# Safety Insurance Group Inc: overview

SAFT · Nasdaq · CIK 1172052 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/saft.md) · [Financials](/companies/saft/financials.md) · [Filings](/companies/saft/filings.md) · [Insiders](/companies/saft/insiders.md)

Latest reported revenue: [$325.7m](/filings/0001172052-26-000023.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:Revenues, accession 0001172052-26-000023).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [295](/filings/0001172052-25-000036.md) | [287 d](/filings/0001172052-26-000005.md) | [301](/filings/0001172052-26-000015.md) | [316](/filings/0001172052-26-000023.md) | [327](/filings/0001172052-25-000036.md) | [319 d](/filings/0001172052-26-000005.md) | [315](/filings/0001172052-26-000015.md) | [326](/filings/0001172052-26-000023.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [8.8%](/filings/0001172052-25-000036.md) | [2.8% d](/filings/0001172052-26-000005.md) | [7.3%](/filings/0001172052-26-000023.md) | [9.1%](/filings/0001172052-26-000023.md) | [8.7%](/filings/0001172052-25-000036.md) | [6.3% d](/filings/0001172052-26-000005.md) | [(4.6%)](/filings/0001172052-26-000023.md) | [10.6%](/filings/0001172052-26-000023.md) |
| Diluted EPS | $ per share | [1.73](/filings/0001172052-25-000036.md) | not reported | [1.48](/filings/0001172052-26-000015.md) | [1.95](/filings/0001172052-26-000023.md) | [1.91](/filings/0001172052-25-000036.md) | not reported | [(0.99)](/filings/0001172052-26-000015.md) | [2.36](/filings/0001172052-26-000023.md) |
| Free cash flow | $m | [73.2 d](/filings/0001172052-25-000036.md) | [50.3 d](/filings/0001172052-26-000005.md) | [2.8](/filings/0001172052-26-000015.md) | [32.3 d](/filings/0001172052-26-000023.md) | [85.5 d](/filings/0001172052-25-000036.md) | [71.4 d](/filings/0001172052-26-000005.md) | [(18.9)](/filings/0001172052-26-000015.md) | [37.7 d](/filings/0001172052-26-000023.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [885](/filings/0001172052-24-000008.md) | [798](/filings/0001172052-25-000006.md) | [931](/filings/0001172052-26-000005.md) | [1,120](/filings/0001172052-26-000005.md) | [1,264](/filings/0001172052-26-000005.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [14.8%](/filings/0001172052-24-000008.md) | [5.8%](/filings/0001172052-25-000006.md) | [2.0%](/filings/0001172052-26-000005.md) | [6.3%](/filings/0001172052-26-000005.md) | [7.9%](/filings/0001172052-26-000005.md) |
| Diluted EPS | $ per share | [8.80](/filings/0001172052-24-000008.md) | [3.15](/filings/0001172052-25-000006.md) | [1.28](/filings/0001172052-26-000005.md) | [4.78](/filings/0001172052-26-000005.md) | [6.70](/filings/0001172052-26-000005.md) |
| Free cash flow | $m | [133](/filings/0001172052-24-000008.md) | [42.2](/filings/0001172052-25-000006.md) | [50.3](/filings/0001172052-26-000005.md) | [124](/filings/0001172052-26-000005.md) | [192](/filings/0001172052-26-000005.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/saft/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $171.4m | 2,289,410 |  | Added +53,526 |
| [SRB CORP](/funds/1496228.md) | 2026-06-30 | $134.3m | 1,794,655 |  | Unchanged |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $63.4m | 846,691 |  | Added +931 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $59.9m | 800,274 |  | Added +42,297 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $54.7m | 731,182 |  | Added +19,376 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $49.1m | 655,640 |  | Added +4,100 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $29.5m | 393,905 |  | Added +16,958 |
| [JPMORGAN CHASE & CO](/funds/19617.md) | 2026-06-30 | $22.5m | 299,770 |  | Added +24,018 |
| [ADAGE CAPITAL PARTNERS GP, L.L.C.](/funds/1165408.md) | 2026-06-30 | $22.5m | 300,000 |  | Unchanged |
| [AQR CAPITAL MANAGEMENT LLC](/funds/1167557.md) | 2026-06-30 | $19.2m | 256,667 |  | Reduced −44,357 |

## Recent filings

[All 913 filings](/companies/saft/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-09-15 | 20:49 ET | [8-K](/filings/0001104659-26-107960.md) | 8.01 Other events | 0001104659-26-107960 |
| 2026-08-07 | 14:21 ET | [10-Q](/filings/0001172052-26-000023.md) | Quarterly report, period 2026-06-30 | 0001172052-26-000023 |
| 2026-08-05 | 20:02 ET | [8-K](/filings/0001172052-26-000021.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001172052-26-000021 |
| 2026-07-24 | 12:00 ET | [8-K](/filings/0001104659-26-086488.md) | 1.01 Entry into a material agreement; 9.01 Financial statements and exhibits | 0001104659-26-086488 |
| 2026-07-23 | 21:07 ET | [8-K](/filings/0001104659-26-086331.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001104659-26-086331 |
| 2026-06-15 | 14:49 ET | [8-K](/filings/0001172052-26-000019.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001172052-26-000019 |
| 2026-05-14 | 15:10 ET | [8-K](/filings/0001172052-26-000017.md) | 5.07 Shareholder vote results | 0001172052-26-000017 |
| 2026-05-08 | 17:42 ET | [10-Q](/filings/0001172052-26-000015.md) | Quarterly report, period 2026-03-31 | 0001172052-26-000015 |
| 2026-05-06 | 20:03 ET | [8-K](/filings/0001172052-26-000013.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001172052-26-000013 |
| 2026-03-31 | 14:04 ET | [DEF 14A](/filings/0001172052-26-000009.md) | Proxy statement, period 2025-12-31 | 0001172052-26-000009 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001172052-26-000005.md), filed Feb 27, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/042e242f-d857-4dcd-b011-053ad1d886f7)

## About the filer

- CIK: 1172052
- Tickers: SAFT
- Exchange: Nasdaq
- SIC code: 6331 Fire, Marine & Casualty Insurance
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:35 ET. No prices; not investment advice.