# World Acceptance Corp: overview

WRLD · Nasdaq · CIK 108385 · [Financials](/sectors/financials.md) · fiscal year ends Mar 31

Pages: [Overview](/companies/wrld.md) · [Financials](/companies/wrld/financials.md) · [Filings](/companies/wrld/filings.md) · [Insiders](/companies/wrld/insiders.md)

Latest reported revenue: [$139.2m](/filings/0000108385-26-000034.md) for Q1 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:Revenues, accession 0000108385-26-000034).

## Last eight quarters

| Line item | Unit | Q2 FY2024 (2024-09-30) | Q3 FY2024 (2024-12-31) | Q4 FY2024 (2025-03-31) | Q1 FY2025 (2025-06-30) | Q2 FY2025 (2025-09-30) | Q3 FY2025 (2025-12-31) | Q4 FY2025 (2026-03-31) | Q1 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [132](/filings/0000108385-26-000014.md) | [139](/filings/0000108385-26-000014.md) | [164](/filings/0000108385-26-000014.md) | [133](/filings/0000108385-26-000034.md) | [135](/filings/0000108385-26-000014.md) | [142](/filings/0000108385-26-000014.md) | [176](/filings/0000108385-26-000014.md) | [139](/filings/0000108385-26-000034.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [17.0%](/filings/0000108385-26-000014.md) | [9.8%](/filings/0000108385-26-000014.md) | [26.3%](/filings/0000108385-26-000014.md) | [1.2%](/filings/0000108385-26-000034.md) | [(1.2%)](/filings/0000108385-26-000014.md) | [(0.4%)](/filings/0000108385-26-000014.md) | [20.1%](/filings/0000108385-26-000014.md) | [4.4%](/filings/0000108385-26-000034.md) |
| Diluted EPS | $ per share | [4.03](/filings/0000108385-26-000014.md) | [2.49](/filings/0000108385-26-000014.md) | [7.91](/filings/0000108385-26-000014.md) | [0.30](/filings/0000108385-26-000034.md) | [(0.33)](/filings/0000108385-26-000014.md) | [(0.13)](/filings/0000108385-26-000014.md) | [7.44](/filings/0000108385-26-000014.md) | [1.33](/filings/0000108385-26-000034.md) |
| Free cash flow | $m | [52.7 d](/filings/0000108385-25-000092.md) | [60.4 d](/filings/0000108385-26-000005.md) | [90.0 d](/filings/0000108385-26-000014.md) | [57.1](/filings/0000108385-26-000034.md) | [47.7 d](/filings/0000108385-25-000092.md) | [57.2 d](/filings/0000108385-26-000005.md) | [93.5 d](/filings/0000108385-26-000014.md) | [63.1](/filings/0000108385-26-000034.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 6-month figure less the 3-month figure; 9-month figure less the 6-month figure; 12-month figure less the 9-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2022-03-31) | FY2022 (2023-03-31) | FY2023 (2024-03-31) | FY2024 (2025-03-31) | FY2025 (2026-03-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [585](/filings/0000108385-24-000024.md) | [617](/filings/0000108385-25-000041.md) | [573](/filings/0000108385-26-000014.md) | [564](/filings/0000108385-26-000014.md) | [585](/filings/0000108385-26-000014.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [9.2%](/filings/0000108385-24-000024.md) | [3.4%](/filings/0000108385-25-000041.md) | [13.5%](/filings/0000108385-26-000014.md) | [15.8%](/filings/0000108385-26-000014.md) | [5.9%](/filings/0000108385-26-000014.md) |
| Diluted EPS | $ per share | [8.47](/filings/0000108385-24-000024.md) | [3.60](/filings/0000108385-25-000041.md) | [13.14](/filings/0000108385-26-000014.md) | [16.21](/filings/0000108385-26-000014.md) | [6.88](/filings/0000108385-26-000014.md) |
| Free cash flow | $m | [266](/filings/0000108385-24-000024.md) | [286](/filings/0000108385-25-000041.md) | [260](/filings/0000108385-26-000014.md) | [250](/filings/0000108385-26-000014.md) | [255](/filings/0000108385-26-000014.md) |

- Revenue. XBRL Revenue: us-gaap:Revenues.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/wrld/insiders.md)

| Date | Insider | Role | Transaction | Shares | Reported price | Value | Filing |
| --- | --- | --- | --- | ---: | ---: | ---: | --- |
| 2026-10-29 | [Bramlett Ken R JR](/insiders/1255007.md) | Director | Sale (S) | 701 | $178.09 | $124.8k | [Form 4](/filings/0001255007-26-000002.md) |
| 2026-10-29 | [Bramlett Ken R JR](/insiders/1255007.md) | Director | Sale (S) | 1,224 | $177.15 | $216.8k | [Form 4](/filings/0001255007-26-000002.md) |
| 2026-10-29 | [Bramlett Ken R JR](/insiders/1255007.md) | Director | Sale (S) | 1,872 | $176.39 | $330.2k | [Form 4](/filings/0001255007-26-000002.md) |

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [Prescott General Partners LLC](/funds/1538653.md) | 2026-06-30 | $338.5m | 1,512,424 |  | Unchanged |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $100.1m | 447,231 |  | Reduced −5,180 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $49.9m | 222,883 |  | Reduced −1,719 |
| [AQR CAPITAL MANAGEMENT LLC](/funds/1167557.md) | 2026-06-30 | $45.0m | 201,263 |  | Added +46,297 |
| [JACOBS LEVY EQUITY MANAGEMENT, INC](/funds/884414.md) | 2026-06-30 | $25.3m | 113,086 |  | Added +48,205 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $25.0m | 111,615 |  | Reduced −6,749 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $23.8m | 106,260 |  | Reduced −11,991 |
| [JPMORGAN CHASE & CO](/funds/19617.md) | 2026-06-30 | $21.8m | 97,266 |  | Added +72,356 |
| [BNP PARIBAS FINANCIAL MARKETS](/funds/1166588.md) | 2026-06-30 | $21.5m | 95,846 |  | Added +72,756 |
| [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $20.7m | 92,361 |  | Added +3,246 |

## Recent filings

[All 1,124 filings](/companies/wrld/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-30 | 16:08 ET | [SCHEDULE 13D/A](/filings/0001104659-26-120667.md) | Ownership report, active investor, amended | 0001104659-26-120667 |
| 2026-10-23 | 07:35 ET | [8-K](/filings/0001437749-26-033331.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001437749-26-033331 |
| 2026-09-21 | 07:35 ET | [8-K](/filings/0001437749-26-030771.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0001437749-26-030771 |
| 2026-08-19 | 16:18 ET | [8-K](/filings/0000108385-26-000039.md) | 5.07 Shareholder vote results | 0000108385-26-000039 |
| 2026-08-18 | 16:01 ET | [SCHEDULE 13D/A](/filings/0001104659-26-098328.md) | Ownership report, active investor, amended | 0001104659-26-098328 |
| 2026-08-13 | 16:58 ET | [8-K](/filings/0000108385-26-000037.md) | 8.01 Other events | 0000108385-26-000037 |
| 2026-08-06 | 16:22 ET | [10-Q](/filings/0000108385-26-000034.md) | Quarterly report, period 2026-06-30 | 0000108385-26-000034 |
| 2026-07-24 | 07:35 ET | [8-K](/filings/0001437749-26-024363.md) | 2.02 Results of operations; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits | 0001437749-26-024363 |
| 2026-07-22 | 14:30 ET | [DEF 14A](/filings/0000108385-26-000029.md) | Proxy statement, period 2026-03-31 | 0000108385-26-000029 |
| 2026-07-07 | 16:01 ET | [SCHEDULE 13D/A](/filings/0001104659-26-081268.md) | Ownership report, active investor, amended | 0001104659-26-081268 |

## Latest annual report

[Form 10-K for the fiscal year ended Mar 31, 2026](/filings/0000108385-26-000014.md), filed Jun 4, 2026.

## Forecast league

Q2 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by \[object Promise\]. [Forecast this quarter](/leagues/2026q3/targets/bdb8680f-8db9-4ab2-96c8-9d254c64a557)

## About the filer

- CIK: 108385
- Tickers: WRLD
- Exchange: Nasdaq
- SIC code: 6141 Personal Credit Institutions
- State of incorporation: SC
- Filer category: Accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 30, 2026, 16:15 ET. No prices; not investment advice.