# X Financial: financial statements, quarterly

XYF · NYSE · CIK 1725033 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/xyf.md) · [Financials](/companies/xyf/financials.md) · [Filings](/companies/xyf/filings.md) · [Insiders](/companies/xyf/insiders.md)

Standardized line items from XBRL company facts. Each value links to its filing; d marks a value derived from year-to-date figures. Other view: [annual](/companies/xyf/financials.md?period=annual).

## Balance sheet

| Line item | Unit | period not labelled (2017-12-31) | FY2018 (2018-12-31) | FY2019 (2019-12-31) | FY2020 (2020-12-31) | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Cash and equivalents | $m | not reported | [156](/filings/0001104659-19-023556.md) | [145](/filings/0001104659-20-069741.md) | [114](/filings/0001104659-21-066950.md) | [91.8](/filings/0001104659-22-051593.md) | [87.3](/filings/0001104659-23-051321.md) | [168](/filings/0001410578-24-002071.md) | [135](/filings/0001410578-25-000892.md) | [141](/filings/0001104659-26-052016.md) |
| Total assets | $m | not reported | [674](/filings/0001104659-19-023556.md) | [1,189](/filings/0001104659-20-069741.md) | [1,149](/filings/0001104659-21-066950.md) | [1,152](/filings/0001104659-22-051593.md) | [1,281](/filings/0001104659-23-051321.md) | [1,641](/filings/0001410578-24-002071.md) | [1,619](/filings/0001410578-25-000892.md) | [2,097](/filings/0001104659-26-052016.md) |
| Total liabilities | $m | not reported | [163](/filings/0001104659-19-023556.md) | [562](/filings/0001104659-20-069741.md) | [678](/filings/0001104659-21-066950.md) | [528](/filings/0001104659-22-051593.md) | [592](/filings/0001104659-23-051321.md) | [817](/filings/0001410578-24-002071.md) | [667](/filings/0001410578-25-000892.md) | [977](/filings/0001104659-26-052016.md) |
| Short-term borrowings | $m | not reported | not reported | not reported | not reported | not reported | not reported | not reported | [45.0](/filings/0001410578-25-000892.md) | [58.6](/filings/0001104659-26-052016.md) |
| Shareholders' equity | $m | [257](/filings/0001104659-19-023556.md) | [512](/filings/0001104659-19-023556.md) | [627](/filings/0001104659-20-069741.md) | [471](/filings/0001104659-21-066950.md) | [624](/filings/0001104659-22-051593.md) | [689](/filings/0001104659-23-051321.md) | [824](/filings/0001410578-24-002071.md) | [953](/filings/0001410578-25-000892.md) | [1,121](/filings/0001104659-26-052016.md) |

- Cash and equivalents: us-gaap:CashAndCashEquivalentsAtCarryingValue
- Total assets: us-gaap:Assets
- Total liabilities: us-gaap:Liabilities
- Short-term borrowings: us-gaap:ShortTermBorrowings
- Shareholders' equity: us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest, us-gaap:StockholdersEquity

Source: SEC EDGAR, XBRL company facts. Last ingested by Listed: Oct 24, 2026, 15:46 ET. No prices; not investment advice.