# Sezzle Inc.: overview

SEZL · Nasdaq · CIK 1662991 · [Industrials](/sectors/industrials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/sezl.md) · [Financials](/companies/sezl/financials.md) · [Filings](/companies/sezl/filings.md) · [Insiders](/companies/sezl/insiders.md)

Latest reported revenue: [$84.7m](/filings/0001662991-26-000126.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 7, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001662991-26-000126).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [35.6](/filings/0001662991-25-000257.md) | [48.4 d](/filings/0001662991-26-000016.md) | [48.2](/filings/0001662991-26-000065.md) | [52.0](/filings/0001662991-26-000126.md) | [57.5](/filings/0001662991-25-000257.md) | [69.4 d](/filings/0001662991-26-000016.md) | [73.3](/filings/0001662991-26-000065.md) | [84.7](/filings/0001662991-26-000126.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [58.6%](/filings/0001662991-25-000257.md) | [63.8% d](/filings/0001662991-26-000016.md) | [103.6%](/filings/0001662991-26-000065.md) | [69.4%](/filings/0001662991-26-000126.md) | [61.9%](/filings/0001662991-25-000257.md) | [79.6% d](/filings/0001662991-26-000016.md) | [94.2%](/filings/0001662991-26-000065.md) | [64.9%](/filings/0001662991-26-000126.md) |
| Net margin | % | [43.4%](/filings/0001662991-25-000257.md) | [52.4% d](/filings/0001662991-26-000016.md) | [75.1%](/filings/0001662991-26-000065.md) | [53.1%](/filings/0001662991-26-000126.md) | [46.4%](/filings/0001662991-25-000257.md) | [61.5% d](/filings/0001662991-26-000016.md) | [70.0%](/filings/0001662991-26-000065.md) | [48.1%](/filings/0001662991-26-000126.md) |
| Diluted EPS | $ per share | [0.44](/filings/0001662991-25-000257.md) | not reported | [1.00](/filings/0001662991-26-000065.md) | [0.78](/filings/0001662991-26-000126.md) | [0.75](/filings/0001662991-25-000257.md) | not reported | [1.47](/filings/0001662991-26-000065.md) | [1.17](/filings/0001662991-26-000126.md) |
| Free cash flow | $m | [35.1 d](/filings/0001662991-26-000016.md) | [57.4 d](/filings/0001662991-26-000016.md) | [52.5](/filings/0001662991-26-000065.md) | [22.7 d](/filings/0001662991-26-000126.md) | [63.6 d](/filings/0001662991-26-000016.md) | [70.6 d](/filings/0001662991-26-000016.md) | [88.6](/filings/0001662991-26-000065.md) | [51.8 d](/filings/0001662991-26-000126.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [115](/filings/0001662991-23-000009.md) | [12.0](/filings/0001662991-24-000052.md) | [60.6](/filings/0001662991-25-000041.md) | [139](/filings/0001662991-26-000016.md) | [236](/filings/0001662991-26-000016.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | [(59.8%)](/filings/0001662991-23-000009.md) | [(237.8%)](/filings/0001662991-24-000052.md) | [36.6%](/filings/0001662991-25-000041.md) | [59.0%](/filings/0001662991-26-000016.md) | [74.9%](/filings/0001662991-26-000016.md) |
| Net margin | % | [(65.5%)](/filings/0001662991-23-000009.md) | [(318.5%)](/filings/0001662991-24-000052.md) | [11.7%](/filings/0001662991-25-000041.md) | [56.3%](/filings/0001662991-26-000016.md) | [56.4%](/filings/0001662991-26-000016.md) |
| Diluted EPS | $ per share | [(0.38)](/filings/0001662991-23-000009.md) | [(7.00)](/filings/0001662991-24-000052.md) | [1.25](/filings/0001662991-25-000041.md) | [2.19](/filings/0001662991-26-000016.md) | [3.72](/filings/0001662991-26-000016.md) |
| Free cash flow | $m | [(72.8)](/filings/0001662991-23-000009.md) | [8.5](/filings/0001662991-24-000052.md) | [(25.8)](/filings/0001662991-25-000041.md) | [131](/filings/0001662991-26-000016.md) | [209](/filings/0001662991-26-000016.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Operating income: us-gaap:OperatingIncomeLoss; Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/sezl/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $436.5m | 2,543,246 |  | Added +5,289 |
| [Divisadero Street Capital Management, LP](/funds/1901865.md) | 2026-06-30 | $283.1m | 1,649,531 |  | Added +337,917 |
| [Accredited Investors Inc.](/funds/1518364.md) | 2026-06-30 | $138.6m | 807,442 |  | Reduced −79,200 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $130.5m | 760,318 |  | Reduced −3,301 |
| [SUSQUEHANNA INTERNATIONAL GROUP, LLP](/funds/1446194.md) | 2026-06-30 | $113.3m | 660,100 | Call | Added +371,300 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $113.3m | 659,899 |  | Added +37,636 |
| [Schonfeld Strategic Advisors LLC](/funds/1665241.md) | 2026-06-30 | $100.4m | 584,700 | Put | New +584,700 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $95.7m | 557,752 |  | Added +36,714 |
| [Caption Management, LLC](/funds/1706766.md) | 2026-06-30 | $92.7m | 540,100 | Put | Added +102,000 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $85.3m | 496,739 |  | Added +29,310 |

## Recent filings

[All 703 filings](/companies/sezl/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-09 | 20:22 ET | [DEF 14A](/filings/0001662991-26-000167.md) | Proxy statement, period 2026-11-19 | 0001662991-26-000167 |
| 2026-10-08 | 20:17 ET | [8-K](/filings/0001662991-26-000165.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001662991-26-000165 |
| 2026-09-14 | 21:47 ET | [SCHEDULE 13D/A](/filings/0001662991-26-000155.md) | Ownership report, active investor, amended | 0001662991-26-000155 |
| 2026-08-28 | 21:04 ET | [8-K](/filings/0001662991-26-000148.md) | 8.01 Other events | 0001662991-26-000148 |
| 2026-08-18 | 20:54 ET | [8-K](/filings/0001662991-26-000144.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001662991-26-000144 |
| 2026-08-12 | 21:11 ET | [8-K](/filings/0001662991-26-000132.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001662991-26-000132 |
| 2026-08-07 | 21:46 ET | [10-Q](/filings/0001662991-26-000126.md) | Quarterly report, period 2026-06-30 | 0001662991-26-000126 |
| 2026-08-06 | 20:04 ET | [8-K](/filings/0001662991-26-000124.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001662991-26-000124 |
| 2026-07-14 | 20:27 ET | [8-K](/filings/0001662991-26-000118.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001662991-26-000118 |
| 2026-05-13 | 20:02 ET | [8-K](/filings/0001662991-26-000075.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001662991-26-000075 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001662991-26-000016.md), filed Feb 26, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1662991
- Tickers: SEZL
- Exchange: Nasdaq
- SIC code: 7389 Services-Business Services, NEC
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:45 ET. No prices; not investment advice.