) | [8.7%](/filings/0001193125-25-269725.md) | [7.6% d](/filings/0001193125-26-061549.md) | [6.8%](/filings/0001519401-26-000009.md) | [4.9%](/filings/0001519401-26-000015.md) |
| Diluted EPS | $ per share | [0.76](/filings/0001193125-25-269725.md) | not reported | [0.70](/filings/0001519401-26-000009.md) | [1.03](/filings/0001519401-26-000015.md) | [1.42](/filings/0001193125-25-269725.md) | not reported | [1.18](/filings/0001519401-26-000009.md) | [0.85](/filings/0001519401-26-000015.md) |
| Free cash flow | $m | [73.8 d](/filings/0001193125-25-269725.md) | [62.3 d](/filings/0001193125-26-061549.md) | [62.4](/filings/0001519401-26-000009.md) | [77.6 d](/filings/0001519401-26-000015.md) | [85.7 d](/filings/0001193125-25-269725.md) | [78.6 d](/filings/0001193125-26-061549.md) | [79.9](/filings/0001519401-26-000009.md) | [79.3 d](/filings/0001519401-26-000015.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [428](/filings/0000950170-24-018892.md) | [507](/filings/0000950170-25-024903.md) | [551](/filings/0001193125-26-061549.md) | [589](/filings/0001193125-26-061549.md) | [646](/filings/0001193125-26-061549.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [20.7%](/filings/0000950170-24-018892.md) | [10.1%](/filings/0000950170-25-024903.md) | [2.9%](/filings/0001193125-26-061549.md) | [7.0%](/filings/0001193125-26-061549.md) | [6.9%](/filings/0001193125-26-061549.md) |
| Diluted EPS | $ per share | [8.33](/filings/0000950170-24-018892.md) | [5.30](/filings/0000950170-25-024903.md) | [1.66](/filings/0001193125-26-061549.md) | [4.14](/filings/0001193125-26-061549.md) | [4.45](/filings/0001193125-26-061549.md) |
| Free cash flow | $m | [185](/filings/0000950170-24-018892.md) | [218](/filings/0000950170-25-024903.md) | [244](/filings/0001193125-26-061549.md) | [264](/filings/0001193125-26-061549.md) | [304](/filings/0001193125-26-061549.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/rm/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $47.5m | 1,153,246 |  | Added +16,792 |
| [Forager Capital Management, LLC](/funds/1802986.md) | 2026-06-30 | $39.1m | 948,458 |  | Reduced −70,805 |
| [BASSWOOD CAPITAL MANAGEMENT, L.L.C.](/funds/1085393.md) | 2026-06-30 | $35.2m | 855,425 |  | Added +34,748 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $28.5m | 690,610 |  | Reduced −1,424 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $13.8m | 335,593 |  | Reduced −9,249 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $11.9m | 289,157 |  | Added +28,288 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $9.3m | 225,101 |  | Added +12,515 |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $7.6m | 185,541 |  | Reduced −37,692 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $7.1m | 173,238 |  | Reduced −744 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $6.4m | 156,538 |  | Reduced −6,259 |

## Recent filings

[All 1,114 filings](/companies/rm/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-30 | 16:19 ET | [10-Q](/filings/0001519401-26-000022.md) | Quarterly report, period 2026-09-30 | 0001519401-26-000022 |
| 2026-10-28 | 16:27 ET | [8-K](/filings/0001519401-26-000019.md) | 2.02 Results of operations; 5.02 Departure or appointment of officers or directors; 8.01 Other events; 9.01 Financial statements and exhibits | 0001519401-26-000019 |
| 2026-09-16 | 16:48 ET | [8-K](/filings/0001193125-26-393175.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001193125-26-393175 |
| 2026-07-31 | 16:30 ET | [10-Q](/filings/0001519401-26-000015.md) | Quarterly report, period 2026-06-30 | 0001519401-26-000015 |
| 2026-07-29 | 16:26 ET | [8-K](/filings/0001519401-26-000012.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001519401-26-000012 |
| 2026-05-19 | 16:37 ET | [8-K](/filings/0001193125-26-230932.md) | 5.02 Departure or appointment of officers or directors; 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001193125-26-230932 |
| 2026-05-04 | 17:09 ET | [8-K](/filings/0001193125-26-204309.md) | 1.01 Entry into a material agreement; 9.01 Financial statements and exhibits | 0001193125-26-204309 |
| 2026-05-01 | 16:30 ET | [10-Q](/filings/0001519401-26-000009.md) | Quarterly report, period 2026-03-31 | 0001519401-26-000009 |
| 2026-04-29 | 16:20 ET | [8-K](/filings/0001519401-26-000007.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001519401-26-000007 |
| 2026-04-09 | 16:35 ET | [DEF 14A](/filings/0001519401-26-000005.md) | Proxy statement, period 2026-04-09 | 0001519401-26-000005 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001193125-26-061549.md), filed Feb 20, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/f42a19d8-a604-47f1-965e-661332443428)

## About the filer

- CIK: 1519401
- Tickers: RM
- Exchange: NYSE
- SIC code: 6141 Personal Credit Institutions
- State of incorporation: DE
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 16:40 ET. No prices; not investment advice.