# Sound Financial Bancorp, Inc.: overview

SFBC · Nasdaq · CIK 1541119 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/sfbc.md) · [Financials](/companies/sfbc/financials.md) · [Filings](/companies/sfbc/filings.md) · [Insiders](/companies/sfbc/insiders.md)

Revenue is not reported in this company’s XBRL financial statements.

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $k | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [0.45](/filings/0001541119-25-000041.md) | not reported | [0.45](/filings/0001541119-26-000018.md) | [0.79](/filings/0001541119-26-000024.md) | [0.66](/filings/0001541119-25-000041.md) | not reported | [0.61](/filings/0001541119-26-000018.md) | [0.98](/filings/0001541119-26-000024.md) |
| Free cash flow | $k | [3,234 d](/filings/0001541119-25-000041.md) | [127 d](/filings/0001541119-26-000008.md) | [1,814](/filings/0001541119-26-000018.md) | [(518) d](/filings/0001541119-26-000024.md) | [3,760 d](/filings/0001541119-25-000041.md) | [1,935 d](/filings/0001541119-26-000008.md) | [1,473](/filings/0001541119-26-000018.md) | [166 d](/filings/0001541119-26-000024.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [3.46](/filings/0001541119-23-000009.md) | [3.35](/filings/0001541119-24-000012.md) | [2.86](/filings/0001541119-25-000009.md) | [1.80](/filings/0001541119-26-000008.md) | [2.77](/filings/0001541119-26-000008.md) |
| Free cash flow | $m | [18.8](/filings/0001541119-23-000009.md) | [9.7](/filings/0001541119-24-000012.md) | [6.4](/filings/0001541119-25-000009.md) | [2.9](/filings/0001541119-26-000008.md) | [7.0](/filings/0001541119-26-000008.md) |

- Revenue. XBRL not reported.
- Gross margin (gross profit / revenue). XBRL not reported.
- Operating margin (operating income / revenue). XBRL not reported.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/sfbc/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [STILWELL VALUE LLC](/funds/1397076.md) | 2026-06-30 | $17.7m | 410,019 |  | Unchanged |
| [ALLIANCEBERNSTEIN L.P.](/funds/1109448.md) | 2026-06-30 | $9.4m | 215,780 |  | Added +35,909 |
| [GRAHAM CAPITAL WEALTH MANAGEMENT, LLC](/funds/1907528.md) | 2026-06-30 | $4.9m | 113,257 |  | Added +4,641 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $4.1m | 95,890 |  | Reduced −7,266 |
| [KENNEDY CAPITAL MANAGEMENT LLC](/funds/884589.md) | 2026-06-30 | $2.2m | 51,743 |  | Reduced −622 |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $1.6m | 37,496 |  | Reduced −63,802 |
| [Pacific Sage Partners, LLC](/funds/1936845.md) | 2026-06-30 | $1.6m | 36,191 |  | Unchanged |
| [Oppenheimer & Close, LLC](/funds/1591377.md) | 2026-06-30 | $1.4m | 32,645 |  | Unchanged |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $1.0m | 23,720 |  | Reduced −19,545 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $860.8k | 19,968 |  | Added +345 |

## Recent filings

[All 675 filings](/companies/sfbc/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-27 | 17:15 ET | [8-K](/filings/0001541119-26-000026.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001541119-26-000026 |
| 2026-08-10 | 17:23 ET | [10-Q](/filings/0001541119-26-000024.md) | Quarterly report, period 2026-06-30 | 0001541119-26-000024 |
| 2026-07-29 | 17:36 ET | [8-K](/filings/0001541119-26-000022.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001541119-26-000022 |
| 2026-05-28 | 16:10 ET | [8-K](/filings/0001541119-26-000020.md) | 5.07 Shareholder vote results | 0001541119-26-000020 |
| 2026-05-12 | 18:05 ET | [10-Q](/filings/0001541119-26-000018.md) | Quarterly report, period 2026-03-31 | 0001541119-26-000018 |
| 2026-04-28 | 17:18 ET | [8-K](/filings/0001541119-26-000016.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001541119-26-000016 |
| 2026-04-15 | 16:28 ET | [DEF 14A](/filings/0001541119-26-000012.md) | Proxy statement, period 2025-12-31 | 0001541119-26-000012 |
| 2026-03-18 | 17:29 ET | [10-K](/filings/0001541119-26-000008.md) | Annual report, period 2025-12-31 | 0001541119-26-000008 |
| 2026-02-13 | 19:17 ET | [8-K](/filings/0001541119-26-000005.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0001541119-26-000005 |
| 2026-01-28 | 18:20 ET | [8-K](/filings/0001541119-26-000003.md) | 2.02 Results of operations; 8.01 Other events; 9.01 Financial statements and exhibits | 0001541119-26-000003 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001541119-26-000008.md), filed Mar 18, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1541119
- Tickers: SFBC
- Exchange: Nasdaq
- SIC code: 6035 Savings Institution, Federally Chartered
- State of incorporation: MD
- Filer category: Non-accelerated filer<br>Smaller reporting company

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 27, 2026, 17:16 ET. No prices; not investment advice.
