# Velocity Financial, Inc.: overview VEL · NYSE · CIK 1692376 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31 Pages: [Overview](/companies/vel.md) · [Financials](/companies/vel/financials.md) · [Filings](/companies/vel/filings.md) · [Insiders](/companies/vel/insiders.md) Revenue is not reported in this company’s XBRL financial statements. ## Last eight quarters | Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) | | --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Net margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported | | Diluted EPS | $ per share | [0.44](/filings/0001193125-25-270220.md) | not reported | [0.51](/filings/0001193125-26-209674.md) | [0.69](/filings/0001193125-26-335807.md) | [0.65](/filings/0001193125-25-270220.md) | not reported | [0.57](/filings/0001193125-26-209674.md) | [0.64](/filings/0001193125-26-335807.md) | | Free cash flow | $m | [(17.6) d](/filings/0001193125-25-270220.md) | [33.2 d](/filings/0001193125-26-102677.md) | [3.5](/filings/0001193125-26-209674.md) | [7.6 d](/filings/0001193125-26-335807.md) | [11.4 d](/filings/0001193125-25-270220.md) | [(4.5) d](/filings/0001193125-26-102677.md) | [12.0](/filings/0001193125-26-209674.md) | [3.6 d](/filings/0001193125-26-335807.md) | - Revenue. XBRL not reported. - Gross margin (gross profit / revenue). XBRL not reported. - Operating margin (operating income / revenue). XBRL not reported. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure. ## Last five fiscal years | Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | not reported | not reported | not reported | not reported | not reported | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | not reported | | Net margin | % | not reported | not reported | not reported | not reported | not reported | | Diluted EPS | $ per share | [0.86](/filings/0000950170-24-032142.md) | [0.94](/filings/0000950170-25-037433.md) | [1.52](/filings/0001193125-26-102677.md) | [1.91](/filings/0001193125-26-102677.md) | [2.75](/filings/0001193125-26-102677.md) | | Free cash flow | $m | [57.5](/filings/0000950170-24-032142.md) | [48.3](/filings/0000950170-25-037433.md) | [48.7](/filings/0001193125-26-102677.md) | [37.5](/filings/0001193125-26-102677.md) | [17.9](/filings/0001193125-26-102677.md) | - Revenue. XBRL not reported. - Gross margin (gross profit / revenue). XBRL not reported. - Operating margin (operating income / revenue). XBRL not reported. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/vel/insiders.md) None in coverage. ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [Snow Phipps Group, LLC](/funds/1698661.md) | 2026-06-30 | $246.5m | 13,353,103 | | Unchanged | | [Allianz Asset Management GmbH](/funds/1535323.md) | 2026-06-30 | $233.3m | 12,637,764 | | Unchanged | | [Beach Point Capital Management LP](/funds/1453885.md) | 2026-06-30 | $121.5m | 6,582,380 | | Added +23,868 | | [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $27.5m | 1,489,827 | | Reduced −152,089 | | [HBK INVESTMENTS L P](/funds/1011443.md) | 2026-06-30 | $13.6m | 737,500 | Put | Unchanged | | [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $12.1m | 656,725 | | Added +74,175 | | [ADAGE CAPITAL PARTNERS GP, L.L.C.](/funds/1165408.md) | 2026-06-30 | $9.3m | 505,505 | | Added +22,790 | | [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $9.0m | 487,011 | | Added +6,359 | | [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $6.6m | 357,199 | | Added +71,830 | | [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $5.0m | 272,540 | | Added +23,040 | ## Recent filings [All 434 filings](/companies/vel/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2026-08-27 | 07:42 ET | [8-K](/filings/0001193125-26-369585.md) | 1.01 Entry into a material agreement; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001193125-26-369585 | | 2026-08-06 | 18:49 ET | [10-Q](/filings/0001193125-26-335807.md) | Quarterly report, period 2026-06-30 | 0001193125-26-335807 | | 2026-08-05 | 16:00 ET | [8-K](/filings/0001193125-26-334993.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001193125-26-334993 | | 2026-08-05 | 16:00 ET | [8-K](/filings/0001193125-26-334991.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-334991 | | 2026-05-26 | 12:15 ET | [8-K](/filings/0001193125-26-238356.md) | 5.07 Shareholder vote results; 9.01 Financial statements and exhibits | 0001193125-26-238356 | | 2026-05-07 | 10:01 ET | [8-K](/filings/0001193125-26-210739.md) | 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001193125-26-210739 | | 2026-05-07 | 19:19 ET | [10-Q](/filings/0001193125-26-209674.md) | Quarterly report, period 2026-03-31 | 0001193125-26-209674 | | 2026-05-06 | 16:34 ET | [8-K](/filings/0001193125-26-209160.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-209160 | | 2026-04-10 | 09:44 ET | [DEF 14A](/filings/0001193125-26-150488.md) | Proxy statement, period 2026-05-21 | 0001193125-26-150488 | | 2026-03-13 | 17:36 ET | [8-K](/filings/0001193125-26-104483.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001193125-26-104483 | ## Latest annual report [Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001193125-26-102677.md), filed Mar 12, 2026. ## Forecast league Not in this season’s league. [This season’s league](/leagues.md) ## About the filer - CIK: 1692376 - Tickers: VEL - Exchange: NYSE - SIC code: 6199 Finance Services - State of incorporation: DE - Filer category: Accelerated filer
Smaller reporting company Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:46 ET. No prices; not investment advice.