# Yiren Digital Ltd.: overview YRD · NYSE · CIK 1631761 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31 Pages: [Overview](/companies/yrd.md) · [Financials](/companies/yrd/financials.md) · [Filings](/companies/yrd/filings.md) · [Insiders](/companies/yrd/insiders.md) Revenue is not reported in this company’s XBRL financial statements. ## Last eight quarters Not reported. ## Last five fiscal years | Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) | | --- | --- | ---: | ---: | ---: | ---: | ---: | | Revenue | $m | [703](/filings/0001104659-22-101920.md) | [498](/filings/0001104659-23-051893.md) | [4,896](/filings/0001213900-26-049159.md) | [5,806](/filings/0001213900-26-049159.md) | [5,719](/filings/0001213900-26-049159.md) | | Gross margin | % | not reported | not reported | not reported | not reported | not reported | | Operating margin | % | not reported | not reported | not reported | not reported | [(14.9%)](/filings/0001213900-26-049159.md) | | Net margin | % | [23.1%](/filings/0001104659-22-101920.md) | [34.8%](/filings/0001104659-23-051893.md) | [6.0%](/filings/0001104659-24-061967.md) | [3.7%](/filings/0001410578-25-000931.md) | [0.1%](/filings/0001213900-26-049159.md) | | Diluted EPS | $ per share | [0.95](/filings/0001104659-22-101920.md) | [0.99](/filings/0001104659-23-051893.md) | [1.64](/filings/0001104659-24-061967.md) | [1.24](/filings/0001410578-25-000931.md) | [0.04](/filings/0001213900-26-049159.md) | | Free cash flow | $m | [23.3](/filings/0001104659-22-101920.md) | [268](/filings/0001104659-23-051893.md) | [305](/filings/0001104659-24-061967.md) | [194](/filings/0001410578-25-000931.md) | [96.9](/filings/0001213900-26-049159.md) | - Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax; Operating income: us-gaap:OperatingIncomeLoss. - Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. - Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted. - Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing. ## Insider purchases and sales The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/yrd/insiders.md) None in coverage. ## Funds that report holding it From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md) | Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before | | --- | --- | ---: | ---: | --- | --- | | [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $871.8k | 1,030,385 | | Reduced −86,576 | | [RENAISSANCE TECHNOLOGIES LLC](/funds/1037389.md) | 2026-06-30 | $225.1k | 269,392 | | Added +56,249 | | [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $180.3k | 215,716 | | Added +2,366 | | [RAMSEY QUANTITATIVE SYSTEMS](/funds/1132897.md) | 2026-06-30 | $110.3k | 131,997 | | New +131,997 | | [Verdad Advisers, LP](/funds/1812822.md) | 2026-06-30 | $51.8k | 61,977 | | Added +5,674 | | [Trexquant Investment LP](/funds/1633445.md) | 2026-06-30 | $25.0k | 29,936 | | Reduced −29,054 | | [CITADEL ADVISORS LLC](/funds/1423053.md) | 2026-06-30 | $24.0k | 28,700 | Call | Reduced −17,800 | | [SmartHarvest Portfolios, LLC](/funds/2066604.md) | 2026-06-30 | $20.5k | 24,521 | | New +24,521 | | [AMERICAN CENTURY COMPANIES INC](/funds/748054.md) | 2026-06-30 | $20.1k | 24,096 | | Unchanged | | [SEI INVESTMENTS CO](/funds/350894.md) | 2026-06-30 | $17.7k | 21,218 | | New +21,218 | ## Recent filings [All 175 filings](/companies/yrd/filings.md) | Filed | Accepted | Form | What it is | Accession | | --- | --- | --- | --- | --- | | 2026-10-15 | 06:51 ET | [6-K](/filings/0001213900-26-109573.md) | Report of a foreign private issuer, period 2026-10-15 | 0001213900-26-109573 | | 2026-10-13 | 08:16 ET | [6-K](/filings/0001213900-26-108750.md) | Report of a foreign private issuer, period 2026-10-13 | 0001213900-26-108750 | | 2026-09-30 | 06:07 ET | [6-K](/filings/0001213900-26-104849.md) | Report of a foreign private issuer, period 2026-09-30 | 0001213900-26-104849 | | 2026-07-02 | 08:37 ET | [6-K](/filings/0001213900-26-074606.md) | Report of a foreign private issuer, period 2026-07-02 | 0001213900-26-074606 | | 2026-06-26 | 07:00 ET | [6-K](/filings/0001213900-26-072295.md) | Report of a foreign private issuer, period 2026-06-26 | 0001213900-26-072295 | | 2026-06-08 | 20:14 ET | [SCHEDULE 13D/A](/filings/0001662544-26-000007.md) | Ownership report, active investor, amended | 0001662544-26-000007 | | 2026-06-08 | 08:05 ET | [6-K](/filings/0001213900-26-066044.md) | Report of a foreign private issuer, period 2026-06-08 | 0001213900-26-066044 | | 2026-06-01 | 06:47 ET | [6-K](/filings/0001213900-26-063134.md) | Report of a foreign private issuer, period 2026-06-01 | 0001213900-26-063134 | | 2026-05-27 | 08:18 ET | [6-K](/filings/0001213900-26-061247.md) | Report of a foreign private issuer, period 2026-05-27 | 0001213900-26-061247 | | 2026-04-29 | 14:36 ET | [20-F](/filings/0001213900-26-049159.md) | Annual report of a foreign private issuer, period 2025-12-31 | 0001213900-26-049159 | ## Latest annual report [Form 20-F for the fiscal year ended Dec 31, 2025](/filings/0001213900-26-049159.md), filed Apr 29, 2026. ## Forecast league Not in this season’s league. [This season’s league](/leagues.md) ## About the filer - CIK: 1631761 - Tickers: YRD - Exchange: NYSE - SIC code: 6199 Finance Services - State of incorporation: E9 - Filer category: Non-accelerated filer Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 17:03 ET. No prices; not investment advice.