# SoFi Technologies, Inc.: overview

SOFI · Nasdaq · CIK 1818874 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/sofi.md) · [Financials](/companies/sofi/financials.md) · [Filings](/companies/sofi/filings.md) · [Insiders](/companies/sofi/insiders.md)

Latest reported revenue: [$153.6m](/filings/0001818874-26-000054.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001818874-26-000054).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [131](/filings/0001818874-25-000210.md) | [136 d](/filings/0001818874-26-000013.md) | [140](/filings/0001818874-26-000037.md) | [152](/filings/0001818874-26-000054.md) | [157](/filings/0001818874-25-000210.md) | [170 d](/filings/0001818874-26-000013.md) | [130](/filings/0001818874-26-000037.md) | [154](/filings/0001818874-26-000054.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [46.3%](/filings/0001818874-25-000210.md) | [245.4% d](/filings/0001818874-26-000013.md) | [50.7%](/filings/0001818874-26-000037.md) | [64.0%](/filings/0001818874-26-000054.md) | [88.9%](/filings/0001818874-25-000210.md) | [101.9% d](/filings/0001818874-26-000013.md) | [128.7%](/filings/0001818874-26-000037.md) | [102.0%](/filings/0001818874-26-000054.md) |
| Diluted EPS | $ per share | [0.05](/filings/0001818874-25-000210.md) | not reported | [0.06](/filings/0001818874-26-000037.md) | [0.08](/filings/0001818874-26-000054.md) | [0.11](/filings/0001818874-25-000210.md) | not reported | [0.12](/filings/0001818874-26-000037.md) | [0.12](/filings/0001818874-26-000054.md) |
| Free cash flow | $m | [(1,217) d](/filings/0001818874-25-000210.md) | [(242) d](/filings/0001818874-26-000013.md) | [(31.1)](/filings/0001818874-26-000037.md) | [(1,530) d](/filings/0001818874-26-000054.md) | [(1,366) d](/filings/0001818874-25-000210.md) | [(1,058) d](/filings/0001818874-26-000013.md) | [(2,383)](/filings/0001818874-26-000037.md) | [(3,987) d](/filings/0001818874-26-000054.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [248](/filings/0001818874-24-000026.md) | [377](/filings/0001818874-25-000016.md) | [421](/filings/0001818874-26-000013.md) | [503](/filings/0001818874-26-000013.md) | [619](/filings/0001818874-26-000013.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [(195.4%)](/filings/0001818874-24-000026.md) | [(85.0%)](/filings/0001818874-25-000016.md) | [(71.4%)](/filings/0001818874-26-000013.md) | [99.1%](/filings/0001818874-26-000013.md) | [77.7%](/filings/0001818874-26-000013.md) |
| Diluted EPS | $ per share | [(1.00)](/filings/0001818874-24-000026.md) | [(0.40)](/filings/0001818874-25-000016.md) | [(0.36)](/filings/0001818874-26-000013.md) | [0.39](/filings/0001818874-26-000013.md) | [0.39](/filings/0001818874-26-000013.md) |
| Free cash flow | $m | [(1,402)](/filings/0001818874-24-000026.md) | [(7,349)](/filings/0001818874-25-000016.md) | [(7,339)](/filings/0001818874-26-000013.md) | [(1,274)](/filings/0001818874-26-000013.md) | [(3,985)](/filings/0001818874-26-000013.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquireProductiveAssets.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/sofi/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2022-08-08 | [Softbank Group Corp](/insiders/1065521.md) | 10% owner | Sale (S) | 6,683,133 | $8.17 | $54.6m | [Form 4](/filings/0001062993-22-017500.md) |
| 2022-08-05 | [Softbank Group Corp](/insiders/1065521.md) | 10% owner | Sale (S) | 5,381,785 | $7.99 | $43.0m | [Form 4](/filings/0001062993-22-017500.md) |
| 2021-11-18 | [Softbank Group Corp](/insiders/1065521.md) | Director, 10% owner | Sale (S) | 22,514,038 | $21.60 | $486.3m | [Form 4](/filings/0001062993-21-011363.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $1.30bn | 72,444,208 |  | Added +2,887,044 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $1.04bn | 57,928,852 |  | Added +820,271 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $909.8m | 50,740,132 |  | Reduced −234,983 |
| [SUSQUEHANNA INTERNATIONAL GROUP, LLP](/funds/1446194.md) | 2026-06-30 | $878.2m | 48,979,400 | Call | Reduced −5,616,200 |
| [JANE STREET GROUP, LLC](/funds/1595888.md) | 2026-06-30 | $636.8m | 35,518,300 | Call | Reduced −16,008,500 |
| [GOLDMAN SACHS GROUP INC](/funds/886982.md) | 2026-06-30 | $631.3m | 35,207,678 |  | Added +22,675,109 |
| [UBS Group AG](/funds/1610520.md) | 2026-06-30 | $630.6m | 35,168,018 |  | Reduced −1,249,183 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $515.7m | 28,763,660 |  | Added +1,448,463 |
| [SUSQUEHANNA INTERNATIONAL GROUP, LLP](/funds/1446194.md) | 2026-06-30 | $463.4m | 25,846,200 | Put | Reduced −1,672,000 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $417.6m | 23,356,377 |  | Reduced −2,626,459 |

## Recent filings

[All 959 filings](/companies/sofi/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-27 | 07:02 ET | [8-K](/filings/0001818874-26-000065.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001818874-26-000065 |
| 2026-08-06 | 16:10 ET | [10-Q](/filings/0001818874-26-000054.md) | Quarterly report, period 2026-06-30 | 0001818874-26-000054 |
| 2026-07-29 | 07:06 ET | [8-K](/filings/0001818874-26-000050.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001818874-26-000050 |
| 2026-06-18 | 17:24 ET | [8-K](/filings/0001818874-26-000043.md) | 5.07 Shareholder vote results | 0001818874-26-000043 |
| 2026-05-07 | 06:15 ET | [10-Q](/filings/0001818874-26-000037.md) | Quarterly report, period 2026-03-31 | 0001818874-26-000037 |
| 2026-04-30 | 16:02 ET | [DEF 14A](/filings/0001818874-26-000032.md) | Proxy statement, period 2026-04-30 | 0001818874-26-000032 |
| 2026-04-29 | 07:09 ET | [8-K](/filings/0001818874-26-000020.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001818874-26-000020 |
| 2026-02-17 | 16:06 ET | [10-K](/filings/0001818874-26-000013.md) | Annual report, period 2025-12-31 | 0001818874-26-000013 |
| 2026-01-30 | 07:07 ET | [8-K](/filings/0001818874-26-000008.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001818874-26-000008 |
| 2026-01-09 | 16:24 ET | [8-K](/filings/0001818874-26-000005.md) | 5.02 Departure or appointment of officers or directors | 0001818874-26-000005 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001818874-26-000013.md), filed Feb 17, 2026.

## Forecast league

Q3 FY2026, the quarter ended 2026-09-30, locked when the 8-K was accepted. It is scored when the 10-Q or 10-K is ingested. [See the target](/leagues/2026q3/targets/8cd4d431-b35c-4ed2-bbed-2a44ede2b7fb)

## About the filer

- CIK: 1818874
- Tickers: SOFI
- Exchange: Nasdaq
- SIC code: 6199 Finance Services
- State of incorporation: DE
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 27, 2026, 07:04 ET. No prices; not investment advice.