# Qfin Holdings, Inc.: Form 20-F for the period ended Dec 31, 2025

- Company: [Qfin Holdings, Inc.](/companies/qfin.md) (CIK 1741530)
- Form: 20-F
- Filed: 2026-04-27
- Accepted by EDGAR: Apr 27, 2026, 17:01 ET
- Period: 2025-12-31
- Accession: 0001104659-26-049501
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1741530/000110465926049501/qfin-20251231x20f.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1741530/000110465926049501/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2025-01-01 to 2025-12-31 | $2.75bn | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax |
| Cost of revenue | 12 months, 2025-01-01 to 2025-12-31 | $429.3m | us-gaap:CostOfGoodsAndServicesSold |
| Operating income | 12 months, 2025-01-01 to 2025-12-31 | $955.0m | us-gaap:OperatingIncomeLoss |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | $200.3m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | $854.5m | us-gaap:ProfitLoss |
| Diluted EPS | 12 months, 2025-01-01 to 2025-12-31 | $3.15 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | $3.21 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months, 2025-01-01 to 2025-12-31 | 272,171,878 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | $1.58bn | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Capital expenditure | 12 months, 2025-01-01 to 2025-12-31 | $34.4m | us-gaap:PaymentsToAcquireProductiveAssets |
| Share repurchases | 12 months, 2025-01-01 to 2025-12-31 | $693.3m | us-gaap:PaymentsForRepurchaseOfCommonStock |
| Cash and equivalents | at 2025-12-31 | $671.6m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Current assets | at 2025-12-31 | $7.08bn | us-gaap:AssetsCurrent |
| Total assets | at 2025-12-31 | $8.14bn | us-gaap:Assets |
| Current liabilities | at 2025-12-31 | $2.91bn | us-gaap:LiabilitiesCurrent |
| Total liabilities | at 2025-12-31 | $4.69bn | us-gaap:Liabilities |
| Shareholders' equity | at 2025-12-31 | $3.45bn | us-gaap:StockholdersEquity |
| Shares outstanding | at 2025-12-31 | 243,823,900 shares | dei:EntityCommonStockSharesOutstanding |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1741530/000110465926049501/qfin-20251231x20f.htm

Filed Apr 27, 2026.
Source: SEC EDGAR, the filing index for accession 0001104659-26-049501. Last ingested by Listed: Nov 12, 2026, 17:20 ET. No prices; not investment advice.