# X Financial: Form 20-F for the period ended Dec 31, 2019

- Company: [X Financial](/companies/xyf.md) (CIK 1725033)
- Form: 20-F
- Filed: 2020-06-04
- Accepted by EDGAR: Jun 4, 2020, 12:31 ET
- Period: 2019-12-31
- Accession: 0001104659-20-069741
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1725033/000110465920069741/a20-7098_120f.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1725033/000110465920069741/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2019-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2019-01-01 to 2019-12-31 | $443.6m | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax |
| Cost of revenue | 12 months, 2019-01-01 to 2019-12-31 | $234.8m | us-gaap:CostOfRevenue |
| Operating income | 12 months, 2019-01-01 to 2019-12-31 | $116.7m | us-gaap:OperatingIncomeLoss |
| Income tax | 12 months, 2019-01-01 to 2019-12-31 | −$13.4m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months, 2019-01-01 to 2019-12-31 | $111.2m | us-gaap:NetIncomeLoss |
| Diluted EPS | 12 months, 2019-01-01 to 2019-12-31 | $0.35 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months, 2019-01-01 to 2019-12-31 | $0.35 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months, 2019-01-01 to 2019-12-31 | 319,747,392 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months, 2019-01-01 to 2019-12-31 | $86.3m | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Capital expenditure | 12 months, 2019-01-01 to 2019-12-31 | $2.2m | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment |
| Dividends paid | 12 months, 2019-01-01 to 2019-12-31 | $14.8m | us-gaap:PaymentsOfDividends |
| Cash and equivalents | at 2019-12-31 | $144.5m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Total assets | at 2019-12-31 | $1.19bn | us-gaap:Assets |
| Total liabilities | at 2019-12-31 | $562.1m | us-gaap:Liabilities |
| Shareholders' equity | at 2019-12-31 | $627.1m | us-gaap:StockholdersEquity |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1725033/000110465920069741/a20-7098_120f.htm

Filed Jun 4, 2020.
Source: SEC EDGAR, the filing index for accession 0001104659-20-069741. Last ingested by Listed: Nov 6, 2026, 11:04 ET. No prices; not investment advice.