# Wintrust Financial Corp: overview

WTFC · Nasdaq · CIK 1015328 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/wtfc.md) · [Financials](/companies/wtfc/financials.md) · [Filings](/companies/wtfc/filings.md) · [Insiders](/companies/wtfc/insiders.md)

Latest reported revenue: [−$1.56bn](/filings/0001015328-26-000007.md) for Q4 FY2024, three months to 2024-12-31, from the 10-K filed Feb 26, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0001015328-26-000007).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [616](/filings/0001015328-24-000253.md) | [(1,562) d](/filings/0001015328-26-000007.md) | not reported | not reported | not reported | not reported | not reported | not reported |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [27.6%](/filings/0001015328-25-000207.md) | [(11.9%) d](/filings/0001015328-26-000007.md) | not reported | not reported | not reported | not reported | not reported | not reported |
| Diluted EPS | $ per share | [2.47](/filings/0001015328-25-000207.md) | not reported | [2.69](/filings/0001015328-26-000014.md) | [2.78](/filings/0001015328-26-000022.md) | [2.78](/filings/0001015328-25-000207.md) | not reported | [3.22](/filings/0001015328-26-000014.md) | [3.30](/filings/0001015328-26-000022.md) |
| Free cash flow | $m | [(78.3) d](/filings/0001015328-25-000207.md) | [471 d](/filings/0001015328-26-000007.md) | not reported | not reported | not reported | not reported | not reported | not reported |

- Revenue. XBRL Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:Revenues; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [207](/filings/0001015328-24-000083.md) | [218](/filings/0001015328-25-000093.md) | [220](/filings/0001015328-26-000007.md) | [251](/filings/0001015328-26-000007.md) | [266](/filings/0001015328-26-000007.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [225.0%](/filings/0001015328-24-000083.md) | [234.1%](/filings/0001015328-25-000093.md) | [282.4%](/filings/0001015328-26-000007.md) | [277.2%](/filings/0001015328-26-000007.md) | [310.1%](/filings/0001015328-26-000007.md) |
| Diluted EPS | $ per share | [7.58](/filings/0001015328-24-000083.md) | [8.02](/filings/0001015328-25-000093.md) | [9.58](/filings/0001015328-26-000007.md) | [10.31](/filings/0001015328-26-000007.md) | [11.40](/filings/0001015328-26-000007.md) |
| Free cash flow | $m | [1,074](/filings/0001015328-24-000083.md) | [1,322](/filings/0001015328-25-000093.md) | [698](/filings/0001015328-26-000007.md) | [636](/filings/0001015328-26-000007.md) | [860](/filings/0001015328-26-000007.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/wtfc/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $1.06bn | 6,583,424 |  | Added +286,831 |
| [FMR LLC](/funds/315066.md) | 2026-06-30 | $823.3m | 5,122,321 |  | Reduced −164,061 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $577.9m | 3,595,895 |  | Added +9,022 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $493.6m | 3,071,434 |  | Added +45,670 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $430.1m | 2,675,991 |  | Reduced −25,993 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $427.2m | 2,658,319 |  | Added +71,964 |
| [FIRST TRUST ADVISORS LP](/funds/1125816.md) | 2026-06-30 | $281.2m | 1,749,346 |  | Reduced −80,922 |
| [EARNEST PARTNERS LLC](/funds/1102578.md) | 2026-06-30 | $220.9m | 1,374,559 |  | Reduced −26,075 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $215.1m | 1,337,969 |  | Added +18,652 |
| [PRINCIPAL FINANCIAL GROUP INC](/funds/1126328.md) | 2026-06-30 | $200.3m | 1,246,124 |  | Reduced −19,676 |

## Recent filings

[All 2,072 filings](/companies/wtfc/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-19 | 20:52 ET | [8-K](/filings/0001015328-26-000026.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001015328-26-000026 |
| 2026-08-05 | 20:47 ET | [10-Q](/filings/0001015328-26-000022.md) | Quarterly report, period 2026-06-30 | 0001015328-26-000022 |
| 2026-07-20 | 20:56 ET | [8-K](/filings/0001015328-26-000019.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001015328-26-000019 |
| 2026-05-29 | 20:06 ET | [8-K](/filings/0001015328-26-000016.md) | 5.07 Shareholder vote results | 0001015328-26-000016 |
| 2026-05-06 | 20:59 ET | [10-Q](/filings/0001015328-26-000014.md) | Quarterly report, period 2026-03-31 | 0001015328-26-000014 |
| 2026-04-20 | 20:39 ET | [8-K](/filings/0001015328-26-000011.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001015328-26-000011 |
| 2026-04-09 | 20:06 ET | [DEF 14A](/filings/0001104659-26-041498.md) | Proxy statement, period 2026-05-28 | 0001104659-26-041498 |
| 2026-02-26 | 21:34 ET | [10-K](/filings/0001015328-26-000007.md) | Annual report, period 2025-12-31 | 0001015328-26-000007 |
| 2026-01-20 | 22:10 ET | [8-K](/filings/0001015328-26-000004.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0001015328-26-000004 |
| 2025-12-16 | 21:08 ET | [8-K](/filings/0001015328-25-000213.md) | 1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits | 0001015328-25-000213 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0001015328-26-000007.md), filed Feb 26, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 1015328
- Tickers: WTFC, WTFCN
- Exchange: Nasdaq
- SIC code: 6022 State Commercial Banks
- State of incorporation: IL
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:30 ET. No prices; not investment advice.