# Zions Bancorporation, National Association: overview

ZION · Nasdaq · CIK 109380 · [Financials](/sectors/financials.md) · fiscal year ends Dec 31

Pages: [Overview](/companies/zion.md) · [Financials](/companies/zion/financials.md) · [Filings](/companies/zion/filings.md) · [Insiders](/companies/zion/insiders.md)

Latest reported revenue: [$141.0m](/filings/0000109380-26-000111.md) for Q2 FY2026, three months to 2026-06-30, from the 10-Q filed Aug 6, 2026 (XBRL us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, accession 0000109380-26-000111).

## Last eight quarters

| Line item | Unit | Q3 FY2024 (2024-09-30) | Q4 FY2024 (2024-12-31) | Q1 FY2025 (2025-03-31) | Q2 FY2025 (2025-06-30) | Q3 FY2025 (2025-09-30) | Q4 FY2025 (2025-12-31) | Q1 FY2026 (2026-03-31) | Q2 FY2026 (2026-06-30) |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [128](/filings/0000109380-25-000129.md) | [135 d](/filings/0000109380-26-000046.md) | [133](/filings/0000109380-26-000083.md) | [130](/filings/0000109380-26-000111.md) | [133](/filings/0000109380-25-000129.md) | [133 d](/filings/0000109380-26-000046.md) | [134](/filings/0000109380-26-000083.md) | [141](/filings/0000109380-26-000111.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [167.2%](/filings/0000109380-26-000046.md) | [160.0% d](/filings/0000109380-26-000046.md) | [127.8%](/filings/0000109380-26-000083.md) | [187.7%](/filings/0000109380-26-000111.md) | [166.9%](/filings/0000109380-26-000046.md) | [197.7% d](/filings/0000109380-26-000046.md) | [173.9%](/filings/0000109380-26-000083.md) | [321.3%](/filings/0000109380-26-000111.md) |
| Diluted EPS | $ per share | [1.37](/filings/0000109380-26-000046.md) | [1.34](/filings/0000109380-26-000046.md) | [1.13](/filings/0000109380-26-000083.md) | [1.63](/filings/0000109380-26-000111.md) | [1.48](/filings/0000109380-26-000046.md) | [1.76](/filings/0000109380-26-000046.md) | [1.56](/filings/0000109380-26-000083.md) | [3.05](/filings/0000109380-26-000111.md) |
| Free cash flow | $m | [97.0 d](/filings/0000109380-25-000129.md) | [489 d](/filings/0000109380-26-000046.md) | [152](/filings/0000109380-26-000083.md) | [(93.0) d](/filings/0000109380-26-000111.md) | [413 d](/filings/0000109380-25-000129.md) | [480 d](/filings/0000109380-26-000046.md) | [398](/filings/0000109380-26-000083.md) | [389 d](/filings/0000109380-26-000111.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. Derived values: 12-month figure less the 9-month figure.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. Derived values: 9-month figure less the 6-month figure; 12-month figure less the 9-month figure; 6-month figure less the 3-month figure.

## Last five fiscal years

| Line item | Unit | FY2021 (2021-12-31) | FY2022 (2022-12-31) | FY2023 (2023-12-31) | FY2024 (2024-12-31) | FY2025 (2025-12-31) |
| --- | --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $m | [449](/filings/0000109380-24-000061.md) | [495](/filings/0000109380-25-000040.md) | [503](/filings/0000109380-26-000046.md) | [513](/filings/0000109380-26-000046.md) | [529](/filings/0000109380-26-000046.md) |
| Gross margin | % | not reported | not reported | not reported | not reported | not reported |
| Operating margin | % | not reported | not reported | not reported | not reported | not reported |
| Net margin | % | [251.4%](/filings/0000109380-24-000061.md) | [183.2%](/filings/0000109380-25-000040.md) | [135.2%](/filings/0000109380-26-000046.md) | [152.8%](/filings/0000109380-26-000046.md) | [169.9%](/filings/0000109380-26-000046.md) |
| Diluted EPS | $ per share | [6.79](/filings/0000109380-24-000061.md) | [5.79](/filings/0000109380-25-000040.md) | [4.35](/filings/0000109380-26-000046.md) | [4.95](/filings/0000109380-26-000046.md) | [6.01](/filings/0000109380-26-000046.md) |
| Free cash flow | $m | [423](/filings/0000109380-24-000061.md) | [1,280](/filings/0000109380-25-000040.md) | [772](/filings/0000109380-26-000046.md) | [1,051](/filings/0000109380-26-000046.md) | [952](/filings/0000109380-26-000046.md) |

- Revenue. XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Gross margin (gross profit / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Operating margin (operating income / revenue). XBRL Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Net margin (net income / revenue). XBRL Net income: us-gaap:NetIncomeLoss; Revenue: us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
- Diluted EPS. XBRL Diluted EPS: us-gaap:EarningsPerShareDiluted.
- Free cash flow (operating cash flow − capital expenditure). XBRL Operating cash flow: us-gaap:NetCashProvidedByUsedInOperatingActivities; Capital expenditure: us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

Each value links to the filing it came from. d marks a derived value. A ratio is not reported when any input is missing.

## Insider purchases and sales

The last 20 open-market transactions on Form 4 (codes P and S). Reported price is as stated on the form, not a market price. [All insider transactions](/companies/zion/insiders.md)

None in coverage.

## Funds that report holding it

From each manager’s latest Form 13F, largest reported value first. Reported value is as filed: filing data, not a price. [All funds](/funds.md)

| Fund | Quarter ended | Reported value | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | --- | --- |
| [BlackRock, Inc.](/funds/2012383.md) | 2026-06-30 | $982.2m | 14,196,331 |  | Added +175,799 |
| [VANGUARD PORTFOLIO MANAGEMENT LLC](/funds/2100121.md) | 2026-06-30 | $768.5m | 11,107,629 |  | Added +252,051 |
| [DIMENSIONAL FUND ADVISORS LP](/funds/354204.md) | 2026-06-30 | $528.9m | 7,644,441 |  | Added +167,315 |
| [VANGUARD CAPITAL MANAGEMENT LLC](/funds/2100119.md) | 2026-06-30 | $458.9m | 6,632,521 |  | Added +34,234 |
| [STATE STREET CORP](/funds/93751.md) | 2026-06-30 | $410.2m | 5,929,244 |  | Added +46,220 |
| [GEODE CAPITAL MANAGEMENT, LLC](/funds/1214717.md) | 2026-06-30 | $211.8m | 3,060,253 |  | Added +26,356 |
| [MORGAN STANLEY](/funds/895421.md) | 2026-06-30 | $210.4m | 3,040,366 |  | Reduced −19,300 |
| [TWO SIGMA INVESTMENTS, LP](/funds/1179392.md) | 2026-06-30 | $193.3m | 2,794,444 |  | Added +609,101 |
| [FULLER & THALER ASSET MANAGEMENT, INC.](/funds/1082327.md) | 2026-06-30 | $183.3m | 2,649,694 |  | Added +55,557 |
| [FIDUCIARY MANAGEMENT INC /WI/](/funds/764532.md) | 2026-06-30 | $179.3m | 2,591,257 |  | Reduced −196,700 |

## Recent filings

[All 5,024 filings](/companies/zion/filings.md)

| Filed | Accepted | Form | What it is | Accession |
| --- | --- | --- | --- | --- |
| 2026-10-19 | 20:06 ET | [8-K](/filings/0000109380-26-000125.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000109380-26-000125 |
| 2026-09-09 | 23:00 ET | [8-K](/filings/0000109380-26-000117.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000109380-26-000117 |
| 2026-08-06 | 19:30 ET | [10-Q](/filings/0000109380-26-000111.md) | Quarterly report, period 2026-06-30 | 0000109380-26-000111 |
| 2026-07-20 | 20:05 ET | [8-K](/filings/0000109380-26-000103.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000109380-26-000103 |
| 2026-06-02 | 20:02 ET | [8-K](/filings/0000109380-26-000088.md) | 5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits | 0000109380-26-000088 |
| 2026-05-07 | 19:59 ET | [10-Q](/filings/0000109380-26-000083.md) | Quarterly report, period 2026-03-31 | 0000109380-26-000083 |
| 2026-05-04 | 21:02 ET | [8-K](/filings/0000109380-26-000078.md) | 8.01 Other events; 9.01 Financial statements and exhibits | 0000109380-26-000078 |
| 2026-05-04 | 21:00 ET | [8-K](/filings/0000109380-26-000077.md) | 5.07 Shareholder vote results | 0000109380-26-000077 |
| 2026-04-20 | 20:06 ET | [8-K](/filings/0000109380-26-000063.md) | 2.02 Results of operations; 9.01 Financial statements and exhibits | 0000109380-26-000063 |
| 2026-03-19 | 20:08 ET | [DEF 14A](/filings/0000109380-26-000052.md) | Proxy statement, period 2026-03-19 | 0000109380-26-000052 |

## Latest annual report

[Form 10-K for the fiscal year ended Dec 31, 2025](/filings/0000109380-26-000046.md), filed Feb 24, 2026.

## Forecast league

Not in this season’s league. [This season’s league](/leagues.md)

## About the filer

- CIK: 109380
- Tickers: ZION, ZIONP
- Exchange: Nasdaq
- SIC code: 6021 National Commercial Banks
- State of incorporation: UT
- Filer category: Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:21 ET. No prices; not investment advice.