# Joint Stock Co Kaspi.kz: Form 20-F for the period ended Dec 31, 2024

- Company: [Joint Stock Co Kaspi.kz](/companies/kspi.md) (CIK 1985487)
- Form: 20-F
- Filed: 2025-03-10
- Accepted by EDGAR: Mar 10, 2025, 06:58 ET
- Period: 2024-12-31
- Accession: 0000950170-25-035904
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1985487/000095017025035904/kspi-20241231.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1985487/000095017025035904/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2024-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2024-01-01 to 2024-12-31 | KZT 2.53tn | ifrs-full:Revenue |
| Cost of revenue | 12 months, 2024-01-01 to 2024-12-31 | KZT 303.86bn | ifrs-full:CostOfSales |
| Income tax | 12 months, 2024-01-01 to 2024-12-31 | KZT 225.46bn | ifrs-full:IncomeTaxExpenseContinuingOperations |
| Net income | 12 months, 2024-01-01 to 2024-12-31 | KZT 1.04tn | ifrs-full:ProfitLossAttributableToOwnersOfParent |
| Diluted EPS | 12 months, 2024-01-01 to 2024-12-31 | KZT 5431.00 | ifrs-full:DilutedEarningsLossPerShare |
| Basic EPS | 12 months, 2024-01-01 to 2024-12-31 | KZT 5477.00 | ifrs-full:BasicEarningsLossPerShare |
| Operating cash flow | 12 months, 2024-01-01 to 2024-12-31 | KZT 581.89bn | ifrs-full:CashFlowsFromUsedInOperatingActivities |
| Cash and equivalents | at 2024-12-31 | KZT 619.47bn | ifrs-full:CashAndCashEquivalents |
| Total assets | at 2024-12-31 | KZT 8.38tn | ifrs-full:Assets |
| Total liabilities | at 2024-12-31 | KZT 6.80tn | ifrs-full:Liabilities |
| Shareholders' equity | at 2024-12-31 | KZT 1.52tn | ifrs-full:EquityAttributableToOwnersOfParent |
| Shares outstanding | at 2024-12-31 | 190,015,729 shares | dei:EntityCommonStockSharesOutstanding |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1985487/000095017025035904/kspi-20241231.htm

Filed Mar 10, 2025.
Source: SEC EDGAR, the filing index for accession 0000950170-25-035904. Last ingested by Listed: Oct 29, 2026, 20:23 ET. No prices; not investment advice.