# Root, Inc.: overview

ROOT · Nasdaq · CIK 1788882 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/root.md) · [Financials](/companies/root/financials.md) · [Filings](/companies/root/filings.md) · [Insiders](/companies/root/insiders.md)

Latest reported revenue: [$389.2m](/filings/0001788882-26-000061.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 5, 2026 (XBRL us-gaap:Revenues, accession 0001788882-26-000061).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [306](/filings/0001788882-25-000048.md) | [327 d](/filings/0001788882-26-000014.md) | [349](/filings/0001788882-26-000047.md) | [383](/filings/0001788882-26-000061.md) | [388](/filings/0001788882-25-000048.md) | [397 d](/filings/0001788882-26-000014.md) | [394](/filings/0001788882-26-000047.md) | [389](/filings/0001788882-26-000061.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [11.3%](/filings/0001788882-25-000048.md) | [10.7% d](/filings/0001788882-26-000014.md) | [6.8%](/filings/0001788882-26-000047.md) | [7.1%](/filings/0001788882-26-000061.md) | [0.1%](/filings/0001788882-25-000048.md) | [2.6% d](/filings/0001788882-26-000014.md) | [10.4%](/filings/0001788882-26-000047.md) | [8.9%](/filings/0001788882-26-000061.md) |
| Net margin | % | [7.5%](/filings/0001788882-25-000048.md) | [6.8% d](/filings/0001788882-26-000014.md) | [5.3%](/filings/0001788882-26-000047.md) | [5.7%](/filings/0001788882-26-000061.md) | [(1.4%)](/filings/0001788882-25-000048.md) | [1.3% d](/filings/0001788882-26-000014.md) | [9.1%](/filings/0001788882-26-000047.md) | [6.5%](/filings/0001788882-26-000061.md) |
| Diluted EPS | $ per share | [1.35](/filings/0001788882-25-000048.md) | not reported | [1.07](/filings/0001788882-26-000047.md) | [1.29](/filings/0001788882-26-000061.md) | [(0.35)](/filings/0001788882-25-000048.md) | not reported | [2.09](/filings/0001788882-26-000047.md) | [1.49](/filings/0001788882-26-000061.md) |
| Free cash flow | $m | [49.4 d](/filings/0001788882-25-000048.md) | [69.2 d](/filings/0001788882-26-000014.md) | [26.8](/filings/0001788882-26-000047.md) | [52.0 d](/filings/0001788882-26-000061.md) | [57.6 d](/filings/0001788882-25-000048.md) | [70.1 d](/filings/0001788882-26-000014.md) | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [345](/filings/0001628280-24-005906.md) | [311](/filings/0001628280-25-008137.md) | [455](/filings/0001788882-26-000014.md) | [1,177](/filings/0001788882-26-000014.md) | [1,517](/filings/0001788882-26-000014.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [(140.5%)](/filings/0001628280-24-005906.md) | [(84.7%)](/filings/0001628280-25-008137.md) | [(22.3%)](/filings/0001788882-26-000014.md) | [6.7%](/filings/0001788882-26-000014.md) | [4.1%](/filings/0001788882-26-000014.md) |
| Net margin | % | [(150.9%)](/filings/0001628280-24-005906.md) | [(95.8%)](/filings/0001628280-25-008137.md) | [(32.4%)](/filings/0001788882-26-000014.md) | [2.6%](/filings/0001788882-26-000014.md) | [2.7%](/filings/0001788882-26-000014.md) |
| Diluted EPS | $ per share | [(37.76)](/filings/0001628280-24-005906.md) | [(21.11)](/filings/0001628280-25-008137.md) | [(10.24)](/filings/0001788882-26-000014.md) | [1.83](/filings/0001788882-26-000014.md) | [2.36](/filings/0001788882-26-000014.md) |
| Free cash flow | $m | [(408)](/filings/0001628280-24-005906.md) | [(211)](/filings/0001628280-25-008137.md) | [(33.8)](/filings/0001788882-26-000014.md) | [195](/filings/0001788882-26-000014.md) | [207](/filings/0001788882-26-000014.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/root/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Ribbit Management Company, LLC](/funds/1836733.md) | 2026-06-30 | $68.9m | 1,232,607 |  | Unchanged |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $64.3m | 1,149,263 |  | Added +98,936 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $29.5m | 528,317 |  | Added +11,685 |
| [FINDELL CAPITAL MANAGEMENT LLC](/funds/1814465.md) | 2026-06-30 | $25.7m | 460,000 |  | Added +85,000 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $19.3m | 345,379 |  | Added +25,851 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $16.3m | 290,772 |  | Added +24,833 |
| [Galileo (PTC) Ltd](/funds/1740858.md) | 2026-06-30 | $14.1m | 252,669 |  | Unchanged |
| [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $13.7m | 245,281 |  | Added +6,500 |
| [BOOTHBAY FUND MANAGEMENT, LLC](/funds/1549230.md) | 2026-06-30 | $11.4m | 203,234 |  | Added +64,238 |
| [Quinn Opportunity Partners LLC](/funds/1633275.md) | 2026-06-30 | $9.6m | 171,176 |  | Added +100,837 |

## Recent filings

[All 573 filings](/companies/root/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-02 | 16:47 ET | [SCHEDULE 13D/A](/filings/0001737364-26-000005.md) | Ownership report, active investor, amended | 0001737364-26-000005 |
| 2026-09-01 | 16:07 ET | [8-K](/filings/0001788882-26-000068.md) | 1.01 Entry into a material agreement; 3.02 Unregistered sale of equity; 9.01 Financial statements and exhibits | 0001788882-26-000068 |
| 2026-08-05 | 16:10 ET | [10-Q](/filings/0001788882-26-000061.md) | Quarterly report, period 2026-06-30 | 0001788882-26-000061 |
| 2026-08-05 | 16:05 ET | [8-K](/filings/0001788882-26-000060.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001788882-26-000060 |
| 2026-06-08 | 16:03 ET | [8-K](/filings/0001788882-26-000049.md) | 5.03 Amendment to articles or bylaws; 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001788882-26-000049 |
| 2026-05-06 | 16:20 ET | [10-Q](/filings/0001788882-26-000047.md) | Quarterly report, period 2026-03-31 | 0001788882-26-000047 |
| 2026-05-06 | 16:10 ET | [8-K](/filings/0001788882-26-000046.md) | 1.01 Entry into a material agreement; 1.02 Termination of a material agreement; 2.02 Results of operations; 2.03 New direct financial obligation; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001788882-26-000046 |
| 2026-04-24 | 08:17 ET | [DEF 14A](/filings/0001788882-26-000033.md) | Proxy statement, period 2026-06-03 | 0001788882-26-000033 |
| 2026-03-03 | 17:27 ET | [SCHEDULE 13D/A](/filings/0001737364-26-000002.md) | Ownership report, active investor, amended | 0001737364-26-000002 |
| 2026-02-25 | 16:32 ET | [10-K](/filings/0001788882-26-000014.md) | Annual report, period 2025-12-31 | 0001788882-26-000014 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001788882-26-000014.md), filed Feb 25, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/128273a2-d02e-4948-8ad0-84493834654b)

## About the filer

- CIK: 1788882
- Tickers: ROOT
- Exchange: Nasdaq
- SIC code: 6331 Fire, Marine & Casualty Insurance
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:47 ET. No prices; not investment advice.